Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $9K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard FTSE Developed Markets | — | — | — | $1.5M | 23.2% | |
| Vanguard Total Stock Market ETF | — | — | — | $1.5M | 23.0% | |
| SPDR Portfolio S&P 500 ETF | — | — | — | $1.3M | 19.8% | |
| Vanguard FTSE Emerging Markets | — | — | — | $528K | 8.3% |
| iShares Core Total US Bond Market ETF | — | — | — | $418K | 6.6% |
| SPDR Portfolio S&P 400 Mid Cap | — | — | — | $324K | 5.1% |
| SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $237K | 3.7% |
| Vanguard Total International Bond ETF | — | — | — | $96K | 1.5% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $88K | 1.4% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $71K | 1.1% |
| SPDR S&P Kensho New Economies Composite ETF | — | — | — | $51K | 0.8% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $39K | 0.6% |
| Vanguard Value ETF | — | — | — | $27K | 0.4% |
| Xtrackers USD High Yield Corporate Bond 562 iShares Trust iShares 5-10 Year Investment Grade Corporate Bond ETF 33 JPMorgan Ultra-Short Income | — | — | — | $27K | 0.4% |
| Vanguard Dividend Appreciation ETF | — | — | — | $21K | 0.3% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $20K | 0.3% |
| iShares MSCI ACWI Low Carbon Target ETF | — | — | — | $20K | 0.3% |
| iShares National AMT-Free Muni Bond ETF | — | — | — | $20K | 0.3% |
| iShares ESG Aware MSCI USA ETF | — | — | — | $16K | 0.3% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity | — | — | — | $16K | 0.3% |
| Goldman Sachs Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $16K | 0.3% |
| Vanguard Mid-Cap Value ETF | — | — | — | $15K | 0.2% |
| (interest rate of 9.50%, 12/28/2028 maturity date) | — | — | — | $12K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $10K | 0.2% |
| iShares ESG Aware USD Corporate Bond ETF 597 Vanguard Small-Cap Value ETF | — | — | — | $9K | 0.1% |
| iShares ESG Aware MSCI EAFE ETF | — | — | — | $8K | 0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF | — | — | — | $8K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $7K | 0.1% |
| Invesco Emerging Markets Sovereign Debt ETF - Invesco QQQ Trust | — | — | — | $6K | 0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF | — | — | — | $5K | <0.1% |
| Schwab U.S. REIT ETF | — | — | — | $5K | <0.1% |
| TCW Transform 500 ETF | — | — | — | $4K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $4K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $4K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $4K | <0.1% |
| iShares ESG Aware MSCI EM ETF | — | — | — | $3K | <0.1% |
| Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $3K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF 965 Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $3K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF | — | — | — | $2K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $2K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF | — | — | — | $2K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $2K | <0.1% |
