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Original filing (PDF)20250925105242NAL0008434737001
CREDIBLE LABS, INC.
Form 5500
FILING_RECEIVED
CREDIBLE 401(K) PLAN
401(k) retirement plan
Signals · 2
1 failed disclosureNo recordkeeper disclosed
Active participants
170
Accounts w/ balance
248
Plan assets (EOY)
$14.9M
Net assets (EOY)
$14.9M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CREDIBLE LABS, INC..
Plan sponsor
Name
CREDIBLE LABS, INC.
EIN
80-0868275
Address
6945 NORTHPARK BOULEVARD · SUITE L · CHARLOTTE, NC · 28216
Phone
(415) 279-1877
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedFailed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
25 direct securities · 1 pooled fund· $14.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.7M
25 holdings
Common Collective Trust
$208K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2055 Premier | — | — | — | $2.7M | 18.0% | |
| Fidelity 500 Index | — | — | — | $2.6M | 17.8% | |
| Fidelity Freedom Index 2050 Premier | — | — | — | $2.3M | 15.4% | |
| Fidelity Large Cap Growth Index | — | — | — | $1.4M | 9.2% | |
| Fidelity Freedom Index 2060 Premier | — | — | — | $1.3M | 8.6% | |
| Fidelity Freedom Index 2045 Premier | — | — | — | $1.2M | 8.3% | |
| Fidelity Freedom Index 2030 Premier | — | — | — | $651K | 4.4% | |
| Fidelity Large Cap Value Index | — | — | — | $346K | 2.3% | |
| Fidelity Mid Cap Index | — | — | — | $279K | 1.9% | |
| Fidelity Freedom Index 2035 Premier | — | — | — | $265K | 1.8% | |
| Registered investment companies * Fidelity U.S. Bond Index | — | — | — | $258K | 1.7% | |
| Fidelity Small Cap Index | — | — | — | $233K | 1.6% | |
| INVESCO STABLE VAL I INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $208K | 1.4% | |
| Fidelity Freedom Index 2040 Premier | — | — | — | $191K | 1.3% | |
| Fidelity Emerging Markets Index | — | — | — | $152K | 1.0% | |
| Fidelity Small Cap Growth Index | — | — | — | $131K | 0.9% | |
| maturing through August 2028 0 | — | — | — | $118K | 0.8% | |
| Fidelity Freedom Index 2025 Premier | — | — | — | $117K | 0.8% | |
| Fidelity Freedom Index 2065 Premier | — | — | — | $99K | 0.7% | |
| Fidelity International Index | — | — | — | $82K | 0.6% | |
| Fidelity Real Estate Index | — | — | — | $77K | 0.5% | |
| Fidelity Small Cap Value Index | — | — | — | $76K | 0.5% | |
| Fidelity Total International Index | — | — | — | $42K | 0.3% | |
| Fidelity Freedom Index 2020 Premier | — | — | — | $29K | 0.2% | |
| Fidelity Freedom Index 2010 Premier | — | — | — | $16K | 0.1% | |
| Fidelity Freedom Index Inc. Premier | — | — | — | $3K | <0.1% |
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