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Original filing (PDF)20251015105505NAL0002281795001
CENTRAL VIRGINIA DENTAL CARE, PLC
Form 5500
FILING_RECEIVED
CVDC 401(K) PLAN
401(k) retirement plan
Active participants
726
Accounts w/ balance
758
Plan assets (EOY)
$97.3M
Net assets (EOY)
$97.3M
How this plan invests
This plan
162 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 24 bps in Schedule C fees — modestly above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRAL VIRGINIA DENTAL CARE, PLC.
Plan sponsor
Name
CENTRAL VIRGINIA DENTAL CARE, PLC
EIN
81-3793901
Address
1206 PONDOLA LANE · COLONIAL HEIGHTS, VA · 23834
Phone
(804) 897-3600
Industry
Offices of Dentists· Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ZUKERMAN & ASSOCIATES, LTD.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLINGTON RETIREMENT SOLUTIONS,INC | 47-2725143 | — | RECORDKEEPER | $1K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLINGTON CONSULTING SERVICES, INC | 54-1620949 | CHANTILLY, VA | INVESTMENT ADVISOR | $210K | — |
| SIGNATURE INVESTMENT ADVISORS | 46-0894201 | — | INVESTMENT ADVISOR | $14K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | INVESTMENT ADVISOR | $5K | — |
Investments
153 direct securities· $88.3M(91% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Charles Schwab & Company Schwab S&P 500 Index Fund | — | — | — | $20.7M | 21.3% | |
| Charles Schwab & Company Schwab Total Stock Market Index Fund | — | — | — | $18.9M | 19.4% | |
| Charles Schwab & Company Schwab U.S. Aggregate Bond Index Fund | — | — | — | $10.0M | 10.3% | |
| Charles Schwab & Company Schwab Short-Term Bond Index Fund | — | — | — | $6.7M | 6.9% | |
| Charles Schwab & Company Schwab Fundamental Emerging Markets Large Company Index Fund | — | — | — | $4.9M | 5.0% | |
| Charles Schwab & Company Schwab International Index Fund | — | — | — | $4.7M | 4.9% | |
| Charles Schwab & Company Schwab Value Advantage Money Fund | — | — | — | $3.5M | 3.6% | |
| Charles Schwab & Company Schwab Money Fund | — | — | — | $3.3M | 3.4% | |
| Charles Schwab & Company Cohen & Steers Realty Shares Fund | — | — | — | $2.9M | 3.0% | |
| Charles Schwab & Company Schwab U.S. Dividend Equity ETF | — | — | — | $2.5M | 2.6% | |
| Charles Schwab & Company Schwab U.S. Large-Cap Growth Index Fund | — | — | — | $1.3M | 1.4% | |
| Charles Schwab & Company Schwab U.S. Mid-Cap Index Fund | — | — | — | $1.3M | 1.3% | |
| Charles Schwab & Company VictoryShares Free Cash Flow ETF | — | — | — | $684K | 0.7% | |
| Charles Schwab & Company Schwab Fundamental International Large Company Index Fund | — | — | — | $557K | 0.6% | |
| Charles Schwab & Company Schwab Fundamental U.S. Large Company Index Fund | — | — | — | $430K | 0.4% | |
| Charles Schwab & Company Fidelity Advisor Technology Fund | — | — | — | $340K | 0.3% | |
| Charles Schwab & Company American Funds 2035 Target Date Retirement Fund | — | — | — | $321K | 0.3% | |
| Charles Schwab & Company Vanguard Growth Index Fund | — | — | — | $286K | 0.3% | |
| Charles Schwab & Company Laudus U.S. Large Cap Growth Fund | — | — | — | $263K | 0.3% | |
| Charles Schwab & Company Schwab Fundamental U.S. ETF | — | — | — | $246K | 0.3% | |
| Participant loans -- 5.25% - 10.50% | — | — | — | $228K | 0.2% | |
| Charles Schwab & Company Schwab Treasury Obligations Money Fund | — | — | — | $212K | 0.2% | |
| Charles Schwab & Company Direxion Daily Homebuilders & Supplies Bull 3X Shares | — | — | — | $201K | 0.2% | |
| Charles Schwab & Company Rydex Nasdaq-100 Fund | — | — | — | $197K | 0.2% | |
| Charles Schwab & Company PGIM Floating Rate Income Fund | — | — | — | $187K | 0.2% | |
| Charles Schwab & Company T. Rowe Price Dividend Growth Fund | — | — | — | $178K | 0.2% | |
| Charles Schwab & Company Schwab U.S. Large-Cap Value Index Fund | — | — | — | $178K | 0.2% | |
| Charles Schwab & Company Jensen Quality Growth Fund | — | — | — | $155K | 0.2% | |
| Charles Schwab & Company Oakmark International Fund Investor Class | — | — | — | $129K | 0.1% | |
| Charles Schwab & Company T. Rowe Price Equity Income Fund | — | — | — | $122K | 0.1% | |
| Charles Schwab & Company Parnassus Mid Cap Fund | — | — | — | $115K | 0.1% | |
