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Original filing (PDF)20250822052013NAL0002393059001
MCDONALD GARDENS LLC
Form 5500
FILING_RECEIVED
MCDONALD GARDENS LLC 401K PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
173
Accounts w/ balance
157
Plan assets (EOY)
$2.6M
Net assets (EOY)
$2.6M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "VANGUARD GROWTH INDEX FUND ADM" is 27% of plan.
Helping the score
- Below-peer total fees (36 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MCDONALD GARDENS LLC.
Plan sponsor
Name
MCDONALD GARDENS LLC
EIN
82-1638851
Address
1139 WEST PEMBROKE AVE · HAMPTON, VA · 23661
Phone
(757) 962-7596
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
COLBY AND COMPANY PLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $3K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | INVESTMENT ADVISOR | $6K | — |
Investments
28 direct securities· $2.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD GROWTH INDEX FUND ADM | Registered Investment Companies | — | — | $716K | 27.1% | |
| ISHARES S&P 500 INDEX K | Registered Investment Companies | — | — | $557K | 21.1% | |
| BNYM GLOBAL EQUITY INC FD I | Registered Investment Companies | — | — | $143K | 5.4% | |
| LORD ABBETT SHORT DUR INC R6 970 REGISTERED INVESTMENT COMPANY JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $131K | 4.9% | |
| NUVEEN LC INDEX 2035 R6 | Registered Investment Companies | — | — | $130K | 4.9% | |
| VANGUARD TOTAL INTL BD IDX ADM | Registered Investment Companies | — | — | $126K | 4.8% | |
| NUVEEN LC INDEX 2060 R6 | Registered Investment Companies | — | — | $106K | 4.0% | |
| VANGUARD WELLESLEY INCOME-ADMR | Registered Investment Companies | — | — | $97K | 3.7% | |
| VANGUARD MID CAP VALUE IND ADM | Registered Investment Companies | — | — | $94K | 3.6% | |
| MFS INTL INTRINSIC VALUE R6 | Registered Investment Companies | — | — | $74K | 2.8% | |
| NUVEEN LC INDEX 2030 R6 | Registered Investment Companies | — | — | $72K | 2.7% | |
| NUVEEN LC INDEX 2015 R6 | Registered Investment Companies | — | — | $65K | 2.5% | |
| NUVEEN LC INDEX 2055 R6 | Registered Investment Companies | — | — | $61K | 2.3% | |
| VICTORY SMALL CO OPPORTUNITY I | Registered Investment Companies | — | — | $40K | 1.5% | |
| VANGUARD MIDCAP GROWTH IDX ADM | Registered Investment Companies | — | — | $35K | 1.3% | |
| NUVEEN LC INDEX 2050 R6 | Registered Investment Companies | — | — | $28K | 1.0% | |
| ISHARES RUSSELL MIDCAP INDEX K | Registered Investment Companies | — | — | $27K | 1.0% | |
| BLACKROCK FEDFUND - PREMIER | Registered Investment Companies | — | — | $24K | 0.9% | |
| VANGUARD SMALL CAP INDEX ADMRL 597 REGISTERED INVESTMENT COMPANY PIMCO INCOME FUND - INSTL | Registered Investment Companies | — | — | $24K | 0.9% | |
| VANGUARD BAL IDX - ADM | Registered Investment Companies | — | — | $22K | 0.8% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $21K | 0.8% | |
| NUVEEN LC INDEX 2040 R6 | Registered Investment Companies | — | — | $12K | 0.5% | |
| NUVEEN LC INDEX 2010 R6 | Registered Investment Companies | — | — | $12K | 0.4% | |
| NUVEEN LC INDEX 2020 R6 | Registered Investment Companies | — | — | $6K | 0.2% | |
| VANGUARD TOT INTL STK IND ADM | Registered Investment Companies | — | — | $6K | 0.2% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $3K | 0.1% | |
| NUVEEN LC INDEX 2045 R6 | Registered Investment Companies | — | — | $3K | 0.1% | |
| NUVEEN LC INDEX 2025 R6 | Registered Investment Companies | — | — | $1K | <0.1% |
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