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Original filing (PDF)20251014110848NAL0003744784008
XARIABLE, INC.
Form 5500
FILING_RECEIVED
LOOP RETURNS 401(K) PLAN
401(k) retirement plan
Signals · 1
45% in single holding
Active participants
195
Accounts w/ balance
241
Plan assets (EOY)
$8.4M
Net assets (EOY)
$8.4M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
77
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "VANGUARD GROUP TOTAL STOCK IDX ADMIRAL CLASS" is 45% of plan.
Helping the score
- Below-peer total fees (7 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for XARIABLE, INC..
Plan sponsor
Name
XARIABLE, INC.
EIN
82-1581131
Address
797 NORTH WALL ST. · SUITE 201 · COLUMBUS, OH · 43215
Phone
(614) 362-7970
Industry
Professional & Technical Servicessee all
Plan administrator
Name
GUIDELINE RK, LLC
EIN
30-1418950
City
BURLINGAME, CA
Phone
(888) 228-3491
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANCHEC(K) CPAS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT TRUST COMPANY | 43-1971558 | — | CUSTODIAN | $0 | — |
Recordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GUIDELINE, INC. | 47-4474775 | — | RECORDKEEPER | $6K | — |
Investments
32 direct securities· $8.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD GROUP TOTAL STOCK IDX ADMIRAL CLASS | — | — | — | $3.8M | 45.3% | |
| VANGUARD FUNDS DEVELOPED MARKETS IDX ADM | — | — | — | $1.5M | 17.4% | |
| VANGUARD GROUP BOND INDEX ADMIRAL CLASS | — | — | — | $921K | 11.0% | |
| VANGUARD EMERGING MARKETS STK ADM CL | — | — | — | $715K | 8.5% | |
| VANGUARD SPECIAL DIV REIT IDX FUND ADM SHS | — | — | — | $336K | 4.0% | |
| VANGUARD FUNDS TOTAL INTERNATION BOND IDX | — | — | — | $311K | 3.7% | |
| VANGUARD GROUP INDEX 500 ADM | — | — | — | $248K | 3.0% | |
| VANGUARD GROUP GROWTH IDX ADM | — | — | — | $133K | 1.6% | |
| VANGUARD GROUP RESERVE FED MM FD | — | — | — | $123K | 1.5% | |
| VANGUARD GROUP MID CAP IDX ADM | — | — | — | $42K | 0.5% | |
| VANGUARD GROUP FTSE SOCIAL IDX ADM | — | — | — | $40K | 0.5% | |
| VANGUARD GROUP SMALL CAP VALUE IDX ADM | — | — | — | $39K | 0.5% | |
| PARTICIPANT NOTES RECEIVABLE | — | — | — | $38K | 0.5% | |
| VANGUARD INFO TECH IDX ADM | — | — | — | $33K | 0.4% | |
| VANGUARD SHORT-TERM INFL PROTECT SEC IDX ADM | — | — | — | $26K | 0.3% | |
| VANGUARD GROUP VALUE IDX ADM | — | — | — | $22K | 0.3% | |
| VANGUARD SPECIAL DIV DIVIDEND APPREC IDX ADM | — | — | — | $21K | 0.3% | |
| VANGUARD GROUP ST BD IDX ADM | — | — | — | $20K | 0.2% | |
| VANGUARD GROUP SM CAP IDX ADM | — | — | — | $19K | 0.2% | |
| VANGUARD GROUP LG CAP IDX FUND ADM | — | — | — | $16K | 0.2% | |
| VANGUARD TELECOM SERVICES IDX ADM | — | — | — | $9K | 0.1% | |
| VANGUARD GROUP MID CAP VALUE IDX FD-ADM | — | — | — | $8K | <0.1% | |
| VANGUARD GROUP MID CAP GROWTH IDX ADM | — | — | — | $5K | <0.1% | |
| VANGUARD GROUP TOTAL INSTL STOCK IDX ADM | — | — | — | $5K | <0.1% | |
| VANGUARD GROUP HIGH DIVID YIELD IDX ADM | — | — | — | $2K | <0.1% | |
| VANGUARD PACIFIC STOCK INDEX FUND ADM | — | — | — | $1K | <0.1% | |
| VANGUARD FINANCIALS IDX ADM | — | — | — | $637 | <0.1% | |
| VANGUARD INDUSTRIALS IDX ADM | — | — | — | $623 | <0.1% | |
| VANGUARD MATERIALS IDX ADM | — | — | — | $617 | <0.1% | |
| VANGUARD HEALTH CARE IDX ADM | — | — | — | $485 | <0.1% | |
| VANGUARD INTL EQUITY IDX | — | — | — | $163 | <0.1% | |
| VANGUARD GROUP LONG-TERM BOND IDX ADM | — | — | — | $158 | <0.1% |