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Original filing (PDF)20250919103127NAL0001042819001

DJ&A, P.C.

Form 5500
FILING_RECEIVED
DJ&A, P.C., PROFIT SHARING PLAN
401(k) retirement plan
Active participants
140
Accounts w/ balance
161
Plan assets (EOY)
$14.9M
Net assets (EOY)
$14.9M
How this plan invests
This plan
19 pooled trusts
Schedule D
256 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
  • Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DJ&A, P.C..
Plan sponsor
Name
DJ&A, P.C.
EIN
81-0524186
Address
2000 MAPLE STREET · MISSOULA, MT · 59808
Phone
(406) 721-4320
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-19
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WIPFLI
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
EMPOWER ANNUITY INSURANCE COMPANY OGREENWOOD VILLAGE, CORECORDKEEPER$3K
Other
2
NameEINLocationRelationDirect compIndirect comp
ACEC RETIREMENT TRUSTROSWELL, GAOTHER$18K
EMPOWER ADVISORY GROUP, LLCGREENWOOD VILLAGE, COINVESTMENT MGMT$3K

Investments

242 direct securities · 19 pooled funds· $15.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$7.6M
11 holdings
Uncategorized
$7.0M
242 holdings
Pooled Separate Account
$1.3M
8 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
FIDELITY FREEDOM BLEND 2065 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 168
Common Collective Trust
$1.4M9.5%
FIDELITY FREEDOM BLEND 2035 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 092
Common Collective Trust
$1.4M9.2%
FIDELITY FREEDOM BLEND 2055 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 113
Common Collective Trust
$1.4M9.2%
FIDELITY FREEDOM BLEND 2045 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 094
Common Collective Trust
$1.1M7.1%
CORE PLUS BOND/PGIM FUND
EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 299
Pooled Separate Account
$770K5.2%
FIDELITY FREEDOM BLEND 2060 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 147
Common Collective Trust
$733K4.9%
FIDELITY FREEDOM BLEND 2040 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 093
Common Collective Trust
$429K2.9%
FIDELITY FREEDOM BLEND 2050 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 095
Common Collective Trust
$400K2.7%
FIDELITY FREEDOM BLEND 2030 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 091
Common Collective Trust
$312K2.1%
FIDELITY FREEDOM BLEND 2015 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 088
Common Collective Trust
$291K2.0%
LARGE CAP GROWTH/JENNISON FUND
EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 408
Pooled Separate Account
$286K1.9%
SPARTAN LARGE CAP VALUE INDEX POOL$207K1.4%
SPARTAN LARGE CAP VALUE INDEX POOL$199K1.3%
FUTUREFUNDS SERIES ACCOUNT II OF GR
EMPOWER ANNUITY INSRUANCE COMPANY · EIN 84-0467907 / PN 003
Pooled Separate Account
$190K1.3%
FIAM TARGET DATE BLUE CHIP GROWTH C$175K1.2%
