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Original filing (PDF)20250909061852NAL0012411795001
FIVE RINGS LLC
Form 5500
FILING_RECEIVED
FIVE RINGS LLC 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 1
53% in single holding
Active participants
220
Accounts w/ balance
249
Plan assets (EOY)
$34.0M
Net assets (EOY)
$34.0M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity 500 Index Fund 87,438 #" is 53% of plan.
Helping the score
- Below-peer total fees (14 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIVE RINGS LLC.
Plan sponsor
Name
FIVE RINGS LLC
EIN
80-0325678
Address
225 LIBERTY ST FL 30 · NEW YORK, NY · 102811049
Phone
(212) 393-1420
Industry
Finance & Insurancesee all
Plan administrator
Name
ERISA FIDUCIARY SERVICES, INC.
EIN
47-1637791
City
HAUPPAUGE, NY
Phone
(631) 249-0500
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BENNETT THRASHER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $15K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL PENSION ADVISORS | 04-3527574 | WAKEFIELD, MA | ADVISOR | $33K | — |
Investments
28 direct securities · 1 pooled fund· $33.5M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$33.3M
28 holdings
Common Collective Trust
$185K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund 87,438 # | — | — | — | $17.9M | 52.5% | |
| Vanguard Target Retirement 2065 Fund 110,786 # | — | — | — | $3.7M | 10.9% | |
| Fidelity Mid Cap Index Fund 51,284 # | — | — | — | $1.7M | 5.1% | |
| Fidelity International Index Fund 27,402 # | — | — | — | $1.3M | 3.8% | |
| Vanguard Target Retirement 2020 Fund 47,993 # | — | — | — | $1.3M | 3.7% | |
| American Funds New world Fund Class R-6 14,711 # | — | — | — | $1.1M | 3.3% | |
| Vanguard Mid Cap Growth Index Fund Admiral Shares 10,116 # | — | — | — | $1.1M | 3.2% | |
| Vanguard Target Retirement 2060 Fund 17,394 # | — | — | — | $891K | 2.6% | |
| Vanguard Target Retirement 2035 Fund 37,083 # | — | — | — | $889K | 2.6% | |
| Fidelity Small Cap Index Fund 28,086 # | — | — | — | $777K | 2.3% | |
| Vanguard Target Retirement 2050 Fund 6,853 # | — | — | — | $342K | 1.0% | |
| Fidelity US Bond Index Fund 29,179 # | — | — | — | $298K | 0.9% | |
| Principal Blue Chip Fund Class R-6 6,070 # | — | — | — | $280K | 0.8% | |
| Vanguard Target Retirement 2055 Fund 4,466 # | — | — | — | $248K | 0.7% | |
| Vanguard Equity-Income Fund Admiral Shares 2,654 # | — | — | — | $234K | 0.7% | |
| Black Rock Strategic Income Opportunities Portfolio Class K 24,071 # | — | — | — | $228K | 0.7% | |
| Vanguard Target Retirement 2045 Fund 7,136 # | — | — | — | $212K | 0.6% | |
| Fidelity Advisor Total Bond Fund - Class Z 21,768 # | — | — | — | $204K | 0.6% | |
| METLIFE GAC SERIES 25053 0 RELIANCE TRUST · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $185K | 0.5% | |
| Vanguard Target Retirement Income Fund 13,775 # | — | — | — | $180K | 0.5% | |
| Vanguard Target Retirement 2070 Fund 5,459 # | — | — | — | $146K | 0.4% | |
| Putnam Small Cap Growth Fund Class R6 1,354 # | — | — | — | $107K | 0.3% | |
| Parnassus Core Equity Fund - Institutional Shares 906 # | — | — | — | $54K | 0.2% | |
| MFS International Diversification Fund Class R6 982 # | — | — | — | $22K | <0.1% | |
| Vanguard Target Retirement 2030 Fund 437 # | — | — | — | $17K | <0.1% | |
| Allspring Special Small Cap Value Fund - Class R6 389 # | — | — | — | $16K | <0.1% | |
| Vanguard Target Retirement 2025 Fund 454 # | — | — | — | $8K | <0.1% | |
| Vanguard Target Retirement 2040 Fund 194 # | — | — | — | $8K | <0.1% | |
| MFS Mid Cap Value Fund Class R6 155 # | — | — | — | $5K | <0.1% |
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