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Original filing (PDF)20250801162758NAL0007338337001
REAL-TIME INNOVATIONS, INC.
Form 5500
FILING_RECEIVED
REAL-TIME INNOVATIONS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
170
Accounts w/ balance
188
Plan assets (EOY)
$46.9M
Net assets (EOY)
$46.9M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REAL-TIME INNOVATIONS, INC..
Plan sponsor
Name
REAL-TIME INNOVATIONS, INC.
EIN
77-0279943
Address
232 E. JAVA DRIVE · SUNNYVALE, CA · 94089
Phone
(408) 990-7412
Industry
Software Publishers· Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-01
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FRANK, RIMERMAN & CO, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $3K | — |
Investments
28 direct securities· $46.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Inv Vanguard 0 | — | — | — | $9.3M | 19.8% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $5.2M | 11.0% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $4.0M | 8.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $3.8M | 8.2% | |
| Vanguard Growth Index Inv Vanguard 0 | — | — | — | $3.6M | 7.7% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $2.4M | 5.1% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $2.3M | 5.0% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.3M | 5.0% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $2.1M | 4.5% | |
| Schwab Self-Direct Invest Fund V Schwab 0 | — | — | — | $1.7M | 3.6% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $1.7M | 3.6% | |
| Vanguard Small-Cap Index Inv Vanguard 0 | — | — | — | $1.3M | 2.8% | |
| Vanguard Balanced Index Inv Vanguard 0 | — | — | — | $1.1M | 2.3% | |
| Vanguard Mid-Cap Index Inv Vanguard 0 | — | — | — | $771K | 1.6% | |
| Vanguard Total Stock Market Index Inv Vanguard 0 | — | — | — | $698K | 1.5% | |
| Vanguard Value Index Inv Vanguard 0 | — | — | — | $663K | 1.4% | |
| Vanguard Total Intl Stock Index Inv Vanguard 0 | — | — | — | $659K | 1.4% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $559K | 1.2% | |
| Vanguard Total Bond Market Index Inv Vanguard 0 | — | — | — | $464K | 1.0% | |
| Vanguard Short-Term Bond Index Inv Vanguard 0 | — | — | — | $435K | 0.9% | |
| Schwab Self-Direct Cash Fund V Schwab 0 | — | — | — | $391K | 0.8% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $355K | 0.8% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $314K | 0.7% | |
| Vanguard Emerging Mkts Stock Idx Inv Vanguard 0 | — | — | — | $282K | 0.6% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $256K | 0.5% | |
| Vanguard Total Intl Bond Index Inv Vanguard 0 | — | — | — | $133K | 0.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $65K | 0.1% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $1K | <0.1% |
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