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Original filing (PDF)20251014160842NAL0004472320001
FIRST FEDERAL SAVINGS BANK
Form 5500
FILING_RECEIVED
FIRST FEDERAL SAVINGS BANK 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
275
Accounts w/ balance
375
Plan assets (EOY)
$39.7M
Net assets (EOY)
$39.7M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (4 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST FEDERAL SAVINGS BANK.
Plan sponsor
Name
FIRST FEDERAL SAVINGS BANK
EIN
82-0172244
Address
383 SHOSHONE ST., NORTH · TWIN FALLS, ID · 83303
Phone
(208) 736-4420
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Name
FIRST FEDERAL SAVINGS BANK
EIN
82-0172244
City
TWIN FALLS, ID
Phone
(208) 736-4420
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFITS2 ADMINISTRATORS LLC | 92-1664169 | — | THIRD PARTY ADMINISTRATO | $8K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RT JONES CAPITAL EQUITIES MGMT INC | 20-1090152 | — | SERVICE PROVIDER | $3K | — |
| AMERICAN UNITED LIFE INSURANCE CO. | 35-0145825 | — | SERVICE PROVIDER | $3K | — |
Investments
40 direct securities · 1 pooled fund· $74.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$39.3M
39 holdings
Pooled Separate Account
$35.0M
1 holding
Pooled Separate Accounts
$416K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO. · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $35.0M | 88.3% | |
| Amerfds American Balanced R6 Mutual Funds N/A | — | — | — | $4.9M | 12.4% | |
| First Federal Savings Bank Certificates of Deposit; maturity terms between 3 months and 5 years; interest rates from 0.60% to 4.95% N/A | — | — | — | $2.4M | 6.0% | |
| Vanguard Growth Index Adm Mutual Funds N/A | — | — | — | $2.2M | 5.6% | |
| Vanguard Lifestrat Grth Inv Mutual Funds N/A | — | — | — | $2.1M | 5.4% | |
| Amerfds Washington Mutual R6 Mutual Funds N/A | — | — | — | $2.0M | 5.1% | |
| Pioneer Bond K Mutual Funds N/A | — | — | — | $1.9M | 4.7% | |
| AUL Stable Value Account Stable Value Fund N/A | — | — | — | $1.8M | 4.6% | |
| Pioneer Fundamental Grth K Mutual Funds N/A | — | — | — | $1.8M | 4.5% | |
| Vanguard 500 Index Adm Mutual Funds N/A | — | — | — | $1.8M | 4.5% | |
| Amerfds 2025 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $1.5M | 3.8% | |
| Amerfds 2045 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $1.5M | 3.7% | |
| Vanguard Smcap Value Idx Adm Mutual Funds N/A | — | — | — | $1.4M | 3.7% | |
| Vanguard Midcap Growth Index Adm Mutual Funds N/A | — | — | — | $1.4M | 3.5% | |
| MFS Mid Cap Value R6 Mutual Funds N/A | — | — | — | $1.2M | 3.1% | |
| MFS Intl Growth R6 Mutual Funds N/A | — | — | — | $1.1M | 2.8% | |
| Amerfds 2035 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $969K | 2.4% | |
| Amerfds 2050 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $945K | 2.4% | |
| Amerfds 2055 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $895K | 2.3% | |
| Fidelity Intl Index Mutual Funds N/A | — | — | — | $807K | 2.0% | |
| Amerfds 2040 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $772K | 1.9% | |
| Amerfds 2060 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $654K | 1.6% | |
| JPMorgan Mid Cap Growth R6 Mutual Funds N/A | — | — | — | $640K | 1.6% | |
| Vanguard Explorer Adm Mutual Funds N/A | — | — | — | $580K | 1.5% | |
| Thornburg Ltd Term Inc R6 Mutual Funds N/A | — | — | — | $579K | 1.5% | |
| Pgim High-Yield R6 Mutual Funds N/A | — | — | — | $543K | 1.4% | |
| JPMorgan Large Cap Value R6 Mutual Funds N/A | — | — | — | $431K | 1.1% | |
| invested in Amerfds 2030 Trgt Date Ret R6 Mutual Funds N/A | Pooled Separate Accounts | — | — | $416K | 1.0% | |
| Amerfds New Perspective R6 Mutual Funds N/A | — | — | — | $414K | 1.0% | |
| Amerfds 2065 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $337K | 0.9% | |
| Nuveen Real Estate Secs R6 Mutual Funds N/A | — | — | — | $336K | 0.8% | |
| Notes receivable from participants Maturing 2025-2029 at interest rates of 4.25% - 9.50% $ - | — | — | — | $301K | 0.8% | |
| JPMorgan US Equity R6 Mutual Funds N/A | — | — | — | $273K | 0.7% | |
| Vanguard Mid Cap Index Adm Mutual Funds N/A | — | — | — | $201K | 0.5% | |
| Vanguard Lifestrat Csrv GR Inv Mutual Funds N/A | — | — | — | $150K | 0.4% | |
| PIMCO Income Instl Mutual Funds N/A | — | — | — | $143K | 0.4% | |
| First Federal Savings Bank Money Market; interest rates from 0.05% to 0.75% N/A | — | — | — | $141K | 0.4% | |
| Fidelity Adv Total Bond Z Mutual Funds N/A | — | — | — | $59K | 0.1% | |
| Amerfds 2070 Trgt Date Ret R6 Mutual Funds N/A 421 Amerfds 2010 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $10K | <0.1% | |
| Amerfds 2020 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $8K | <0.1% | |
| Amerfds 2015 Trgt Date Ret R6 Mutual Funds N/A | — | — | — | $7K | <0.1% |