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Original filing (PDF)20250723140604NAL0008906242001
BAY 101
Form 5500
FILING_RECEIVED
THE BAY 101 401(K) PLAN
401(k) retirement plan
Active participants
463
Accounts w/ balance
471
Plan assets (EOY)
$22.9M
Net assets (EOY)
$22.9M
How this plan invests
This plan
12 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 37 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAY 101.
Plan sponsor
Name
BAY 101
EIN
77-0187274
Address
1788 NORTH 1ST STREET · SAN JOSE, CA · 95112
Phone
(408) 437-5570
Industry
Arts, Entertainment, Recreationsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BPM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $19K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | — | IRVINE, CA | INVESTMENT ADVISOR | $47K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $18K | — |
Investments
18 direct securities · 12 pooled funds· $22.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$16.6M
18 holdings
Common Collective Trust
$6.3M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $3.5M | 15.5% | |
| Empower Key Guaranteed Portfolio Fund Guaranteed investment contract | — | — | — | $2.2M | 9.8% | |
| MFS Growth Fund Mutual Fund | — | — | — | $2.2M | 9.5% | |
| MFS Technology Fund Mutual Fund | — | — | — | $1.3M | 5.9% | |
| T ROWE PRICE RETIREMENT 2030 TR E T. ROWE PRICE · EIN 38-7010946 / PN 000 | Common Collective Trust | — | — | $1.3M | 5.5% | |
| T ROWE PRICE RETIREMENT 2040 TR E T. ROWE PRICE · EIN 35-6941729 / PN 000 | Common Collective Trust | — | — | $1.2M | 5.1% | |
| TCW Metwest Total Return Bond Fund Mutual Fund | — | — | — | $1.1M | 4.9% | |
| Columbia Balanced Institutional Fund Mutual Fund | — | — | — | $1.1M | 4.6% | |
| Putnam Large Cap Value Fund Mutual Fund | — | — | — | $981K | 4.3% | |
| T ROWE PRICE RETIREMENT 2025 TR E T. ROWE PRICE · EIN 37-6495447 / PN 000 | Common Collective Trust | — | — | $864K | 3.8% | |
| T ROWE PRICE RETIREMENT 2035 TR E T. ROWE PRICE · EIN 36-7595013 / PN 000 | Common Collective Trust | — | — | $862K | 3.8% | |
| American Funds EuroPacific Growth Fund Mutual Fund | — | — | — | $769K | 3.4% | |
| MFS Mid Cap Growth Fund Mutual Fund | — | — | — | $672K | 2.9% | |
| T ROWE PRICE RETIREMENT 2045 TR E T. ROWE PRICE · EIN 32-6199848 / PN 000 | Common Collective Trust | — | — | $663K | 2.9% | |
| Vanguard Small Cap Index Fund Mutual Fund | — | — | — | $537K | 2.3% | |
| Vanguard Mid Cap Index Fund Mutual Fund | — | — | — | $530K | 2.3% | |
| T ROWE PRICE RETIREMENT 2050 TR E T. ROWE PRICE · EIN 30-6303214 / PN 000 | Common Collective Trust | — | — | $523K | 2.3% | |
| T ROWE PRICE RETIREMENT 2020 TR E T. ROWE PRICE · EIN 36-7594871 / PN 000 | Common Collective Trust | — | — | $397K | 1.7% | |
| Undiscovered Managers Behavioral Value Fund Mutual Fund | — | — | — | $370K | 1.6% | |
| JPMorgan Small Cap Equity Fund Mutual Fund | — | — | — | $336K | 1.5% | |
| DFA Emerging Markets Core Equity Fund Mutual Fund | — | — | — | $317K | 1.4% | |
| T ROWE PRICE RETIREMENT 2055 TR E T. ROWE PRICE · EIN 35-6941728 / PN 000 | Common Collective Trust | — | — | $293K | 1.3% | |
| Transamerica International Equity Fund Mutual Fund | — | — | — | $267K | 1.2% | |
| Janus Henderson Triton Fund Mutual Fund | — | — | — | $152K | 0.7% | |
| T ROWE PRICE RETIREMENT 2060 TR E T. ROWE PRICE · EIN 47-1088316 / PN 000 | Common Collective Trust | — | — | $150K | 0.7% | |
| various maturities through 2029 | — | — | — | $127K | 0.6% | |
| T ROWE PRICE RETIREMENT 2010 TR E T. ROWE PRICE · EIN 32-6199795 / PN 000 | Common Collective Trust | — | — | $73K | 0.3% | |
| American Century Mid Cap Value Fund Mutual Fund | — | — | — | $42K | 0.2% | |
| T ROWE PRICE RETIREMENT 2015 TR E T. ROWE PRICE · EIN 35-6941654 / PN 000 | Common Collective Trust | — | — | $19K | <0.1% | |
| T ROWE PRICE RETIREMENT 2065 TR E T. ROWE PRICE · EIN 85-1763138 / PN 000 | Common Collective Trust | — | — | $3K | <0.1% |