Original filing (PDF)20251015160202NAL0002596691007

FRESNO POLICE OFFICERS ASSOCIATION

Name: FRESNO POLICE OFFICERS ASSOCIATION — FRESNO POLICE OFFICERS ASSOCIATION LEGAL DEFENSE PROGRAM, Form 5500 (2024)
Creator: FRESNO POLICE OFFICERS ASSOCIATION

Form 5500

FILING_RECEIVED

FRESNO POLICE OFFICERS ASSOCIATION LEGAL DEFENSE PROGRAM

Health & welfare plan

Signals · 4

Possibly inadequate fidelity bond~2872 bps in Sched C feesNo recordkeeper disclosed6 service providers

Active participants

859

Accounts w/ balance

—

Plan assets (EOY)

$861K

Net assets (EOY)

$833K

How this plan invests

This plan

40 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Fidelity bond appears below the 10%-of-assets requirement.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FRESNO POLICE OFFICERS ASSOCIATION.

Plan sponsor

Name

FRESNO POLICE OFFICERS ASSOCIATION

EIN

77-6132047

Address

994 N VAN NESS · FRESNO, CA · 937283428

Phone

(559) 442-3762

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Name

FRESNO POLICE OFFICERS ASSOCIATION

EIN

77-6132047

City

FRESNO, CA

Phone

(559) 442-3762

Plan characteristics

Plan number

502

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Welfare benefit codes

4G · Prepaid Legal

Audit & trust (Schedule H)

Auditor

BAERG & ASSOCIATES, LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PEACE OFFICERS RESEARCH ASSOCIATION	94-2381827	SACRAMENTO, CA	CONTRACT ADMINISTRATOR	$125K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
BAERG & ASSOCIATES, LLP	81-4772345	CLOVIS, CA	ACCOUNTANT

Investments

40 direct securities· $801K(93% of reported assets)

Other securities

$786K

39 holdings

U.S. Treasuries

$15K

1 holding

					% of plan
VANGUARD TOTAL STOCK MKT ETF Exchange-Traded Fund	Other securities	—	$76K	$145K	16.9%
Interest Identity of issue, borrower, lessor or similar party maturity value Cost Current Value INVESCO QQQ TRUST Exchange-Traded Fund	Other securities	—	$12K	$38K	4.5%
SPDR S&P 500 ETF TR Exchange-Traded Fund	Other securities	—	$19K	$20K	2.3%
VANGUARD MEGA CAP GROWTH ETF Exchange-Traded Fund	Other securities	—	$18K	$20K	2.3%
VANGUARD GROWTH ETF Exchange-Traded Fund	Other securities	—	$17K	$19K	2.2%
VANGUARD MEGA CAP ETF Exchange-Traded Fund	Other securities	—	$18K	$19K	2.1%
VANGUARD HIGH DIVID YIELD ETF Exchange-Traded Fund	Other securities	—	$18K	$18K	2.1%
SPDR DOW JONES INDL AVERAGE Exchange-Traded Fund	Other securities	—	$17K	$18K	2.1%
ISHARES CORE S&P MIDCAP Exchange-Traded Fund	Other securities	—	$18K	$18K	2.1%
VANGUARD DIVID APPRECIATION ETF Exchange-Traded Fund	Other securities	—	$17K	$18K	2.0%
ISHARES RUSSELL 2000 ETF Exchange-Traded Fund	Other securities	—	$18K	$17K	2.0%
VANGUARD VALUE ETF Exchange-Traded Fund	Other securities	—	$18K	$17K	2.0%
VAMGUARD FTSE ALL WORLD EX-US Exchange-Traded Fund	Other securities	—	$18K	$17K	1.9%
SPDR S&P DIVIDEND ETF Exchange-Traded Fund	Other securities	—	$18K	$17K	1.9%
VANGUARD REAL ESTATE ETF Exchange-Traded Fund	Other securities	—	$18K	$16K	1.9%
VANGUARD LARGE CAP INDEX FUND ADMIRAL Mutual Fund	Other securities	—	$16K	$16K	1.9%
VANGUARD TAX-MANAGED CAPITAL APPRECIATION Mutual Fund	Other securities	—	$16K	$16K	1.9%
ISHARES MSCI EAFE ETF Exchange-Traded Fund	Other securities	—	$18K	$16K	1.9%
VANGUARD MID-CAP INDEX FUND ADMIRAL Mutual Fund	Other securities	—	$16K	$16K	1.9%
PARNASSUS COR EQUITY FUND Mutual Fund	Other securities	—	$17K	$16K	1.9%
VANGUARD DIVIDENED APPREC INDX ADMIRAL Mutual Fund	Other securities	—	$16K	$16K	1.8%
PERSPECTIVE FUND Mutual Fund	Other securities	—	$16K	$16K	1.8%
JANUS HENDERSON ENTERPRISE FUND Mutual Fund	Other securities	—	$17K	$16K	1.8%
VANGUARD TAX-MANAGED SMALL CAP ADM Mutual Fund	Other securities	—	$16K	$16K	1.8%
VANGUARD MID-CAP VALUE Mutual Fund	Other securities	—	$16K	$16K	1.8%
BNY MELLON APPRECIATION Mutual Fund	Other securities	—	$18K	$16K	1.8%
T ROWE PRICE DIVIDEND GROWTH FUND Mutual Fund	Other securities	—	$16K	$15K	1.8%
VANGUARD INTERNATIONAL GROWTH FUND ADMIRAL Mutual Fund	Other securities	—	$17K	$15K	1.8%
BRANDYWINEGLOBAL - HIGH YIELD FUND Mutual Fund	Other securities	—	$15K	$15K	1.8%
VANGUARD DIVIDEND GROWTH FUND Mutual Fund	Other securities	—	$17K	$15K	1.8%
AMER FUNDS NEW WORLD Mutual Fund	Other securities	—	$16K	$15K	1.8%
VANGUARD EMERGING MARKETS BOND Mutual Fund	Other securities	—	$15K	$15K	1.7%
PIMCO INCOME FUND Mutual Fund	Other securities	—	$15K	$15K	1.7%
COHEN & STEERS REALTY Mutual Fund	Other securities	—	$16K	$15K	1.7%
PIMCO INVESTMENT GRADE CREDIT BOND Mutual Fund	U.S. Treasuries	—	$15K	$15K	1.7%
AMER FUNDS THE BOND FUND OF AMERICA Mutual Fund	Other securities	—	$15K	$15K	1.7%
VANGUARD DEVELOPED MARKETS INDEX Mutual Fund	Other securities	—	$16K	$15K	1.7%
AMERICAN FUNDS STRATEGIC BOND Mutual Fund	Other securities	—	$15K	$15K	1.7%
FIDELITY ADVISORS INTL SMALL CAP Mutual Fund	Other securities	—	$16K	$14K	1.7%
VANGUARD LONG TERM INVESTMENT GRADE Mutual Fund	Other securities	—	$15K	$14K	1.6%

1–40 of 40

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Vanguard$460K State Street / SPDR$54K BlackRock / iShares$52K PIMCO$45K Invesco$38K Janus Henderson$16K T. Rowe Price$15K American Funds (Capital Group)$15K Fidelity$14K

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