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Original filing (PDF)20250624141149NAL0017577362001
KALDEROS, INC.
Form 5500
FILING_RECEIVED
KALDEROS 401(K) PLAN
401(k) retirement plan
Signals · 1
35% in single holding
Active participants
96
Accounts w/ balance
142
Plan assets (EOY)
$6.0M
Net assets (EOY)
$6.0M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Total Stock Market Index Adm Vanguard 0" is 35% of plan.
Helping the score
- Below-peer total fees (18 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KALDEROS, INC..
Plan sponsor
Name
KALDEROS, INC.
EIN
81-1864867
Address
625 W ADAMS STREET · SUITE 20-146 · CHICAGO, IL · 60661
Phone
(651) 295-1335
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-24
Pension benefit codes
2A · Age/service weighted or new comparability
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
REDPATH AND COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $11K | — |
Investments
27 direct securities· $5.9M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $2.0M | 34.0% | |
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $1.1M | 18.5% | |
| Fidelity Advisor Total Bond Z Fidelity 0 | — | — | — | $599K | 10.0% | |
| iShares MSCI EAFE Intl Index K iShares 0 | — | — | — | $375K | 6.2% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $285K | 4.7% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $253K | 4.2% | |
| Vanguard Consumer Staples Index Adm Vanguard 0 | — | — | — | $208K | 3.5% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $151K | 2.5% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $144K | 2.4% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $142K | 2.4% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $128K | 2.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $94K | 1.6% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $88K | 1.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $64K | 1.1% | |
| T. Rowe Price Blue Chip Growth I T. Rowe Price 0 | — | — | — | $43K | 0.7% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $41K | 0.7% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $29K | 0.5% | |
| DFA Emerging Markets Core Eqty 2 Port DFA 0 | — | — | — | $23K | 0.4% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $17K | 0.3% | |
| Principal High Yield R6 Principal 0 | — | — | — | $15K | 0.2% | |
| American Funds EuroPacific Gr R6 American Funds 0 | — | — | — | $13K | 0.2% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $7K | 0.1% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $7K | 0.1% | |
| JPMorgan Small Cap Growth R6 JP Morgan 0 | — | — | — | $7K | 0.1% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $5K | <0.1% | |
| Fidelity Balanced Fund Fidelity 0 | — | — | — | $3K | <0.1% | |
| Cohen & Steers Realty Shares Z Cohen & Steers 0 | — | — | — | $2K | <0.1% |
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