Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $13K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market | — | — | — | $2.5M | 26.8% | |
| (a)(b) borrower, lessor, or similar party (c) collateral, par, or maturity value (e) value Investments (cont.) Exchange traded funds (cont.) Vanguard FTSE Developed Markets | — | — | — | $2.2M | 23.4% | |
| State Street Global Advisors SPDR S&P 500 ETF | — | — | — | $1.7M | 17.8% | |
| Vanguard FTSE Emerging Markets | — | — | — |
| $783K |
| 8.5% |
| iShares Core Total US Bond Market | — | — | — | $677K | 7.3% |
| State Street Global Advisors SPDR S&P 400 Mid Cap | — | — | — | $513K | 5.5% |
| State Street Global Advisors SPDR S&P 600 Small Cap ETF | — | — | — | $393K | 4.2% |
| Vanguard Total International Bond | — | — | — | $150K | 1.6% |
| iShares Emerging Markets USD Bond | — | — | — | $135K | 1.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $46K | 0.5% |
| iShares ESG Aware MSCI USA | — | — | — | $37K | 0.4% |
| State Street Global Advisors SPDR S&P Kensho New Economies Composite | — | — | — | $35K | 0.4% |
| Vanguard Value Index Fund | — | — | — | $31K | 0.3% |
| iShares ESG Aware MSCI EAFE | — | — | — | $18K | 0.2% |
| Vanguard LongTerm Goverment Bond 965 Vanguard Dividend Appreciation | — | — | — | $16K | 0.2% |
| Invesco Emerging Markets Sovereign Debt ETF 9 iShares 0-5 Year TIPS Bond | — | — | — | $13K | 0.1% |
| iShares ESG Aware MSCI EM | — | — | — | $12K | 0.1% |
| Vanguard Small-Cap Value | — | — | — | $11K | 0.1% |
| Goldman Sachs ActiveBeta International Equity | — | — | — | $11K | 0.1% |
| Schwab U.S. REIT | — | — | — | $10K | 0.1% |
| Vanguard Mid-Cap Value | — | — | — | $10K | 0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $7K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year 829 GraniteShares Bloomberg Commodity Broad Strategy No K-1 | — | — | — | $6K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap | — | — | — | $5K | <0.1% |
| and maturity dates from March 2025 through February 2027 | — | — | — | $5K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond | — | — | — | $5K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities | — | — | — | $5K | <0.1% |
| TCW Transform 500 | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $4K | <0.1% |
| Vanguard Global ex-U.S. Real Estate | — | — | — | $4K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity | — | — | — | $2K | <0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $2K | <0.1% |
| Xtrackers USD High Yield Corporate Bond | — | — | — | $2K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond | — | — | — | $2K | <0.1% |
| iShares ESG Aware USD Corporate Bond | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond | — | — | — | $1K | <0.1% |
| Investments Exchange traded funds Goldman Sachs Access Emerging Markets USD Bond | — | — | — | $1K | <0.1% |
