Original filing (PDF)20250822085856NAL0008928992001

VERT MARKETS LLC

Name: VERT MARKETS LLC — PETERSON BROTHERS RETIREMENT PLAN, Form 5500 (2024)
Creator: VERT MARKETS LLC

Form 5500

FILING_RECEIVED

PETERSON BROTHERS RETIREMENT PLAN

401(k) retirement plan

Active participants

104

Accounts w/ balance

136

Plan assets (EOY)

$45.7M

Net assets (EOY)

$45.7M

How this plan invests

This plan

10 pooled trusts

Schedule D

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (18 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VERT MARKETS LLC.

Plan sponsor

Name

VERT MARKETS LLC

EIN

82-0548255

Address

5340 FRYLING ROAD, SUITE 100 · ERIE, PA · 16510

Phone

(814) 897-9000

Industry

Information / Tech / Mediasee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-22

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

SCHAFFNER KNIGHT MINNAUGH & CO PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$13K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WELLS FARGO ADVISORS FIN NETWORK LL	—	SAINT LOUIS, MO	INVESTMENT ADVISOR	$45K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
M2B RETIREMENT CONSULTING LLC	—	WEXFORD, PA	CONTRACT ADMIN	$7K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
SCHAFFNER, KNIGHT, MINNAUGH& COMPAN	—	ERIE, PA	AUDITOR	$15K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$2K	—

Investments

20 direct securities · 10 pooled funds· $45.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$23.8M

19 holdings

Common Collective Trust

$21.1M

10 holdings

Guaranteed Income / GIC

$795K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity 500 Index Fund	—	—	—	$10.7M	23.4%
AMERICAN CENTURY RD HYBRID 2035 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 083	Common Collective Trust	—	—	$6.0M	13.2%
AMERICAN CENTURY RD HYBRID 2040 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 084	Common Collective Trust	—	—	$6.0M	13.1%
AMERICAN CENTURY RD HYBRID 2045 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 085	Common Collective Trust	—	—	$2.9M	6.3%
AMERICAN CENTURY RD HYBRID 2030 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 082	Common Collective Trust	—	—	$2.5M	5.5%
T. Rowe Price Growth Stock Fund I Class	—	—	—	$1.7M	3.8%
Fidelity International Index Fund	—	—	—	$1.6M	3.5%
Federated Hermes Total Return Bond Fund Class R6 Shares	—	—	—	$1.2M	2.7%
T. Rowe Price Institutional Mid-Cap Equity Growth Fund	—	—	—	$1.1M	2.5%
Fidelity Mid Cap Index Fund	—	—	—	$1.0M	2.3%
AMERICAN CENTURY RD HYBRID 2025 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 081	Common Collective Trust	—	—	$1.0M	2.2%
The Hartford Equity Income Fund Class R6	—	—	—	$931K	2.0%
AMERICAN CENTURY RD HYBRID IN RET C BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 079	Common Collective Trust	—	—	$922K	2.0%
Janus Henderson Multi-Sector Income Fund Class N	—	—	—	$812K	1.8%
Similar Party Rate of Interest, Collateral, Par or Maturity Value Current Value Mutual Funds American Century Small Cap Growth Fund Class R6	—	—	—	$797K	1.7%
* Empower Annuity Insurance Company of America Empower Investments Fixed Account	Guaranteed Income / GIC	—	—	$795K	1.7%
AMERICAN CENTURY RD HYBRID 2050 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 086	Common Collective Trust	—	—	$704K	1.5%
AMERICAN CENTURY RD HYBRID 2055 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 087	Common Collective Trust	—	—	$688K	1.5%
T. Rowe Price Mid-Cap Value Fund I Class	—	—	—	$654K	1.4%
Fidelity Small Cap Index Fund	—	—	—	$600K	1.3%
American Funds American Balanced Fund Class R6	—	—	—	$513K	1.1%
Dimensional Fund Advisors Emerging Markets Portfolio Institutional Class	—	—	—	$370K	0.8%
from Participants November 2029	—	—	—	$329K	0.7%
PIMCO GNMA and Government Securities Fund Institutional Class	—	—	—	$315K	0.7%
Fidelity US Bond Index Fund	—	—	—	$299K	0.7%
AMERICAN CENTURY RD HYBRID 2060 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 088	Common Collective Trust	—	—	$284K	0.6%
JP Morgan Undiscovered Managers Behavioral Value Fund Class R6	—	—	—	$263K	0.6%
Dimensional Fund Advisors Real Estate Securities Portfolio Institutional Class	—	—	—	$263K	0.6%
PIMCO High Yield Fund Institutional Class	—	—	—	$197K	0.4%
AMERICAN CENTURY RD HYBRID 2065 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 089	Common Collective Trust	—	—	$59K	0.1%