Original filing (PDF)20251014084523NAL0005146290001

SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC.

Name: SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC. — SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC. 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC.

Form 5500

FILING_RECEIVED

SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC. 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

187

Accounts w/ balance

315

Plan assets (EOY)

$52.4M

Net assets (EOY)

$52.4M

How this plan invests

This plan

48 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

42 bps in Schedule C fees — 162% above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC..

Plan sponsor

Name

SIERRA PACIFIC ORTHOPAEDIC CENTER MEDICAL GROUP, INC.

EIN

77-0548187

Address

1630 E. HERNDON AVENUE · FRESNO, CA · 93720

Phone

(559) 256-5200

Industry

Offices of Physicians· Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

2D · Offset of another plan

Audit & trust (Schedule H)

Auditor

KCOE ISOM, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CETERA ADVISOR NETWORKS LLC	—	FRESNO, CA	INVESTMENT ADVISORY	$91K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
AT RETIREMENT SERVICES, LLC	83-3455979	—	CONTRACT ADMINISTRATION	$129K	—

Investments

48 direct securities· $52.4M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Index 500 Admiral Mutual fund -	—	—	—	$9.8M	18.7%
The Standard Stable Asset Fund II Guaranteed investment contract -	—	—	—	$9.8M	18.7%
American Funds Washington Mutual R6 Mutual fund -	—	—	—	$6.7M	12.8%
Dodge and Cox Income Fund Mutual fund -	—	—	—	$4.8M	9.1%
MFS Growth R6 Mutual fund -	—	—	—	$3.2M	6.1%
Schwab Fdmtl Intl Equity Index Fund Mutual fund - 23 American Funds American Balanced R6 Mutual fund -	—	—	—	$2.7M	5.1%
Vanguard Mid Cap Index Admiral Shares Mutual fund -	—	—	—	$2.3M	4.4%
Vanguard Total Intl Stock Index Admiral Mutual fund -	—	—	—	$1.5M	2.9%
Vanguard Small Cap Growth Index Admiral Mutual fund -	—	—	—	$1.3M	2.4%
American Funds New World R6 Mutual fund -	—	—	—	$1.2M	2.4%
MFS International Equity Fund Mutual fund -	—	—	—	$1.2M	2.2%
Vanguard Mid Cap Value Index Admiral Mutual fund -	—	—	—	$1.2M	2.2%
T. Rowe Price Diversified Mid Cap Growth Mutual fund -	—	—	—	$923K	1.8%
Vanguard International Value Inv Mutual fund -	—	—	—	$920K	1.8%
Vanguard Small Cap Index Adm Mutual fund -	—	—	—	$714K	1.4%
Federated Treasury Oglig Capital Mutual fund -	—	—	—	$656K	1.3%
American Funds US Government Sec R6 Mutual fund -	—	—	—	$628K	1.2%
Vanguard Small Cap Value Index Admiral Mutual fund -	—	—	—	$475K	0.9%
Participant notes receivable Maturities of less than 10 years, secured by participant account balances, with interest rates from 4.25%–9.50%. -	—	—	—	$319K	0.6%
American Mutual Fund Class F-2 Mutual fund -	—	—	—	$302K	0.6%
Washington Mutual Investors Fund Class F-2 Mutual fund -	—	—	—	$188K	0.4%
Vanguard Tax-Managed Balanced Fund Admiral Shares Mutual fund -	—	—	—	$187K	0.4%
T. Rowe Price All-Cap Opportunities Fund Mutual fund -	—	—	—	$141K	0.3%
Vanguard Dividend Growth Fund Mutual fund -	—	—	—	$134K	0.3%
American AMCAP Fund Class F-2 Mutual Fund -	—	—	—	$129K	0.2%
DFA Real Estate Securities I Mutual fund - $	—	—	—	$126K	0.2%
Dodge & Cox Stock Fund Class 1 Mutual fund -	—	—	—	$125K	0.2%
American Balanced Fund Class F-1 Mutual fund -	—	—	—	$123K	0.2%
Vanguard Wellesley Income Fund Admiral Shares Mutual fund -	—	—	—	$75K	0.1%
Capital World Growth & Income Fund Class F-1 Mutual fund -	—	—	—	$73K	0.1%
Principal Equity Income Fund Class A Mutual fund -	—	—	—	$65K	0.1%
American Growth Fund of America Mutual fund -	—	—	—	$60K	0.1%
Baird Short term Bond fund Inst Mutual fund -	—	—	—	$52K	<0.1%
FPA New Income Fund Institutional Class Mutual fund -	—	—	—	$44K	<0.1%
T. Rowe Price Blue Chip Growth Mutual fund -	—	—	—	$44K	<0.1%
Vanguard Information Tech Index Fund Admiral Shares Mutual fund -	—	—	—	$43K	<0.1%
Pimco Total Return Fund Institutional Class Mutual fund -	—	—	—	$42K	<0.1%
T. Rowe Price Balanced Fund Mutual fund -	—	—	—	$33K	<0.1%
T. Rowe Price Mid-Cap Growth Mutual fund -	—	—	—	$33K	<0.1%
Vanguard Small Cap Value Index Fund Admiral Class Mutual fund -	—	—	—	$32K	<0.1%
Europacific Growth Fund Class F-2 Mutual fund -	—	—	—	$29K	<0.1%
Royce Special Equity Fund Investment Class Mutual fund -	—	—	—	$27K	<0.1%
Vanguard Growth Index Fund Admiral Shares Mutual fund -	—	—	—	$27K	<0.1%
Vanguard 500 Index Fund Admiral Shares Mutual fund -	—	—	—	$24K	<0.1%
Dodge & Cox International Stock Mutual fund -	—	—	—	$22K	<0.1%
Vanguard Commodity Strategy Fund A Mutual fund -	—	—	—	$12K	<0.1%
Dodge & Cox Global Bond Fund Mutual fund -	—	—	—	$7K	<0.1%
Cash -	—	—	—	$2K	<0.1%