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Original filing (PDF)20251014103602NAL0005443266001
CRETE SOLUTIONS, LLC
Form 5500
FILING_RECEIVED
CRETE SOLUTIONS 401(K) PLAN
401(k) retirement plan
Signals · 2
~80 bps in Sched C feesNo recordkeeper disclosed
Active participants
151
Accounts w/ balance
189
Plan assets (EOY)
$2.9M
Net assets (EOY)
$2.9M
How this plan invests
This plan
9 pooled trusts
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 80 bps in Schedule C fees — 54% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CRETE SOLUTIONS, LLC.
Plan sponsor
Name
CRETE SOLUTIONS, LLC
EIN
82-1639592
Address
2005 EASTWOOD ROAD · SUITE 200 · WILMINGTON, NC · 28403
Phone
(910) 726-1687
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CHESTNUTT, JOHNSON & TYSON, P.A.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS LLC | 11-3665754 | — | NONE | $23K | — |
Investments
14 direct securities · 9 pooled funds· $2.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$1.6M
14 holdings
Common Collective Trust
$1.3M
9 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Federated Hermes Govt Obl PRM Federated 0 | — | — | — | $460K | 16.1% | |
| American Century Growth R6 American Century 0 | — | — | — | $367K | 12.9% | |
| T. ROWE PRICE RETIREMENT 2040 TRUST T. ROWE PRICE · EIN 35-6941729 / PN 390 | Common Collective Trust | — | — | $333K | 11.7% | |
| T. ROWE PRICE RETIREMENT 2035 TRUST T. ROWE PRICE · EIN 36-7595013 / PN 387 | Common Collective Trust | — | — | $301K | 10.5% | |
| T. ROWE PRICE RETIREMENT 2030 TRUST T. ROWE PRICE · EIN 38-7010946 / PN 384 | Common Collective Trust | — | — | $184K | 6.4% | |
| T. ROWE PRICE RETIREMENT 2060 TRUST T. ROWE PRICE · EIN 47-1088316 / PN 363 | Common Collective Trust | — | — | $143K | 5.0% | |
| (CL) Invesco Discovery R6 Invesco 0 | — | — | — | $143K | 5.0% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $132K | 4.6% | |
| Macquarie Mid Cap Growth R6 Macquarie 0 | — | — | — | $129K | 4.5% | |
| T. ROWE PRICE RETIREMENT 2055 TRUST T. ROWE PRICE · EIN 35-6941728 / PN 399 | Common Collective Trust | — | — | $114K | 4.0% | |
| American Funds American Balanced R6 American Funds 0 | — | — | — | $113K | 4.0% | |
| T. ROWE PRICE RETIREMENT 2045 TRUST T. ROWE PRICE · EIN 32-6199848 / PN 393 | Common Collective Trust | — | — | $88K | 3.1% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $72K | 2.5% | |
| T. ROWE PRICE RETIREMENT 2050 TRUST T. ROWE PRICE · EIN 30-6303214 / PN 396 | Common Collective Trust | — | — | $68K | 2.4% | |
| BlackRock Inflation Protected Bond K BlackRock 0 12 Vanguard 500 Index Adm Vanguard 0 | — | — | — | $55K | 1.9% | |
| T. ROWE PRICE RETIREMENT 2025 TRUST T. ROWE PRICE · EIN 37-6495447 / PN 381 | Common Collective Trust | — | — | $50K | 1.8% | |
| Fidelity International Index Fidelity 0 | — | — | — | $24K | 0.8% | |
| T. ROWE PRICE RETIREMENT 2020 TRUST T. ROWE PRICE · EIN 36-7594871 / PN 378 | Common Collective Trust | — | — | $20K | 0.7% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 | — | — | — | $18K | 0.6% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $14K | 0.5% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $12K | 0.4% | |
| PGIM High Yield R6 PGIM 0 | — | — | — | $9K | 0.3% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $4K | 0.1% |
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