Back to filter
Original filing (PDF)20251014171003NAL0004603072001
SYSTEMS APPLICATION & TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
SYSTEMS APPLICATION & TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
601
Accounts w/ balance
804
Plan assets (EOY)
$52.2M
Net assets (EOY)
$52.2M
How this plan invests
This plan
3 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 74% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SYSTEMS APPLICATION & TECHNOLOGIES, INC..
Plan sponsor
Name
SYSTEMS APPLICATION & TECHNOLOGIES, INC.
EIN
77-0235285
Address
1101 MERCANTILE LANE STE 200 · LARGO, MD · 20774
Phone
(301) 322-8880
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS LLP.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $97K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | ADVISOR | $38K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $11K | — |
Investments
34 direct securities · 3 pooled funds· $56.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$42.8M
33 holdings
Mutual Funds
$7.1M
1 holding
Common Collective Trust
$6.5M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity Investment Fidelity Blue Chip Growth K6 Fund | Mutual Funds | — | — | $7.1M | 13.6% | |
| Fidelity Investment Fidelity 500 Index Fund | — | — | — | $6.0M | 11.5% | |
| Common Collective Trusts Wilmington Trust, N.A. Putnam Large Cap Value Fund | — | — | — | $4.0M | 7.6% | |
| PUTN LARGE CP VAL R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $4.0M | 7.6% | |
| American Funds 2025 Target Date Retirement Fund | — | — | — | $2.9M | 5.6% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $2.4M | 4.5% | |
| Self-Directed Brokerage Accounts * Fidelity Investment Self-directed brokerage accounts | — | — | — | $2.1M | 4.0% | |
| Vanguard Information Technology Index Fund Admiral Shares | — | — | — | $2.0M | 3.9% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $1.7M | 3.3% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $1.5M | 2.9% | |
| Blackrock High Yield Bond Fund | — | — | — | $1.5M | 2.9% | |
| LD ABBETT CORE BOND GREAT GRAY TRUST COMPANY · EIN 82-1986152 / PN 325 | Common Collective Trust | — | — | $1.5M | 2.8% | |
| Fidelity Investment Fidelity International Index Fund | — | — | — | $1.3M | 2.5% | |
| American Funds New Perspective Fund | — | — | — | $1.3M | 2.5% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares | — | — | — | $1.3M | 2.4% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $1.2M | 2.3% | |
| Vanguard Small-Cap Value Index Fund Admiral Shares | — | — | — | $1.2M | 2.3% | |
| MFS International New Discovery Fund | — | — | — | $1.1M | 2.2% | |
| Wells Fargo Bank, N.A. Galliard Stable Value Fund | — | — | — | $1.1M | 2.0% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $1.1M | 2.0% | |
| Vanguard Mid-Cap Value Index Fund Admiral Shares | — | — | — | $954K | 1.8% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $949K | 1.8% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $923K | 1.8% | |
| Fidelity Investment Fidelity Small Cap Index Fund | — | — | — | $866K | 1.7% | |
| PIMCO Income Fund Institutional | — | — | — | $862K | 1.7% | |
| Vanguard Small-Cap Growth Index Fund Admiral Shares | — | — | — | $754K | 1.4% | |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares | — | — | — | $714K | 1.4% | |
| Vanguard GNMA Fund | — | — | — | $692K | 1.3% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $671K | 1.3% | |
| American Funds 2020 Target Date Retirement Fund | — | — | — | $660K | 1.3% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $629K | 1.2% | |
| Fidelity Investment Fidelity Mid Cap Index Fund | — | — | — | $592K | 1.1% | |
| American Funds 2010 Target Date Retirement Fund | — | — | — | $421K | 0.8% | |
| Vanguard Health Care Index Fund Admiral Shares | — | — | — | $358K | 0.7% | |
| American Funds American Balanced Fund | — | — | — | $157K | 0.3% | |
| American Funds 2015 Target Date Retirement Fund | — | — | — | $10K | <0.1% | |
| Fidelity Investment Government Cash Reserve | — | — | — | $4K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Engineering Services plans
U.S. ENGINEERING COMPANY HOLDINGS
U. S. ENGINEERING COMPANY HOLDINGS 401(K) PROFIT SHARING PLAN & TRUST
$51.8M · 406 participants
MCKIM & CREED, INC.
MCKIM & CREED, INC. 401(K) PLAN
$51.8M · 867 participants
TECTONIC ENGINEERING CONSULTANTS, GEOLOGISTS & LAND SURVEYORS, D.P.C.
TECTONIC ENGINEERING CONSULTANTS, GEOLOGISTS & LAND SURVEYORS, D.P.C. 401(K) PROFIT SHARING PLAN AND TRUST
$51.7M · 461 participants
BURO HAPPOLD CONSULTING ENGINEERS, INC.
BURO HAPPOLD RETIREMENT PLAN
$51.6M · 406 participants
WESTON & SAMPSON, INC.
WESTON & SAMPSON, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$52.8M · 727 participants
DESIMONE CONSULTING ENGINEERING, D.P.C.
DESIMONE CONSULTING ENGINEERING 401(K) PLAN
$51.2M · 338 participants
Large plans in Maryland
LOCKHEED MARTIN CORPORATION
LMC DEFINED CONTRIBUTION MASTER TRUST
$56.1B
LOCKHEED MARTIN CORPORATION
LOCKHEED MARTIN CORPORATION SALARIED SAVINGS PLAN
$51.4B · 94,445 participants
T. ROWE PRICE TRUST COMPANY
T. ROWE PRICE INSTITUTIONAL COMMON TRUST FUND, T. ROWE PRICE GROWTH STOCK TRUST
$36.0B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE RETIREMENT 2040 TRUST
$35.2B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE RETIREMENT 2030 TRUST
$35.0B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE U.S. VALUE EQUITY TRUST
$32.2B