This is a pooled fund: many plans invest in it, and it holds the underlying securities.
This filing is a Direct Filing Entity (DFE) — a master trust or collective investment trust that pools assets from multiple participating plans. It does not have plan participants of its own, and the Plan Health Score formula doesn’t apply. Individual participant-facing plans that invest in this trust are the appropriate target for fiduciary analysis.
Cited interest vs pooled assets: cited interest sums what each participating plan reported holding in this trust, measured at that plan’s own year-end — and those filings span different years. Pooled assets is this single filing’s balance at one date. They’re independent measurements, so cited interest can land slightly above or below the pooled balance and won’t reconcile exactly.
Why no Schedule of Assets here? DFE holdings often live on the master trust’s own audited statement, not as a 4i schedule on the participating plans’ filings. We’re extending the parsing pipeline to cover DFE filings — see Methodology.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MATRIX TRUST COMPANY (PHOENIX) | 75-3182674 | — | CUSTODIAN | $2K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS | 47-0098400 | — | RECORDKEEPER AND TPA | $12K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2040 Inv | — | — | — | $1.1M | 11.4% | |
| Vanguard Total Stock Mkt Idx Adm | — | — | — | $1.1M | 10.8% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $939K | 9.7% | |
| Matrix Trust Matrix Trust SBDA | — | — | — | $870K | 9.0% |
| HEALTHEQUITY RETIREMENT SERVICES | 82-1222973 | — | PLAN SPONSOR | $22K | — |
| Vanguard Target Retirement 2035 Inv | — | — | — | $763K | 7.8% |
| Vanguard Target Retirement 2060 Inv | — | — | — | $708K | 7.3% |
| Vanguard Target Retirement 2055 Inv | — | — | — | $703K | 7.2% |
| Dimensional Fund Advisors DFA US Core Equity 1 I | — | — | — | $520K | 5.4% |
| Vanguard Target Retirement 2030 Inv | — | — | — | $481K | 4.9% |
| Vanguard Target Retirement 2045 Inv | — | — | — | $410K | 4.2% |
| Vanguard Target Retirement 2025 Inv | — | — | — | $350K | 3.6% |
| Vanguard Short-Term Bond Index (Adm) | — | — | — | $304K | 3.1% |
| Dimensional Fund Advisors DFA International Core Equity I | — | — | — | $297K | 3.1% |
| Vanguard Total Internat Stock Index Adm) | — | — | — | $232K | 2.4% |
| Vanguard Target Retirement 2065 Inv | — | — | — | $214K | 2.2% |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity I | — | — | — | $186K | 1.9% |
| Vanguard Total Bond Market Index (Adm) | — | — | — | $183K | 1.9% |
| Vanguard Real Estate (Adm) | — | — | — | $92K | 0.9% |
| American Funds American Funds American Balanced R6 ** - Dimensional Fund Advisors DFA Commodity Strategy I | — | — | — | $82K | 0.8% |
| Dimensional Fund Advisors DFA Inflation-Protected Securities I | — | — | — | $77K | 0.8% |
| Dimensional Fund Advisors DFA Intermediate-Term Extended Quality l | — | — | — | $59K | 0.6% |
| Vanguard Target Retirement 2020 Inv | — | — | — | $55K | 0.6% |
| Matrix Trust Money Market Retirement cash Account | — | — | — | $14K | 0.1% |
| Matrix Trust Cash | — | — | — | $12K | 0.1% |
| Vanguard Target Retirement Income Inv | — | — | — | $7K | <0.1% |
