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Original filing (PDF)20250806093655NAL0001641139001
BAKER CONSTRUCTION ENTERPRISES INC.
Form 5500
FILING_RECEIVED
BAKER COMPANIES 401(K) PLAN
401(k) retirement plan
Active participants
7,694
Accounts w/ balance
1,823
Plan assets (EOY)
$180.6M
Net assets (EOY)
$180.6M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 24% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (2 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAKER CONSTRUCTION ENTERPRISES INC..
Plan sponsor
Name
BAKER CONSTRUCTION ENTERPRISES INC.
EIN
81-4294887
Address
900 NORTH GARVER ROAD · MONROE, OH · 45050
Phone
(513) 539-4008
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$54K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $35K | — |
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | ADVISOR | $29K | — |
| WELLTH ADVISORY SERVICES LLC | 99-2539506 | — | ADVISOR | $10K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS | 44-0160260 | — | ACCOUNTANT/AUDITOR | $25K | — |
Investments
34 direct securities · 1 pooled fund· $194.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$175.8M
33 holdings
Common Collective Trust
$14.0M
1 holding
Mutual Funds
$4.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund 109,099 shares | — | — | $109K | $22.3M | 12.3% | |
| Common Collective Trust Funds *Fidelity Fidelity Managed Income Portfolio Class 1 13,970,577 shares | — | — | $14.0M | $14.0M | 7.7% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $14.0M | 7.7% | |
| Fidelity Blue Chip Growth Fund 56,694 shares | — | — | $57K | $13.0M | 7.2% | |
| JPMorgan U.S. Equity Fund Class R5 502,500 shares | — | — | $503K | $12.5M | 6.9% | |
| T. Rowe Price T. Rowe Price Retirement 2040 Fund 312,494 shares | — | — | $312K | $9.6M | 5.3% | |
| T. Rowe Price T. Rowe Price Retirement 2035 Fund 426,374 shares | — | — | $426K | $9.0M | 5.0% | |
| T. Rowe Price T. Rowe Price Retirement 2050 Fund 456,536 shares | — | — | $457K | $8.6M | 4.8% | |
| T. Rowe Price T. Rowe Price Retirement 2030 Fund 319,495 shares | — | — | $319K | $8.2M | 4.5% | |
| T. Rowe Price T. Rowe Price Retirement 2055 Fund 403,279 shares | — | — | $403K | $8.0M | 4.4% | |
| T. Rowe Price T. Rowe Price Retirement 2045 Fund 328,330 shares | — | — | $328K | $7.3M | 4.0% | |
| Vanguard Wellington Fund Admiral Shares 92,794 shares | — | — | $93K | $6.9M | 3.8% | |
| John Hancock Financial John Hancock Funds Disciplined Value Mid Cap Fund 248,307 shares | — | — | $248K | $6.7M | 3.7% | |
| Janus Henderson Janus Henderson Overseas N 118,245 shares | — | — | $118K | $5.3M | 2.9% | |
| T. Rowe Price T. Rowe Price Retirement 2025 Fund 294,537 shares | — | — | $295K | $4.9M | 2.7% | |
| BlackRock Equity Dividend Fund Institutional Shares 252,379 shares | Mutual Funds | — | $252K | $4.8M | 2.7% | |
| Massachusetts Financial Services MFS Mid Cap Growth Fund Class R4 142,118 shares | — | — | $142K | $4.3M | 2.4% | |
| Participant Loans Various maturity dates through October 2051; interest rates of 4.25% to 9.50% | — | — | — | $4.2M | 2.3% | |
| Principal SmallCap Growth Fund I 278,109 shares | — | — | $278K | $4.1M | 2.3% | |
| Fidelity Total Bond K6 413,209 shares | — | — | $413K | $3.6M | 2.0% | |
| Fidelity Total International Index Fund 259,181 shares | — | — | $259K | $3.5M | 1.9% | |
| Self-Directed Brokerage Accounts Various | — | — | — | $3.3M | 1.8% | |
| Fidelity U.S. Bond Index Fund 258,604 shares | — | — | $259K | $2.6M | 1.5% | |
| DWS Distributors, Inc. DWS RREEF Real Estate Securities Fund 103,744 shares | — | — | $104K | $2.2M | 1.2% | |
| American Century American Century Small Cap Value Fund 211,172 shares | — | — | $211K | $2.2M | 1.2% | |
| PIMCO Institutional PIMCO Real Return Fund 157,923 shares | — | — | $158K | $1.6M | 0.9% | |
| Fidelity Mid Cap Index Fund 46,243 shares | — | — | $46K | $1.6M | 0.9% | |
| T. Rowe Price T. Rowe Price Retirement 2015 Fund 110,751 shares | — | — | $111K | $1.4M | 0.8% | |
| T. Rowe Price T. Rowe Price Retirement 2060 Fund 79,339 shares | — | — | $79K | $1.3M | 0.7% | |
| T. Rowe Price T. Rowe Price Retirement 2020 Fund 66,062 shares | — | — | $66K | $1.2M | 0.7% | |
| T. Rowe Price T. Rowe Price Retirement 2065 Fund 88,936 shares | — | — | $89K | $1.1M | 0.6% | |
| Fidelity Small Cap Index Fund 20,925 shares | — | — | $21K | $579K | 0.3% | |
| T. Rowe Price T. Rowe Price Retirement 2005 Fund 38,607 shares | — | — | $39K | $462K | 0.3% | |
| T. Rowe Price T. Rowe Price Retirement 2010 Fund 15,911 shares | — | — | $16K | $241K | 0.1% | |
| Money Market Fund *Fidelity Fidelity Government Money Market Fund Class K6 26,600 shares | — | — | $27K | $27K | <0.1% |
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