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Original filing (PDF)20250811095434NAL0003887091001
R.D. OFFUTT COMPANY
Form 5500
FILING_RECEIVED
OFFUTT COMPANIES 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed6 service providers
Active participants
5,284
Accounts w/ balance
6,482
Plan assets (EOY)
$592.0M
Net assets (EOY)
$592.0M
How this plan invests
This plan
14 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 13 bps in Schedule C fees — 108% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for R.D. OFFUTT COMPANY.
Plan sponsor
Name
R.D. OFFUTT COMPANY
EIN
81-4124511
Address
225 BROADWAY NORTH · FARGO, ND · 58102
Phone
(701) 526-9662
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| T ROWE PRICE RPS INC | — | BALTIMORE, MD | NONE | $410K | — |
| THE AYCO COMPANY L.P. | — | PITTSBURGH, PA | NONE | $200K | — |
| CAPFINANCIAL PARTNERS LLC | — | RALEIGH, NC | NONE | $74K | — |
| IGRAD, LLC | — | MELBOURNE, FL | NONE | $38K | — |
| EIDEBAILLY LLP | — | FARGO, ND | NONE | $17K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $1K | — |
Investments
12 direct securities · 14 pooled funds· $592.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$467.9M
14 holdings
Uncategorized
$124.1M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD FID TRUST CO TR 2045 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $82.3M | 13.9% | |
| VANGUARD FID TRUST CO TR 2035 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $66.8M | 11.3% | |
| VANGUARD FID TRUST CO TR 2040 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $58.8M | 9.9% | |
| Vanguard Inst Index Mutual Fund N/A | — | — | — | $52.2M | 8.8% | |
| VANGUARD FID TRUST CO TR 2055 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $50.3M | 8.5% | |
| VANGUARD FID TRUST CO TR 2030 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $48.0M | 8.1% | |
| VANGUARD FID TRUST CO TR 2050 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $46.6M | 7.9% | |
| VANGUARD FID TRUST CO TR 2025 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $38.1M | 6.4% | |
| VANGUARD FID TRUST CO TR 2060 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $25.5M | 4.3% | |
| TRP STABLE VALUE COMMON TRUST FUND T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $18.7M | 3.2% | |
| Vanguard Small Cap Index Instl Mutual Fund N/A | — | — | — | $14.4M | 2.4% | |
| Notes receivable from participants Maturing 2025 - 2039 at interest rates of 4.25% - 9.50% - | — | — | — | $13.8M | 2.3% | |
| VANGUARD FID TRUST CO TR 2020 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $12.6M | 2.1% | |
| Vanguard Mid-cap Index, Inst Mutual Fund N/A | — | — | — | $12.6M | 2.1% | |
| American New Perspectives R6 Mutual Fund N/A | — | — | — | $10.7M | 1.8% | |
| Self-Directed Brokerage Accounts Self-Directed Brokerage N/A | — | — | — | $7.7M | 1.3% | |
| VANGUARD FID TRUST CO TR 2065 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $7.2M | 1.2% | |
| GREAT GRAY TR EUROPAC GRWTH CT GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289843 / PN 001 | Common Collective Trust | — | — | $7.1M | 1.2% | |
| VANGUARD FID TRUST CO TR INC TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $5.1M | 0.9% | |
| Dodge & Cox Income Mutual Fund N/A | — | — | — | $4.1M | 0.7% | |
| Vanguard Total Bond Index Adm Mutual Fund N/A | — | — | — | $3.5M | 0.6% | |
| Vanguard Fed Money Market Fund Mutual Fund N/A | — | — | — | $2.1M | 0.4% | |
| T Rowe Price Intl Discovery Mutual Fund N/A | — | — | — | $1.7M | 0.3% | |
| T Rowe Price Government Money Mutual Fund N/A | — | — | — | $832K | 0.1% | |
| VANGUARD FID TRUST CO TR 2070 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $630K | 0.1% | |
| Pimco Intl Bond Hedged I Mutual Fund N/A | — | — | — | $521K | <0.1% |