| Charles Schwab & Company Schwab Government Money Fund | — | — | — | $105K | 0.1% | |
| Charles Schwab & Company T. Rowe Price Short Duration Income Fund | — | — | — | $101K | 0.1% | |
| Charles Schwab & Company BNY Mellon Mid Cap Index Fund | — | — | — | $89K | <0.1% | |
| Charles Schwab & Company T. Rowe Price Dividend Growth Fund I Class | — | — | — | $84K | <0.1% | |
| Charles Schwab & Company T. Rowe Price Blue Chip Growth Fund Advisor Class | — | — | — | $80K | <0.1% | |
| Charles Schwab & Company American Funds Balanced Fund | — | — | — | $76K | <0.1% | |
| Charles Schwab & Company Goldman Sachs GQG Ptnrs International Opportunities Fund Instl | — | — | — | $73K | <0.1% | |
| Charles Schwab & Company Artisan International Value Fund Institutional Class | — | — | — | $72K | <0.1% | |
| Charles Schwab & Company Driehaus Emerging Markets Growth Instl | — | — | — | $71K | <0.1% | |
| Charles Schwab & Company Baird Aggregate Bond Fund Class Institutional | — | — | — | $69K | <0.1% | |
| Charles Schwab & Company SPDR DoubleLine Total Return Tactical ETF | — | — | — | $66K | <0.1% | |
| Charles Schwab & Company Guggenheim Total Return Bond Fund | — | — | — | $63K | <0.1% | |
| Charles Schwab & Company Schwab Treasury Inflation Protected Securities Index Fund | — | — | — | $61K | <0.1% | |
| Charles Schwab & Company PIMCO Income Fund Institutional Class | — | — | — | $59K | <0.1% | |
| Charles Schwab & Company iShares Expanded Tech Sector ETF | — | — | — | $58K | <0.1% | |
| Charles Schwab & Company Parnassus Endeavor Fund | — | — | — | $56K | <0.1% | |
| Charles Schwab & Company Schwab Fundamental Global Real Estate Index Fund | — | — | — | $54K | <0.1% | |
| Charles Schwab & Company Schwab Fundamental International Small Company Index Fund | — | — | — | $52K | <0.1% | |
| Charles Schwab & Company Delaware Ivy Mid Cap Income Opportunities Fund 473 * Charles Schwab & Company DF Dent Midcap Growth Fund | — | — | — | $41K | <0.1% | |
| Charles Schwab & Company Columbia Global Technology Growth Fund | — | — | — | $39K | <0.1% | |
| Charles Schwab & Company Vanguard Value Index Fund | — | — | — | $38K | <0.1% | |
| Charles Schwab & Company Northern Global Real Estate Index Fund | — | — | — | $33K | <0.1% | |
| Charles Schwab & Company Schwab Target 2030 Index Fund | — | — | — | $32K | <0.1% | |
| Charles Schwab & Company American Funds American Mutual Fund | — | — | — | $30K | <0.1% | |
| Charles Schwab & Company MainStay MacKay High Yield Corporate Bond Fund | — | — | — | $30K | <0.1% | |
| Charles Schwab & Company Pioneer Fundamental Growth Fund | — | — | — | $29K | <0.1% | |
| Charles Schwab & Company American Century Government Bond Fund | — | — | — | $28K | <0.1% | |
| Charles Schwab & Company Oakmark Fund Investor Class | — | — | — | $27K | <0.1% | |
| Charles Schwab & Company American Funds AMCAP Fund | — | — | — | $27K | <0.1% | |
| Charles Schwab & Company MFS Mid Cap Growth I | — | — | — | $27K | <0.1% | |
| Charles Schwab & Company John Hancock Disciplined Value Mid Cap Fund | — | — | — | $26K | <0.1% | |
| Charles Schwab & Company Boston Partners All Cap Value Fund | — | — | — | $25K | <0.1% | |
| Charles Schwab & Company PRIMECAP Odyssey Growth Fund | — | — | — | $24K | <0.1% | |
| Charles Schwab & Company SPDR Fund Financial Select Sector | — | — | — | $24K | <0.1% | |
| Charles Schwab & Company Value Line Small Cap Opportunities Fund | — | — | — | $23K | <0.1% | |
| Charles Schwab & Company Nuveen Small Cap Value Fund | — | — | — | $22K | <0.1% | |
| Charles Schwab & Company Putnam Global Technology Fund | — | — | — | $20K | <0.1% | |
| Charles Schwab & Company Hennessy Focus Fund | — | — | — | $19K | <0.1% | |
| Charles Schwab & Company T. Rowe Price All-Cap Opportunities Fund | — | — | — | $19K | <0.1% | |
| Charles Schwab & Company JP Morgan Emerging Markets Equity Fund | — | — | — | $19K | <0.1% | |
| Charles Schwab & Company Wasatch Emerging India Fund | — | — | — | $18K | <0.1% | |
| Charles Schwab & Company DFA U.S. Targeted Value Portfolio | — | — | — | $17K | <0.1% | |
| Charles Schwab & Company Wasatch Core Growth Fund Institutional Class Shares | — | — | — | $17K | <0.1% | |
| Charles Schwab & Company Direxion Monthly Nasdaq-100 Bull 2X Fund | — | — | — | $16K | <0.1% | |
