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Original filing (PDF)20251002152300NAL0001545314001
ST. MARYS HOSPITAL AND CLINICS
Form 5500
FILING_RECEIVED
ST. MARY'S & CLEARWATER VALLEY HOSPITALS AND CLINICS 403(B) PLAN
Defined-contribution retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
440
Accounts w/ balance
580
Plan assets (EOY)
$24.0M
Net assets (EOY)
$23.9M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 48 bps in Schedule C fees — 67% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ST. MARYS HOSPITAL AND CLINICS.
Plan sponsor
Name
ST. MARYS HOSPITAL AND CLINICS
EIN
82-0226453
Address
701 LEWISTON STREET · COTTONWOOD, ID · 83522
Phone
(208) 962-3251
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RANDALL & HURLEY | 91-1661080 | LIBERTY LAKE, WA | NONE | $59K | — |
| RBC WEALTH MANAGEMENT | — | SEATTLE, WA | NONE | $48K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $10K | — |
Investments
26 direct securities· $23.3M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T Rowe Price 2010 Retirement I 952 T Rowe Price 2030 Retirement I | — | — | — | $4.5M | 18.8% | |
| T Rowe Price 2035 Retire I | — | — | — | $3.9M | 16.2% | |
| T Rowe Price 2050 Retirement I | — | — | — | $3.3M | 13.9% | |
| T Rowe Price 2040 Retire I | — | — | — | $2.6M | 10.8% | |
| T Rowe Price 2045 Retirement I | — | — | — | $2.5M | 10.6% | |
| T Rowe Price 2060 Retirement I | — | — | — | $1.2M | 4.8% | |
| T Rowe Price 2055 Retirement I | — | — | — | $1.1M | 4.4% | |
| T Rowe Price 2025 Retire I | — | — | — | $893K | 3.7% | |
| Participants Participant Loans Rates from 4.25% to 9.50% - | — | — | — | $465K | 1.9% | |
| Vanguard FTSE Social Index Admiral | — | — | — | $446K | 1.9% | |
| Vanguard 500 Index Fund | — | — | — | $363K | 1.5% | |
| Vanguard Extended Market Index Fund Admiral | — | — | — | $297K | 1.2% | |
| Vanguard Real Estate Index Admiral | — | — | — | $243K | 1.0% | |
| T Rowe Price 2020 Retire I | — | — | — | $228K | 1.0% | |
| MFS Growth Fund R6 | — | — | — | $210K | 0.9% | |
| Vanguard Total International Stock Index Admiral | — | — | — | $167K | 0.7% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $144K | 0.6% | |
| MFS Value Fund R6 | — | — | — | $117K | 0.5% | |
| Standard Insurance * Company Standard Stable Asset Fund | — | — | — | $112K | 0.5% | |
| Conestoga Small Cap Institutional | — | — | — | $88K | 0.4% | |
| American Funds Europacific Growth R6 | — | — | — | $75K | 0.3% | |
| Allspring Special Small Cap Value R6 | — | — | — | $73K | 0.3% | |
| American Funds New Perspective R6 | — | — | — | $71K | 0.3% | |
| Fidelity Emerging Markets Index Fund | — | — | — | $70K | 0.3% | |
| T Rowe Price 2015 Retire I | — | — | — | $65K | 0.3% | |
| PGIM Total Return Bond R6 | — | — | — | $54K | 0.2% |