How big is Reforge Inc.'s plan?

Reforge Inc.'s plan reported $5.3M in assets and 36 participants for 2024.

Original filing (PDF)20250917143002NAL0000633027001

Reforge Inc.

Name: Reforge Inc. — Reforge 401(k) Plan, Form 5500 (2024)
Creator: Reforge Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Reforge 401(k) Plan

401(k) retirement plan · Reforge Inc.'s Reforge 401(k) Plan held $5.3M in plan assets for 36 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Late participant contributions42% in single holding

Active participants

Accounts w/ balance

116

Plan assets (EOY)

$5.3M

Net assets (EOY)

$5.3M

People on this filing

Stephanie Locey signed Reforge Inc.'s 2024 Form 5500 as plan administrator.

Stephanie Locey — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Reforge Inc.'s EIN is 81-5253945.

EIN 81-5253945

Plan number 001

Plan year 2024

ACK ID 20250917143002NAL0000633027001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Reforge Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Reforge Inc.'s plan includes ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA), profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for REFORGE INC.

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How this plan invests

This plan

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 76K (5% of contributions).
Bottom-decile employer contributions per participant (10th percentile).

Helping the score

Below-peer total plan cost (93rd percentile).
High account-holder ratio — balance-holders per active participant in the top 15% of peers (98th percentile).

Plan sponsor

Name

REFORGE INC

EIN

all filings

Address

548 MARKET ST · PMB 88675 · SAN FRANCISCO, CA · 94104

Phone

(650) 582-2903

Industry

Educational Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-17

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$1K	—

Investments

26 direct securities· $5.3M(100% of reported assets)

Mutual Funds

$4.5M

13 holdings

Common Collective Trusts

$782K

8 holdings

Other securities

$33K

4 holdings

Bonds / Notes

$9K

1 holding

					% of plan
Fidelity Freedom Index 2055 Fund - Premier Class	Mutual Funds	—	—	$2.2M	42.2%
Fidelity Freedom Index 2050 Fund - Premier Class	Mutual Funds	—	—	$747K	14.1%
Fidelity Freedom Index 2045 Fund - Premier Class	Mutual Funds	—	—	$675K	12.7%
Fidelity Freedom Index 2060 Fund - Premier Class	Mutual Funds	—	—	$434K	8.2%
Fidelity 500 Index Fund	Common Collective Trusts	—	—	$360K	6.8%
Fidelity Freedom Index 2040 Fund - Premier Class	Mutual Funds	—	—	$139K	2.6%
Fidelity Large Cap Growth Index Fund	Common Collective Trusts	—	—	$125K	2.4%
Fidelity Total Market Index Fund	Common Collective Trusts	—	—	$116K	2.2%
Fidelity Freedom Index 2035 Fund - Premier Class	Mutual Funds	—	—	$103K	1.9%
Fidelity International Index Fund	Common Collective Trusts	—	—	$95K	1.8%
Putnam Large Cap Value Fund, Class R6	Mutual Funds	—	—	$68K	1.3%
Fidelity U.S. Bond Index Fund	Common Collective Trusts	—	—	$27K	0.5%
MFS International Equity Fund Class R6	Mutual Funds	—	—	$25K	0.5%
Fidelity Emerging Markets Index Fund	Common Collective Trusts	—	—	$24K	0.4%
Invesco RAE US Small Cap Fund, Institutional Class	Mutual Funds	—	—	$23K	0.4%
Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$19K	0.4%
Principal MidCap Value Fund, Institutional Class	Other securities	—	—	$16K	0.3%
Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$16K	0.3%
Fidelity Freedom Index 2065 Fund - Premier Class	Mutual Funds	—	—	$10K	0.2%
Participant loans - 2 loans outstanding with interest rates of 8.50% -	Bonds / Notes	—	—	$9K	0.2%
American Funds The Bond Fund Of America Class R-6	Mutual Funds	—	—	$8K	0.2%
Fidelity Government Money Market Fund, Class K6	Mutual Funds	—	—	$8K	0.1%
PGIM High Yield Fund, Class R6	Other securities	—	—	$7K	0.1%
JPMorgan Mid Cap Growth Fund Class R6	Other securities	—	—	$6K	0.1%
Cohen & Steers Institutional Realty Shares	Other securities	—	—	$4K	<0.1%
American Funds New World Fund Class R-6	Mutual Funds	—	—	$4K	<0.1%