FIAM TARGET DATE BLUE CHIP GROWTH C$168K1.1%
SPARTAN LARGE CAP VALUE INDEX POOL$155K1.0%
FIAM EMERGING MARKETS OPPORTUNITIES$154K1.0%
SPARTAN LARGE CAP VALUE INDEX POOL$153K1.0%
FIDELITY FREEDOM BLEND 2025 COMMING
FIDELITY INVESTMENTS · EIN 20-4659714 / PN 090
Common Collective Trust
$151K1.0%
FIAM EMERGING MARKETS OPPORTUNITIES$145K1.0%
FIAM TARGET DATE BLUE CHIP GROWTH C$131K0.9%
FIAM TARGET DATE BLUE CHIP GROWTH C$130K0.9%
FIAM EMERGING MARKETS OPPORTUNITIES$123K0.8%
FIAM EMERGING MARKETS OPPORTUNITIES$113K0.8%
FIAM TARGET DATE LARGE CAP STOCK CO$113K0.8%
SPARTAN LARGE CAP GROWTH INDEX POOL$111K0.7%
FIAM TARGET DATE LARGE CAP STOCK CO$108K0.7%
SPARTAN LARGE CAP VALUE INDEX POOL$107K0.7%
SPARTAN LARGE CAP GROWTH INDEX POOL$107K0.7%
FIAM INTERNATIONAL EQUITY VALUE COM$99K0.7%
FIAM OVERSEAS COMMINGLED POOL -$98K0.7%
FIAM INTERNATIONAL EQUITY GROWTH CO$98K0.7%
FIAM INTERNATIONAL EQUITY VALUE COM$95K0.6%
FIAM OVERSEAS COMMINGLED POOL$95K0.6%
FIAM INTERNATIONAL EQUITY GROWTH CO$95K0.6%
FIAM TARGET DATE BLUE CHIP GROWTH C$91K0.6%
MID CAP VAL/ROBECO BOSTON PARTNERS
EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 440
Pooled Separate Account
$85K0.6%
FIAM TARGET DATE LARGE CAP STOCK CO$84K0.6%
SPARTAN LARGE CAP GROWTH INDEX POOL$83K0.6%
FIAM TARGET DATE LARGE CAP STOCK CO$82K0.6%
FIAM EMERGING MARKETS OPPORTUNITIES$78K0.5%
FIAM TARGET DATE VALUE DISCOVERY CO$75K0.5%
FIAM INTERNATIONAL EQUITY VALUE COM$74K0.5%
FIAM OVERSEAS COMMINGLED POOL$74K0.5%
FIAM INTERNATIONAL EQUITY GROWTH CO$74K0.5%
FIAM OVERSEAS COMMINGLED POOL$74K0.5%
FIAM INTERNATIONAL EQUITY GROWTH CO$74K0.5%
FIAM TARGET DATE VALUE DISCOVERY CO$72K0.5%
FIAM TARGET DATE GOVERNMENT BOND IN$66K0.4%
FIAM TARGET DATE FIXED INCOME COMMI$64K0.4%
FIAM TARGET DATE LONG TERM TREASURY$63K0.4%
SPARTAN LARGE CAP VALUE INDEX POOL$59K0.4%
SPARTAN LARGE CAP VALUE INDEX POOL$58K0.4%
FIAM TARGET DATE LARGE CAP STOCK CO$58K0.4%
SPARTAN LARGE CAP GROWTH INDEX POOL$58K0.4%
FIAM TARGET DATE LONG TERM TREASURY$57K0.4%
FIAM TARGET DATE VALUE DISCOVERY CO$56K0.4%
FIAM TARGET DATE VALUE DISCOVERY CO$56K0.4%
FIAM TARGET DATE LONG TERM TREASURY$55K0.4%
FIAM SMALL CAP CORE POOL$55K0.4%
FIAM SMALL CAP CORE POOL$53K0.4%
FIAM INTERNATIONAL EQUITY VALUE COM$51K0.3%
FIAM OVERSEAS COMMINGLED POOL -$51K0.3%
FIAM INTERNATIONAL EQUITY GROWTH CO$51K0.3%
FIAM TARGET DATE BLUE CHIP GROWTH C$50K0.3%
FIAM TARGET DATE BLUE CHIP GROWTH C$49K0.3%
FIAM INTL DEVMK BD A$45K0.3%
FIAM EMERGING MARKETS OPPORTUNITIES$43K0.3%
FIAM TARGET DATE LONG TERM TREASURY$43K0.3%
FIAM EMERGING MARKETS OPPORTUNITIES$43K0.3%
FIAM TARGET DATE CORPORATE BOND COM$42K0.3%
FIAM TARGET DATE INVESTMENT GRADE S$41K0.3%
FIAM TARGET DATE CANADA COMMINGLED$41K0.3%
FIAM SMALL CAP CORE POOL$41K0.3%
FIAM SMALL CAP CORE POOL$41K0.3%
FIAM TARGET DATE CANADA COMMINGLED$40K0.3%
FIAM TARGET DATE VALUE DISCOVERY CO$39K0.3%
SPARTAN INTERNATIONAL INDEX POOL A$38K0.3%
