How big is Vault Risk Management Services, LLC's plan?

Vault Risk Management Services, LLC's plan reported $15.9M in assets and 223 participants for 2024.

Original filing (PDF)20251014114236NAL0001295875001

Vault Risk Management Services, LLC

Name: Vault Risk Management Services, LLC — Vault Risk, Form 5500 (2024)
Creator: Vault Risk Management Services, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Vault Risk Management 401(k) Plan

401(k) retirement plan · Vault Risk Management Services, LLC's Vault Risk Management 401(k) Plan held $15.9M in plan assets for 223 participants in 2024, with Empower as recordkeeper.

Signals · 2

Corrective distributions issued~102 bps in Sched C fees

Active participants

223

Accounts w/ balance

258

Plan assets (EOY)

$15.9M

Net assets (EOY)

$15.9M

Plan identifiers

Vault Risk Management Services, LLC's EIN is 81-4334051.

EIN 81-4334051

Plan number 001

Plan year 2024

ACK ID 20251014114236NAL0001295875001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Vault Risk Management Services, LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Vault Risk Management Services, LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for VAULT RISK MANAGEMENT SERVICES, LLC.

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How this plan invests

This plan

35 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (5th percentile).

Plan sponsor

Name

VAULT RISK MANAGEMENT SERVICES, LLC

EIN

all filings

Address

300 FIRST AVENUE SOUTH, STE 401 · ST. PETERSBURG, FL · 33701

Phone

(703) 300-7006

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$99K	—
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$6K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp

Investments

35 direct securities· $15.8M(99% of reported assets)

Other securities

$12.5M

22 holdings

Common Collective Trusts

$2.5M

2 holdings

Mutual Funds

$543K

10 holdings

Bonds / Notes

$220K

1 holding

					% of plan
ISHARES S&P 500 INDEX K	Common Collective Trusts	—	—	$2.3M	14.6%
BLACKROCK LIFEPATH INDEX 2045 K	Other securities	—	—	$2.1M	13.1%
BLACKROCK LIFEPATH INDEX 2040 K	Other securities	—	—	$2.0M	12.8%
BLACKROCK LIFEPATH INDEX 2060 K	Other securities	—	—	$1.5M	9.7%
BLACKROCK LIFEPATH INDEX 2050 K	Other securities	—	—	$1.5M	9.3%
BLACKROCK LIFEPATH INDEX 2030 K	Other securities	—	—	$1.3M	8.1%
BLACKROCK LIFEPATH INDEX 2035 K	Other securities	—	—	$902K	5.7%
BLACKROCK LIFEPATH INDEX 2055 K	Other securities	—	—	$826K	5.2%
JPMORGAN US EQUITY R6	Other securities	—	—	$508K	3.2%
ISHARES MSCI TOTAL INTERNATIONAL INDEX K	Other securities	—	—	$349K	2.2%
JPMORGAN INVESTOR GROWTH R6	Other securities	—	—	$306K	1.9%
BLACKROCK LIFEPATH INDEX 2065 K	Other securities	—	—	$250K	1.6%
Notes receivable from participants (4.25%-9.50%)	Bonds / Notes	—	—	$220K	1.4%
AMERICAN CENTURY ULTRA R6	Other securities	—	—	$207K	1.3%
BLACKROCK LIFEPATH INDEX RETIREMENT K	Other securities	—	—	$183K	1.2%
ISHARES RUSSELL MID-CAP INDEX K	Other securities	—	—	$180K	1.1%
ISHARES RUSSELL 2000 SMALL-CAP INDEX K	Common Collective Trusts	—	—	$138K	0.9%
AMERICAN FUNDS BOND FUND OF AMER R6	Mutual Funds	—	—	$126K	0.8%
BLACKROCK 80/20 TARGET ALLOCATION K	Other securities	—	—	$100K	0.6%
BLACKROCK MID-CAP GROWTH EQUITY K	Other securities	—	—	$81K	0.5%
AMERICAN FUNDS NEW PERSPECTIVE R6	Mutual Funds	—	—	$80K	0.5%
PUTNAM SMALL CAP GROWTH R6	Mutual Funds	—	—	$77K	0.5%
MFS EQUITY INCOME R6	Mutual Funds	—	—	$72K	0.5%
BLACKROCK 40/60 TARGET ALLOCATION K	Other securities	—	—	$68K	0.4%
MFS MID CAP VALUE R6	Mutual Funds	—	—	$53K	0.3%
PIMCO INCOME INSTL	Mutual Funds	—	—	$52K	0.3%
EI FIXED ACCOUNT - SERIES CLASS II	Other securities	—	—	$47K	0.3%
AMERICAN CENTURY SMALL CAP VALUE R6	Other securities	—	—	$39K	0.2%
AMERICAN FUNDS EUROPACIFIC GR R6	Mutual Funds	—	—	$33K	0.2%
BLACKROCK 20/80 TARGET ALLOCATION K	Other securities	—	—	$30K	0.2%
PGIM JENNISON INTERNATIONAL OPPS R6	Other securities	—	—	$28K	0.2%
AMERICAN FUNDS NEW WORLD R6	Mutual Funds	—	—	$24K	0.1%
BLACKROCK GLOBAL ALLOCATION K	Other securities	—	—	$19K	0.1%
PUTNAM INTERNATIONAL VALUE R6	Mutual Funds	—	—	$15K	<0.1%
PIMCO REAL RETURN INSTL	Mutual Funds	—	—	$11K	<0.1%