Original filing (PDF)20250929135441NAL0005071923001

CONCENTRIC GROUP, INC.

Name: CONCENTRIC GROUP, INC. — CONCENTRIC ADVISORS 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: CONCENTRIC GROUP, INC.

Form 5500

FILING_RECEIVED

CONCENTRIC ADVISORS 401(K) RETIREMENT PLAN

401(k) retirement plan

Active participants

264

Accounts w/ balance

406

Plan assets (EOY)

$20.0M

Net assets (EOY)

$20.0M

How this plan invests

This plan

45 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONCENTRIC GROUP, INC..

Plan sponsor

Name

CONCENTRIC GROUP, INC.

EIN

81-3389131

Address

5150 CARILLON POINT · KIRKLAND, WA · 98033

Phone

(425) 828-0272

Industry

All Other Professional Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-29

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CLIFTON LARSON ALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
BETTERMENT FOR BUSINESS, LLC	47-4872674	NEW YORK, NY	RECORDKEEPER	$48K	—

Investments

45 direct securities· $20.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Total Stock Market	—	—	—	$5.0M	24.7%
Vanguard FTSE Developed Markets	—	—	—	$4.3M	21.3%
SPDR S&P 500 ETF	—	—	—	$3.0M	14.8%
iShares Core MSCI EAFE ETF 182 iShares Core MSCI Emerging Markets ETF 58 iShares Core Total US Bond Market	—	—	—	$2.0M	10.0%
Vanguard FTSE Emerging Markets	—	—	—	$1.6M	7.9%
SPDR S&P 400 Mid Cap	—	—	—	$1.0M	5.0%
SPDR S&P 600 Small Cap ETF	—	—	—	$761K	3.8%
iShares Emerging Markets USD Bond	—	—	—	$478K	2.4%
Vanguard Total International Bond	—	—	—	$433K	2.2%
Goldman Sachs ActiveBeta US Large Cap Equity	—	—	—	$256K	1.3%
iShares ESG Aware MSCI USA	—	—	—	$176K	0.9%
J.P. Morgan Ultra-Short Income	—	—	—	$108K	0.5%
iShares 0-5 Year TIPS Bond ETF	—	—	—	$93K	0.5%
SPDR S&P Kensho New Economics Composite ETF	—	—	—	$90K	0.4%
iShares MSCI ACWI Low Carbon Target	—	—	—	$85K	0.4%
iShares ESG Aware MSCI EAFE	—	—	—	$83K	0.4%
Vanguard Small-Cap Stock ETF 83 Vanguard Small-Cap Value	—	—	—	$72K	0.4%
Vanguard Dividend Appreciation ETF	—	—	—	$64K	0.3%
Goldman Sachs ActiveBeta International Equity	—	—	—	$57K	0.3%
Vanguard Value	—	—	—	$41K	0.2%
iShares ESG Aware MSCI EM	—	—	—	$37K	0.2%
Goldman Sachs ActiveBeta Europe Equity ETF	—	—	—	$37K	0.2%
iShares ESG Aware U.S. Aggregate Bond	—	—	—	$36K	0.2%
Schwab REIT ETF	—	—	—	$36K	0.2%
SPDR S&P 500 Fossil Fuel Reserves Free	—	—	—	$35K	0.2%
TCW Transform 500 ETF	—	—	—	$31K	0.2%
Vanguard Mid-Cap Value	—	—	—	$27K	0.1%
iShares ESG Aware MSCI USA Small-Cap ETF	—	—	—	$25K	0.1%
Goldman Sachs ActiveBeta Emerging Markets Equity	—	—	—	$24K	0.1%
Vanguard Short-Term Inflation-Protected Securities	—	—	—	$24K	0.1%
iShares Trust iShares USD Green Bond	—	—	—	$23K	0.1%
Schwab U.S. Mid-Cap ETF 110 SPDR MSCI EAFE Fossil Fuel Free	—	—	—	$23K	0.1%
GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF 4 Invesco Emerging Markets Sovereign Debt 25 Invesco QQQ Trust	—	—	—	$17K	<0.1%
Goldman Sachs ActiveBeta Japan Equity ETF	—	—	—	$15K	<0.1%
Goldman Sachs TreasuryAccess 01 Year	—	—	—	$14K	<0.1%
Goldman Sachs ActiveBeta US Small Cap Equity	—	—	—	$14K	<0.1%
iShares ESG Aware USD Corporate Bond	—	—	—	$12K	<0.1%
SPDR MSCI Emerging Markets Fossil Fuel Free	—	—	—	$9K	<0.1%
Schwab U.S. Broad Market ETF	—	—	—	$9K	<0.1%
Participants Participant Loan Rate 4.25% -	—	—	—	$9K	<0.1%
Vanguard U.S. Large-cap Growth Equity ETF	—	—	—	$7K	<0.1%
Goldman Sachs Access U.S. Aggregate Bond	—	—	—	$4K	<0.1%
Goldman Sachs Access Inflation Protected USD Bond 504 Goldman Sachs Access Investment Grade Corporate Bond	—	—	—	$3K	<0.1%
Vanguard Long-Term Government Bond	—	—	—	$2K	<0.1%
Goldman Sachs Access High Yield Corporate Bond 409 Goldman Sachs Access Emerging Markets USD Bond ETF	—	—	—	$2K	<0.1%