VICTORY SMALL CAP VALUE COLLECTIVE
THE VICTORY PORTFOLIOS · EIN 90-6240599 / PN 008
Common Collective Trust
$37K0.3%
FIAM SELECT EMERGING MARKETS EQUITY$37K0.2%
SPARTAN INTERNATIONAL INDEX POOL A$36K0.2%
FIAM SELECT EMERGING MARKETS EQUITY$35K0.2%
FIAM TARGET DATE LARGE CAP STOCK CO$32K0.2%
SPARTAN LARGE CAP GROWTH INDEX POOL$31K0.2%
FIAM TARGET DATE CANADA COMMINGLED$31K0.2%
FIAM TARGET DATE CANADA COMMINGLED$31K0.2%
FIAM TARGET DATE LONG TERM TREASURY$30K0.2%
SPARTAN LARGE CAP VALUE INDEX POOL$30K0.2%
FIAM SELECT EMERGING MARKETS EQUITY$29K0.2%
FIAM SMALL CAP CORE POOL$28K0.2%
SPARTAN INTERNATIONAL INDEX POOL A$28K0.2%
SPARTAN INTERNATIONAL INDEX POOL A$28K0.2%
FIAM INTERNATIONAL EQUITY VALUE COM$28K0.2%
FIAM OVERSEAS COMMINGLED POOL$28K0.2%
FIAM INTERNATIONAL EQUITY GROWTH CO$28K0.2%
FIAM OVERSEAS COMMINGLED POOL$28K0.2%
FIAM INTERNATIONAL EQUITY GROWTH CO$28K0.2%
FIAM SELECT EMERGING MARKETS EQUITY$26K0.2%
FIAM TARGET DATE BLUE CHIP GROWTH C$25K0.2%
FIAM EMERGING MARKETS OPPORTUNITIES$24K0.2%
FIAM SELECT INTERNATIONAL SMALL CAP$23K0.2%
FIAM SELECT INTERNATIONAL SMALL CAP$22K0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$22K0.1%
FIAM TARGET DATE CANADA COMMINGLED$21K0.1%
FIAM TARGET DATE VALUE DISCOVERY CO$21K0.1%
FIAM TARGET DATE VALUE DISCOVERY CO$21K0.1%
FIAM TARGET DATE GOVERNMENT BOND IN$21K0.1%
FIAM TARGET DATE LONG TERM TREASURY$20K0.1%
FIAM TARGET DATE FIXED INCOME COMMI$20K0.1%
FIAM SELECT EMERGING MARKETS EQUITY$20K0.1%
SPARTAN INTERNATIONAL INDEX POOL A$19K0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$17K0.1%
FIAM TARGET DATE 5+ YEAR INFLATION$16K0.1%
FIAM TARGET DATE LONG TERM TREASURY$16K0.1%
SPARTAN LARGE CAP GROWTH INDEX POOL$16K0.1%
FIAM TARGET DATE LARGE CAP STOCK CO$16K0.1%
FIAM SMALL CAP CORE POOL$16K0.1%
FIAM SMALL CAP CORE POOL$16K0.1%
FIAM TARGET DATE 5+ YEAR INFLATION$15K<0.1%
FIAM INTERNATIONAL EQUITY VALUE COM$15K<0.1%
FIAM OVERSEAS COMMINGLED POOL$15K<0.1%
FIAM INTERNATIONAL EQUITY GROWTH CO$15K<0.1%
FIAM TARGET DATE 5+ YEAR INFLATION-$14K<0.1%
FIAM TARGET DATE CORPORATE BOND COM$13K<0.1%
FIAM TARGET DATE LONG TERM TREASURY$13K<0.1%
FIAM TARGET DATE INVESTMENT GRADE S$13K<0.1%
SPARTAN LARGE CAP VALUE INDEX POOL$13K<0.1%
FIAM INTL DEVMK BD A$12K<0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$12K<0.1%
FIAM TARGET DATE CANADA COMMINGLED$12K<0.1%
FIAM TARGET DATE CANADA COMMINGLED$12K<0.1%
FIAM TARGET DATE GOVERNMENT BOND IN$11K<0.1%
DAY ONE INCOMEFLEX TARGET BALANCED
EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697
Pooled Separate Account
$11K<0.1%
FIAM TARGET DATE FIXED INCOME COMMI$11K<0.1%
FIAM SELECT EMERGING MARKETS EQUITY$11K<0.1%
FIAM TARGET DATE VALUE DISCOVERY CO$11K<0.1%
FIAM SELECT EMERGING MARKETS EQUITY$11K<0.1%
FIAM EMERGING MARKETS OPPORTUNITIES$11K<0.1%
FIAM TARGET DATE BLUE CHIP GROWTH C$11K<0.1%
SPARTAN INTERNATIONAL INDEX POOL A$11K<0.1%
