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Original filing (PDF)20250917134204NAL0001226738001
HERE NORTH AMERICA, LLC
Form 5500
FILING_RECEIVED
HERE NORTH AMERICA, LLC RETIREMENT SAVINGS AND INVESTMENT PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
780
Accounts w/ balance
1,642
Plan assets (EOY)
$466.2M
Net assets (EOY)
$466.2M
How this plan invests
This plan
14 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Investments Fidelity 500 Index Fund #" is 27% of plan.
Helping the score
- Below-peer total fees (5 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HERE NORTH AMERICA, LLC.
Plan sponsor
Name
HERE NORTH AMERICA, LLC
EIN
77-0080465
Address
425 W. RANDOLPH STREET · CHICAGO, IL · 60606
Phone
(312) 894-7000
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-17
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $98K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ABD RETIREMENT SERVICES, INC. | 80-0833114 | — | INVESTMENT ADVISOR | $85K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $30K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CROWE LLP | 35-0921680 | — | ACCOUNTANT/AUDITOR | $28K | — |
Investments
12 direct securities · 14 pooled funds· $466.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$280.1M
11 holdings
Common Collective Trust
$184.3M
14 holdings
Mutual Funds
$1.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund # | — | — | — | $126.5M | 27.1% | |
| VANGUARD TARGET 2045 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $33.7M | 7.2% | |
| VANGUARD TARGET 2035 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $32.0M | 6.9% | |
| VANGUARD TARGET 2050 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $29.8M | 6.4% | |
| Fidelity Investments Fidelity Extended Market Index PR Fund # | — | — | — | $26.3M | 5.7% | |
| American Funds American Funds American Balanced Fund R6 # | — | — | — | $25.2M | 5.4% | |
| VANGUARD TARGET 2040 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $23.7M | 5.1% | |
| Vanguard Investments Vanguard Windsor II ADM # | — | — | — | $22.5M | 4.8% | |
| Fidelity Investments Fidelity Small Cap Growth Index Fund # | — | — | — | $22.3M | 4.8% | |
| VANGUARD TARGET 2030 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $21.7M | 4.7% | |
| Self-directed brokerage account * Fidelity Investments BrokerageLink account # | — | — | — | $19.2M | 4.1% | |
| VANGUARD TARGET 2055 VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $15.3M | 3.3% | |
| American Funds American Funds EuroPacific Growth Fund R6 # | — | — | — | $14.6M | 3.1% | |
| Dodge & Cox Dodge & Cox Income X # | — | — | — | $13.4M | 2.9% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $8.5M | 1.8% | |
| VANGUARD TARGET 2025 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $6.5M | 1.4% | |
| Fidelity Investments Fidelity Total International Index Fund # | — | — | — | $4.3M | 0.9% | |
| VANGUARD TARGET INC VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $4.3M | 0.9% | |
| Fidelity Investments Fidelity US Bond Index Fund # | — | — | — | $3.9M | 0.8% | |
| VANGUARD TARGET 2020 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $3.4M | 0.7% | |
| VANGUARD TARGET 2060 VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $3.1M | 0.7% | |
| VANGUARD TARGET 2065 VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $2.0M | 0.4% | |
| Vanguard Investments Vanguard Federal Money Market Fund # | Mutual Funds | — | — | $1.9M | 0.4% | |
| Notes receivable from participants * Notes receivable from Notes receivable from participants (interest rates range participants from 3.25% to 8.50%, maturities through 2054 | — | — | — | $1.8M | 0.4% | |
| VANGUARD TARGET 2070 VANGUARD FIDUCIARY TRUST · EIN 87-7035538 / PN 001 | Common Collective Trust | — | — | $213K | <0.1% | |
| VANGUARD TARGET 2070 VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |