Original filing (PDF)20251010110317NAL0008000225001

ZESTFINANCE, INC. D/B/A ZEST AI

Name: ZESTFINANCE, INC. D/B/A ZEST AI — ZESTFINANCE, INC. D/B/A ZEST AI 401K PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: ZESTFINANCE, INC. D/B/A ZEST AI

Form 5500

FILING_RECEIVED

ZESTFINANCE, INC. D/B/A ZEST AI 401K PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Signals · 1

29% in single holding

Active participants

135

Accounts w/ balance

199

Plan assets (EOY)

$16.2M

Net assets (EOY)

$16.2M

How this plan invests

This plan

1 pooled trust

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZESTFINANCE, INC. D/B/A ZEST AI.

Plan sponsor

Name

ZESTFINANCE, INC. D/B/A ZEST AI

EIN

80-0822152

Address

3900 W. ALAMEDA · SUITE 1600 · BURBANK, CA · 91505

Phone

(323) 450-3000

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$42K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GALLAGHER FIDUCIARY ADVISORS LLC	36-4291971	—	ADVISOR	$13K	—
STRATEGIC ADVISORS, INC.

Investments

32 direct securities · 1 pooled fund· $16.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$15.9M

31 holdings

Common Collective Trust

$249K

1 holding

Bonds / Notes

$49K

1 holding

					% of plan
Fidelity 500 Index Fund Mutual Fund	Other securities	—	—	$4.7M	29.1%
American Funds 2045 Target Date Ret Fund Mutual Fund	Other securities	—	—	$1.6M	9.9%
American Funds 2060 Target Date Ret Fund Mutual Fund	Other securities	—	—	$1.5M	9.4%
American Funds 2050 Target Date Ret Fund Mutual Fund	Other securities	—	—	$1.3M	8.3%
American Funds 2055 Target Date Ret Fund Mutual Fund	Other securities	—	—	$1.3M	7.8%
Fidelity Total International Index Fund Mutual Fund	Other securities	—	—	$736K	4.6%
American Funds 2040 Target Date Ret Fund Mutual Fund	Other securities	—	—	$566K	3.5%
American Funds 2025 Target Date Ret Fund Mutual Fund	Other securities	—	—	$511K	3.2%
American Funds 2035 Target Date Ret Fund Mutual Fund	Other securities	—	—	$435K	2.7%
Fidelity Small Cap Index Fund Mutual Fund	Other securities	—	—	$377K	2.3%
T.Rowe Price Blue Chip Growth Fund Mutual Fund	Other securities	—	—	$375K	2.3%
Fidelity Mid Cap Index Fund Mutual Fund	Other securities	—	—	$330K	2.0%
GS STABLE VALUE INV1 GOLDMAN SACHS TRUST COMPANY NA · EIN 13-4166989 / PN 025	Common Collective Trust	—	—	$249K	1.5%
MFS Value Fund Mutual Fund	Other securities	—	—	$237K	1.5%
American Century Mid Cap Value Fund Mutual Fund	Other securities	—	—	$230K	1.4%
Fidelity Freedom Index 2060 Fund Mutual Fund	Other securities	—	—	$221K	1.4%
American Funds 2065 Target Date Ret Fund Mutual Fund	Other securities	—	—	$189K	1.2%
Fidelity US Bond Index Fund Mutual Fund	Other securities	—	—	$187K	1.2%
Fidelity Total Bond Fund Mutual Fund	Other securities	—	—	$143K	0.9%
American Funds 2030 Target Date Ret Fund Mutual Fund	Other securities	—	—	$138K	0.9%
American Funds EuroPacific Growth Fund Mutual Fund	Other securities	—	—	$136K	0.8%
Standard Capital Preservation Income Fund General Account	Other securities	—	—	$109K	0.7%
Fidelity Freedom Index 2040 Fund Mutual Fund	Other securities	—	—	$104K	0.6%
American Funds 2010 Target Date Ret Fund Mutual Fund	Other securities	—	—	$85K	0.5%
Fidelity Freedom Index 2065 Fund Mutual Fund	Other securities	—	—	$71K	0.4%
Fidelity Freedom Index 2035 Fund Mutual Fund	Other securities	—	—	$60K	0.4%
participants 9.50%	Bonds / Notes	—	—	$49K	0.3%
AB Small Cap Growth Portfolio Mutual Fund	Other securities	—	—	$43K	0.3%
Fidelity Freedom Index 2045 Fund Mutual Fund	Other securities	—	—	$39K	0.2%
Fidelity Freedom Index 2055 Fund Mutual Fund	Other securities	—	—	$38K	0.2%
Fidelity Freedom Index 2050 Fund Mutual Fund	Other securities	—	—	$32K	0.2%
Franklin Small Cap Value Fund Mutual Fund	Other securities	—	—	$30K	0.2%
JPMorgan Mid Cap Growth Fund Mutual Fund	Other securities	—	—	$29K	0.2%