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Original filing (PDF)20250925183927NAL0010891427001
BLEND360 LLC
Form 5500
FILING_RECEIVED
BLEND360 LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
~81 bps in Sched C feesNo recordkeeper disclosed
Active participants
504
Accounts w/ balance
522
Plan assets (EOY)
$14.8M
Net assets (EOY)
$14.8M
How this plan invests
This plan
8 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 81 bps in Schedule C fees — 180% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BLEND360 LLC.
Plan sponsor
Name
BLEND360 LLC
EIN
81-3865356
Address
10221 WINCOPIN CIRCLE · 3RD FLOOR · COLUMBIA, MD · 210443423
Phone
(410) 707-6019
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PBMARES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY GLOBAL BA | 94-1671384 | — | INVESTMENT ADVISORY | $42K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $78K | — |
Investments
14 direct securities · 8 pooled funds· $16.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$10.8M
8 holdings
Uncategorized
$6.1M
14 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Trust Company Guaranteed Option | — | — | — | $2.2M | 15.1% | |
| PRIN INTL EQUITY INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 121 | Pooled Separate Account | — | — | $2.2M | 15.1% | |
| Principal Global Investors Principal Core Fixed Income | — | — | — | $2.1M | 14.3% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $2.1M | 14.3% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $2.0M | 13.2% | |
| PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133 | Pooled Separate Account | — | — | $1.5M | 10.2% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $1.4M | 9.2% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $1.1M | 7.3% | |
| Franklin Mutual Advisers Franklin Small Cap Value R6 Fund | — | — | — | $745K | 5.0% | |
| Janus Henderson Janus Henderson Enter N Fund | — | — | — | $600K | 4.1% | |
| PRIN BOND MARKET INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 122 | Pooled Separate Account | — | — | $331K | 2.2% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $200K | 1.3% | |
| Fidelity Adv International Cap App Z Fund | — | — | — | $82K | 0.6% | |
| PIMCO Real Return Institutional Fund | — | — | — | $66K | 0.4% | |
| Massachusetts Financial MFS MidCap Value R6 Fund | — | — | — | $60K | 0.4% | |
| Janus Henderson Janus Henderson Balanced N Fund | — | — | — | $53K | 0.4% | |
| Nationwide Asset Management Nationwide Geneva Small Cap Growth R6 Fund | — | — | — | $52K | 0.4% | |
| Participants 8.75% - 9.50% maturing through 2029 | — | — | — | $43K | 0.3% | |
| Capital Research and Mgmt American Funds NewWorld R6 Fund | — | — | — | $38K | 0.3% | |
| Pioneer Strategic Income K Fund | — | — | — | $27K | 0.2% | |
| Cohen & Steers Cohen & Steers Real Estate Sec Z Fund | — | — | — | $17K | 0.1% | |
| PIMCO International Bond Fund | — | — | — | $4K | <0.1% |
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