| Charles Schwab & Company Nationwide NYSE Arca Tech 100 Index Fund | — | — | — | $16K | <0.1% | |
| Charles Schwab & Company Fidelity Real Estate Income Fund | — | — | — | $16K | <0.1% | |
| Charles Schwab & Company SPDR Fund Consumer Discretionary Select Sector | — | — | — | $16K | <0.1% | |
| Charles Schwab & Company Schwab U.S. Large-Cap Value ETF | — | — | — | $15K | <0.1% | |
| Charles Schwab & Company Schwab U.S. Large-Cap Growth ETF | — | — | — | $15K | <0.1% | |
| Charles Schwab & Company Goldman Sachs GQG Ptnrs International Opportunities Fund Class A | — | — | — | $15K | <0.1% | |
| Charles Schwab & Company Lord Abbett Short Duration Income Fund | — | — | — | $15K | <0.1% | |
| Charles Schwab & Company Franklin DynaTech Fund Class C | — | — | — | $14K | <0.1% | |
| Charles Schwab & Company Shelton Funds - Nasdaq-100 Index Fund | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company Franklin Income Fund Class C | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company Madison Funds - Madison Investors Fund | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company BlackRock Advantage Small Cap Core Fund Investor A Shares 970 * Charles Schwab & Company BlackRock Health Sciences Opportunities Portfolio | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company American Funds EuroPacific Growth Fund | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company Matthews Asia Innovators Fund | — | — | — | $13K | <0.1% | |
| Charles Schwab & Company Schwab Small-Cap Equity Fund | — | — | — | $12K | <0.1% | |
| Charles Schwab & Company Neuberger Berman Large Cap Value Fund Class Investor | — | — | — | $12K | <0.1% | |
| Charles Schwab & Company Invesco NASDAQ 100 ETF | — | — | — | $12K | <0.1% | |
| Charles Schwab & Company Morgan Stanley Global Opportunity Portfolio | — | — | — | $12K | <0.1% | |
| Charles Schwab & Company Artisan International Value Fund | — | — | — | $11K | <0.1% | |
| Charles Schwab & Company American Funds 2055 Target Date Retirement Fund | — | — | — | $11K | <0.1% | |
| Charles Schwab & Company T. Rowe Price Retirement 2055 Fund | — | — | — | $11K | <0.1% | |
| Charles Schwab & Company Fidelity Small Cap Value Fund | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company iShares JPMorgan USD Emerging Markets Bond ETF 445 * Charles Schwab & Company ProShares Bitcoin Strategy ETF | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company DoubleLine Total Return Bond Fund Class N | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company Vanguard Total Stock Market Index Fund | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company Metropolitan West Total Return Bond Fund | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company AB High Income Fund Class A | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company Fidelity Advisor International Small Cap Fund | — | — | — | $10K | <0.1% | |
| Charles Schwab & Company Fidelity Strategic Dividend & Income Fund | — | — | — | $9K | <0.1% | |
| Charles Schwab & Company PIMCO Emerging Markets Bond Fund Institutional Class | — | — | — | $9K | <0.1% | |
| Charles Schwab & Company Thrivent Mid Cap Stock Class S | — | — | — | $9K | <0.1% | |
| Charles Schwab & Company Franklin Income Fund Class A | — | — | — | $9K | <0.1% | |
| Charles Schwab & Company PGIM Jennison Mid-Cap Growth Fund | — | — | — | $8K | <0.1% | |
| Charles Schwab & Company Invesco Growth & Income Fund | — | — | — | $8K | <0.1% | |
| Charles Schwab & Company Invesco Russell 1000 Dynamic Multifactor ETF | — | — | — | $8K | <0.1% | |
| Charles Schwab & Company Timothy Plan High Dividend Stock Enhanced ETF | — | — | — | $8K | <0.1% | |
| Charles Schwab & Company SPDR Fund Utilities Select Sector | — | — | — | $8K | <0.1% | |
| Charles Schwab & Company Invesco S&P 500 Equal Weight Health Care ETF 1 * Charles Schwab & Company Invesco S&P 500 GARP ETF | — | — | — | $7K | <0.1% | |
| Charles Schwab & Company Vanguard European Stock Index Fund ETF | — | — | — | $7K | <0.1% | |
| Charles Schwab & Company Franklin International Growth Fund Class C | — | — | — | $6K | <0.1% | |
