Original filing (PDF)20251015181704NAL0002745619001

CARIBOU

Name: CARIBOU — CARIBOU 401(K) PLAN, Form 5500 (2024)
Creator: CARIBOU

Form 5500

FILING_RECEIVED

CARIBOU 401(K) PLAN

401(k) retirement plan

Signals · 1

31% in single holding

Active participants

181

Accounts w/ balance

250

Plan assets (EOY)

$8.6M

Net assets (EOY)

$8.6M

How this plan invests

This plan

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Vanguard Total Stock Market ETF Exchange Traded Fund" is 31% of plan.

Helping the score

Below-peer total fees (18 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARIBOU.

Plan sponsor

Name

CARIBOU

EIN

81-3931039

Address

1717 RHODE ISLAND AVE. NW · SUITE 500 · WASHINGTON, DC · 20036

Phone

(571) 424-1411

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

ARMANINO LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
BETTERMENT FOR BUSINESS, LLC	47-4872674	NEW YORK, NY	RECORDKEEPER	$16K	—

Investments

33 direct securities· $8.5M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Total Stock Market ETF Exchange Traded Fund	—	—	—	$2.6M	30.7%
Vanguard FTSE Developed Markets Exchange Traded Fund	—	—	—	$1.9M	21.8%
SPDR Portfolio S&P 500 ETF Exchange Traded Fund	—	—	—	$1.2M	13.5%
Vanguard FTSE Emerging Markets Exchange Traded Fund	—	—	—	$678K	7.9%
iShares Core MSCI EAFE ETF Exchange Traded Fund 170 iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 209 iShares Core Total US Bond Market ETF Exchange Traded Fund	—	—	—	$645K	7.5%
SPDR Portfolio S&P 400 Mid Cap Exchange Traded Fund	—	—	—	$401K	4.7%
SPDR Portfolio S&P 600 Small Cap ETF Exchange Traded Fund	—	—	—	$311K	3.6%
Vanguard Total International Bond ETF Exchange Traded Fund	—	—	—	$141K	1.6%
iShares Emerging Markets USD Bond ETF Exchange Traded Fund	—	—	—	$124K	1.4%
Vanguard Small-Cap Value ETF Exchange Traded Fund	—	—	—	$102K	1.2%
SPDR S&P Kensho New Economies Composite ETF Exchange Traded Fund	—	—	—	$99K	1.2%
Vanguard Value ETF Exchange Traded Fund	—	—	—	$82K	1.0%
Vanguard Large-Cap ETF - DNQ Exchange Traded Fund 331 Vanguard LongTerm Government Bond Exchange Traded Fund 660 Vanguard Mid-Cap Value ETF Exchange Traded Fund	—	—	—	$60K	0.7%
Invesco Emerging Markets Sovereign Debt ETF Exchange Traded Fund ** 7 iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund	—	—	—	$42K	0.5%
Goldman Sachs TreasuryAccess 01 Year ETF Exchange Traded Fund	—	—	—	$38K	0.4%
Notes receivable from participants with various maturities through May 2029	—	—	—	$37K	0.4%
Goldman Sachs ActiveBeta US Large Cap Equity Exchange Traded Fund	—	—	—	$31K	0.4%
iShares ESG Aware USD Corporate Bond ETF Exchange Traded Fund ** 948 JPMorgan Ultra-Short Income Exchange Traded Fund	—	—	—	$21K	0.2%
iShares ESG Aware MSCI USA ETF Exchange Traded Fund	—	—	—	$17K	0.2%
iShares ESG Aware MSCI EAFE ETF Exchange Traded Fund	—	—	—	$8K	<0.1%
Goldman Sachs ActiveBeta International Equity Exchange Traded Fund	—	—	—	$8K	<0.1%
Vanguard Dividend Appreciation ETF Exchange Traded Fund	—	—	—	$7K	<0.1%
Goldman Sachs ActiveBeta Europe Equity ETF Exchange Traded Fund	—	—	—	$4K	<0.1%
iShares ESG Aware MSCI EM ETF Exchange Traded Fund	—	—	—	$4K	<0.1%
Vanguard Global ex-U.S. Real Estate ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
Goldman Sachs ActiveBeta Emerging Markets Equity Exchange Traded Fund	—	—	—	$3K	<0.1%
iShares ESG Aware U.S. Aggregate Bond ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
TCW Transform 500 ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
iShares ESG Aware MSCI USA Small-Cap ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Vanguard Short-Term Inflation-Protected Securities Exchange Traded Fund	—	—	—	$2K	<0.1%
Goldman Sachs ActiveBeta Japan Equity ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Goldman Sachs Access Inflation Protected USD Bond Exchange Traded Fund ** 358 Goldman Sachs Access Investment Grade Corporate Bo Exchange Traded Fund	—	—	—	$2K	<0.1%