401(k) retirement plan · Efrain G Pelayo's Efrain G Pelayo 401(k) held $26K in plan assets for 12 participants in 2025.
Active participants
12
Accounts w/ balance
4
Plan assets (EOY)
$26K
Net assets (EOY)
$26K
Plan health score
Above-average plan
Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.
Compliance & integrity
100
Total plan cost
n/a
Plan health
33
Vendor & structure
100
Knocking points off
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (11th percentile).
Helping the score
Cost not scored — no comparable Schedule H expense data for this cohort.
Decision-maker contacts
One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for EFRAIN G PELAYO.