SPARTAN INTERNATIONAL INDEX POOL A$11K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$10K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$10K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$10K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$10K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$10K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$10K<0.1%
FIAM SMALL CAP CORE POOL$8K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$8K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$7K<0.1%
FIAM TARGET DATE CORPORATE BOND COM$7K<0.1%
FIAM TARGET DATE INVESTMENT GRADE S$7K<0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$7K<0.1%
SPARTAN LARGE CAP GROWTH INDEX POOL$7K<0.1%
FIAM TARGET DATE LARGE CAP STOCK CO$7K<0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$6K<0.1%
FIAM HIGH YIELD BOND COMMINGLED POO$6K<0.1%
FIAM INTERNATIONAL EQUITY VALUE COM$6K<0.1%
FIAM OVERSEAS COMMINGLED POOL -$6K<0.1%
FIAM INTERNATIONAL EQUITY GROWTH CO$6K<0.1%
FIAM HIGH YIELD BOND COMMINGLED POO$6K<0.1%
FIAM SELECT EMERGING MARKETS EQUITY$6K<0.1%
FIAM TARGET DATE CANADA COMMINGLED$6K<0.1%
FIAM INTL DEVMK BD A$6K<0.1%
FIAM HIGH YIELD BOND COMMINGLED POO$6K<0.1%
FIAM TARGET DATE GOVERNMENT BOND IN$6K<0.1%
FIAM TARGET DATE LONG TERM TREASURY$6K<0.1%
FIAM TARGET DATE FIXED INCOME COMMI$6K<0.1%
SPARTAN INTERNATIONAL INDEX POOL A$6K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$5K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$5K<0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$5K<0.1%
FIAM INTL DEVMK BD A$5K<0.1%
FIAM HIGH YIELD BOND COMMINGLED POO$5K<0.1%
FIAM TARGET DATE VALUE DISCOVERY CO$5K<0.1%
FIAM TARGET DATE CORPORATE BOND COM$4K<0.1%
FIAM TARGET DATE INVESTMENT GRADE S$4K<0.1%
FIAM SMALL CAP CORE POOL$3K<0.1%
FIAM HIGH YIELD BOND COMMINGLED POO$3K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$3K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$3K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$3K<0.1%
SPARTAN COMMODITY INDEX POOL$3K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$3K<0.1%
SPARTAN COMMODITY INDEX POOL -$3K<0.1%
FIAM SELECT EMERGING MARKETS EQUITY$3K<0.1%
SPARTAN COMMODITY INDEX POOL$3K<0.1%
FIAM TARGET DATE CANADA COMMINGLED$3K<0.1%
FIAM EMERGING MARKETS DEBT LOCAL CU$2K<0.1%
FIAM SELECT INTERNATIONAL SMALL CAP$2K<0.1%
SPARTAN INTERNATIONAL INDEX POOL A$2K<0.1%
FIAM EMERGING MARKETS DEBT LOCAL CU$2K<0.1%
FIAM EMERGING MARKETS DEBT LOCAL CU$2K<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION$2K<0.1%
FIAM EMERGING MARKETS DEBT COMMINGL$2K<0.1%
SPARTAN COMMODITY INDEX POOL$2K<0.1%
FIAM FLOATING RATE HIGH INCOME COMM$2K<0.1%
FIAM FLOATING RATE HIGH INCOME COMM$2K<0.1%
FIAM EMERGING MARKETS DEBT LOCAL CU$2K<0.1%
Showing top 200 of 261 investments by value.

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