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Original filing (PDF)20250903051219NAL0015098369001
CARGROUP HOLDINGS, LLC
Form 5500
FILING_RECEIVED
CARGROUP HOLDINGS, LLC 401(K) PLAN
401(k) retirement plan
Active participants
323
Accounts w/ balance
225
Plan assets (EOY)
$8.9M
Net assets (EOY)
$8.9M
How this plan invests
This plan
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 70% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (22 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARGROUP HOLDINGS, LLC.
Plan sponsor
Name
CARGROUP HOLDINGS, LLC
EIN
80-0659216
Address
940 W SPROUL RD · SUITE 201 · SPRINGFIELD, PA · 19064
Phone
(484) 468-3327
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WITHUM
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $20K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Investments
36 direct securities· $8.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Sm Cp Gr Idx -Admiral Mutual Fund | — | — | — | $1.5M | 17.0% | |
| Amerfunds 2050 Targ Dateret R6 Mutual Fund | — | — | — | $1.1M | 11.9% | |
| Amerfunds 2045 Targ Dateret R6 Mutual Fund | — | — | — | $777K | 8.8% | |
| Fid 500 Ind Mutual Fund | — | — | — | $637K | 7.2% | |
| Amerfunds 2060 Targ Dateret R6 Mutual Fund | — | — | — | $536K | 6.0% | |
| Amerfunds 2035 Targ Dateret R6 Mutual Fund | — | — | — | $498K | 5.6% | |
| Amerfunds 2040 Targ Dateret R6 Mutual Fund | — | — | — | $480K | 5.4% | |
| Amerfunds 2030 Targ Dateret R6 Mutual Fund | — | — | — | $403K | 4.6% | |
| Vang Equity Inc Adm Mutual Fund | — | — | — | $374K | 4.2% | |
| American Funds 2055 Target R6 Mutual Fund | — | — | — | $333K | 3.8% | |
| Amf Growth Fund Of America R6 Mutual Fund | — | — | — | $290K | 3.3% | |
| Notes receivable from participants Bearing interest at 4.50%-10.50% - | — | — | — | $271K | 3.1% | |
| Vanguard Mid Cap Index - Adm Mutual Fund | — | — | — | $257K | 2.9% | |
| Amerfunds 2025 Targ Dateret R6 Mutual Fund | — | — | — | $235K | 2.7% | |
| Vanguard Wellington Admin Mutual Fund | — | — | — | $156K | 1.8% | |
| Amerfunds 2020 Targ Dateret R6 Mutual Fund | — | — | — | $153K | 1.7% | |
| Vanguard Sm Cap Val Index Adm Mutual Fund | — | — | — | $140K | 1.6% | |
| Vanguard Midcap Growth Idx Adm Mutual Fund | — | — | — | $122K | 1.4% | |
| T Rowe Price Sc Stk I Mutual Fund | — | — | — | $102K | 1.1% | |
| Vanguard Tot Intl Stk Ind Adm Mutual Fund | — | — | — | $95K | 1.1% | |
| Cohen & Steers Inst Realty Mutual Fund | — | — | — | $86K | 1.0% | |
| American Fnds Fundament Inv R6 Mutual Fund | — | — | — | $85K | 1.0% | |
| Vanguard Small Cap Index Admrl Mutual Fund | — | — | — | $46K | 0.5% | |
| Vanguard Federal MM Inv Mutual Fund | — | — | — | $46K | 0.5% | |
| Van Interm Term Treasury - Inv Mutual Fund | — | — | — | $36K | 0.4% | |
| Fidelity Advisor Strat Inc Z Mutual Fund | — | — | — | $32K | 0.4% | |
| Amc Glob Gold Inv Mutual Fund | — | — | — | $26K | 0.3% | |
| Amerfunds Amer Balanced - R6 Mutual Fund | — | — | — | $25K | 0.3% | |
| Western Asset Core Plus Bd Is Mutual Fund | — | — | — | $24K | 0.3% | |
| Pimco High Yield Instl Mutual Fund | — | — | — | $15K | 0.2% | |
| Macquarie Syst Emmkts Eq R6 Mutual Fund | — | — | — | $14K | 0.2% | |
| Amf American High Income - R6 Mutual Fund | — | — | — | $6K | <0.1% | |
| Dfa Inflation Prot Sec Inst Mutual Fund | — | — | — | $6K | <0.1% | |
| (1) X This form is filed for a CCT, PSA, or MTIA. | — | — | — | $3K | <0.1% | |
| performed pursuant to both 29 CFR 2520.103-8 and 29 CFR 2520.103-12(d). Check box (3) if pursuant to neither. | — | — | $3K | $3K | <0.1% | |
| Yes No Amount a | — | — | — | $3K | <0.1% |
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