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Original filing (PDF)20251006110927NAL0002012099001
ARETE ADVISORS, LLC
Form 5500
FILING_RECEIVED
ARETE ADVISORS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
265
Accounts w/ balance
263
Plan assets (EOY)
$14.2M
Net assets (EOY)
$14.2M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (5 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARETE ADVISORS, LLC.
Plan sponsor
Name
ARETE ADVISORS, LLC
EIN
81-3930932
Address
4800 T-REX AVENUE · SUITE 350 · BOCA RATON, FL · 33431
Phone
(561) 699-2048
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $7K | — |
Investments
29 direct securities· $14.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $1.9M | 13.2% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $1.7M | 11.7% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.3M | 9.3% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.3M | 9.0% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $944K | 6.7% | |
| AB Large Cap Growth Z Alliance Bernstein 0 | — | — | — | $913K | 6.4% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $707K | 5.0% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $673K | 4.7% | |
| BlackRock Mid-Cap Growth Equity K BlackRock 0 | — | — | — | $623K | 4.4% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $620K | 4.4% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $536K | 3.8% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $361K | 2.5% | |
| Fidelity Intl Capital Appreciation K6 Fidelity 0 | — | — | — | $324K | 2.3% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $303K | 2.1% | |
| AB Small Cap Growth Portfolio Z AB Small cap 0 | — | — | — | $274K | 1.9% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $259K | 1.8% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $228K | 1.6% | |
| Vanguard Treasury Money Market Vanguard 0 | — | — | — | $207K | 1.5% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $153K | 1.1% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $145K | 1.0% | |
| Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $138K | 1.0% | |
| PGIM Total Return Bond R6 PGIM 0 | — | — | — | $114K | 0.8% | |
| Fidelity U.S. Bond Index Fund Fidelity 0 | — | — | — | $90K | 0.6% | |
| American Century Mid Cap Value R6 American Century 0 | — | — | — | $81K | 0.6% | |
| American Century Small Cap Value R6 American Century 0 | — | — | — | $52K | 0.4% | |
| PIMCO Income Instl PIMCO 0 | — | — | — | $46K | 0.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $46K | 0.3% | |
| Vanguard Short-Term Invest Grade Adm Vanguard 0 | — | — | — | $27K | 0.2% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $17K | 0.1% |
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