| Charles Schwab & Company SPDR Portfolio Intermediate Term Treasury ETF 28 * Charles Schwab & Company SPDR Portfolio Long Term Treasury ETF 52 * Charles Schwab & Company SPDR S&P 500 ETF | — | — | — | $6K | <0.1% | |
| Charles Schwab & Company JP Morgan Equity Income A | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company SPDR Portfolio Aggregate Bond ETF | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company American Funds Fundamental Investors Class F-1 546 * Charles Schwab & Company American Funds Growth Fund Of America | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company T. Rowe Price Blue Chip Growth Fund | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company Invesco Core Plus Bond Fund | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company Vanguard Long-Term Treasury Index Fund ETF 941 * Charles Schwab & Company Vanguard Pacific Stock Index Fund ETF | — | — | — | $5K | <0.1% | |
| Charles Schwab & Company Fidelity Advisor Growth & Income A | — | — | — | $4K | <0.1% | |
| Charles Schwab & Company Vanguard Extended Market Index Fund ETF | — | — | — | $4K | <0.1% | |
| Charles Schwab & Company Dimensional International Small Cap ETF | — | — | — | $4K | <0.1% | |
| Charles Schwab & Company American Funds International Growth & Income Fund Class F-1 | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company Vanguard Intermediate-Term Bond Index Fund ETF 897 * Charles Schwab & Company Vanguard Intermediate-Term Treasury Index Fund ETF | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company Vanguard Emerging Markets Government Bond Index ETF 316 * Charles Schwab & Company Vanguard Emerging Markets Stock Index Fund ETF | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company PIMCO Income A | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company American Funds New Perspective Fund | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company Vanguard Small-Cap Growth Index Fund ETF | — | — | — | $3K | <0.1% | |
| Charles Schwab & Company Fuller & Thaler Behavioral Small-Cap Equity Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Pro Funds Biotechnology Ultra Sector Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Franklin Rising Dividend Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Strategy Shares Nasdaq 7 Handl Index ETF | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company BlackRock Strategic Income Opps Inv A | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company American Funds New Economy Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Hood River Small-Cap Growth Fund Investor Shares | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Lord Abbett Bond Debenture Fund 894 * Charles Schwab & Company Lord Abbett Core Plus Bond Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company MFS International Diversification Fund | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Vanguard Short-Term Corporate Bond Index Fund ETF | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Segall Bryant & Hamill Small Cap Growth Fund Retail Class | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Vanguard S&P 500 ETF | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Heartland Value Plus Fund Investor Class | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Third Avenue Small-Cap Value Fund Investor Class | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company Franklin International Growth Fund Class A | — | — | — | $2K | <0.1% | |
| Charles Schwab & Company iShares Fallen Angels USD Bond ETF | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company Baron Real Estate Income Fund Retail Shares | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company Janus Henderson Global Technology & Innovation Fund Class T | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company Franklin DynaTech Fund | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company American Funds Small Cap World Fund Class F-1 | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company American Funds New World Fund Class F-1 | — | — | — | $1K | <0.1% | |
| Charles Schwab & Company Direxion Daily S&P Oil & Gas Exp & Prod Bull 2X Shares 779 * Charles Schwab & Company ETFMG Alternative Harvest ETF | — | — | — | $1K | <0.1% |