Original filing (PDF)20250930213641NAL0005686291001

PROVIDENT FUNDING ASSOCIATES, L.P.

Name: PROVIDENT FUNDING ASSOCIATES, L.P. — PROVIDENT FUNDING 401(K) PLAN, Form 5500 (2024)
Creator: PROVIDENT FUNDING ASSOCIATES, L.P.

Form 5500

FILING_RECEIVED

PROVIDENT FUNDING 401(K) PLAN

401(k) retirement plan

Signals · 1

Corrective distributions issued

Active participants

376

Accounts w/ balance

254

Plan assets (EOY)

$36.2M

Net assets (EOY)

$36.2M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (10th percentile).
Bottom-decile employer contributions per participant (3rd percentile).

Helping the score

High average account balance (87th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PROVIDENT FUNDING ASSOCIATES, L.P..

Plan sponsor

Name

PROVIDENT FUNDING ASSOCIATES, L.P.

EIN

77-0323586

Address

1235 NORTH DUTTON AVENUE, SUITE E · SANTA ROSA, CA · 95401

Phone

(650) 652-1300

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-30

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$14K	—
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$10K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp

Investments

31 direct securities· $36.2M(100% of reported assets)

Other securities

$34.8M

28 holdings

Common Stock

$464K

1 holding

U.S. Treasuries

$437K

1 holding

Bonds / Notes

$412K

1 holding

					% of plan
Vanguard Large Cap Index Fund Admiral Shares	Other securities	—	—	$7.0M	19.4%
Putnam Large Cap Growth Fund Class R6	Other securities	—	—	$4.1M	11.5%
Vanguard Mid-Cap Index Fund Admiral Shares	Other securities	—	—	$4.0M	11.1%
American Funds New Perspective Fund Class R-6	Other securities	—	—	$2.9M	8.1%
T. Rowe Price Retirement 2050 Fund I Class	Other securities	—	—	$2.4M	6.5%
Key Guaranteed Portfolio Fund	Other securities	—	—	$2.3M	6.3%
Vanguard Small-Cap Index Fund Admiral Shares	Other securities	—	—	$2.2M	6.1%
T. Rowe Price Retirement 2055 Fund I Class	Other securities	—	—	$1.1M	3.1%
T. Rowe Price Retirement 2045 Fund I Class	Other securities	—	—	$1.1M	3.1%
Vanguard Total International Stock Index Fund Admiral Shares	Other securities	—	—	$988K	2.7%
Vanguard Tax-Managed Capital Appreciation Fund Admiral Shares	Other securities	—	—	$987K	2.7%
MFS International Intrinsic Value Fund Class R6	Other securities	—	—	$897K	2.5%
Columbia Dividend Income Fund Institutional 3 Class	Other securities	—	—	$674K	1.9%
T. Rowe Price Retirement 2040 Fund I Class	Other securities	—	—	$665K	1.8%
T. Rowe Price Retirement 2060 Fund I Class	Other securities	—	—	$493K	1.4%
Cohen & Steers Real Estate Securities Fund, Inc. Class Z	Common Stock	—	—	$464K	1.3%
Lord Abbett Developing Growth Fund Class R6	Other securities	—	—	$443K	1.2%
JPMorgan Government Bond Fund Class R6	U.S. Treasuries	—	—	$437K	1.2%
Participant loans receivable - 28 loans outstanding with interest rates ranging from 4.25% to 9.50% -	Bonds / Notes	—	—	$412K	1.1%
Vanguard International Growth Fund Admiral Shares	Other securities	—	—	$374K	1.0%
Victory Sycamore Established Value Fund Class R6	Other securities	—	—	$309K	0.9%
Nuveen Core Plus Bond R6	Other securities	—	—	$301K	0.8%
T. Rowe Price Global Multi-Sector Bond Fund Investor Class	Other securities	—	—	$245K	0.7%
T. Rowe Price Retirement 2020 Fund I Class	Other securities	—	—	$244K	0.7%
American Funds New World Fund Class R-6	Other securities	—	—	$181K	0.5%
T. Rowe Price Retirement Balanced Fund	Other securities	—	—	$169K	0.5%
T. Rowe Price Retirement 2025 Fund I Class	Other securities	—	—	$160K	0.4%
Undiscovered Managers Behavioral Value Fund Class R6	Other securities	—	—	$150K	0.4%
T. Rowe Price Retirement 2030 Fund I Class	Other securities	—	—	$135K	0.4%
Pioneer Strategic Income Fund Class K	Other securities	—	—	$135K	0.4%
T. Rowe Price Retirement 2035 Fund I Class	Other securities	—	—	$89K	0.2%