Original filing (PDF)20251009142009NAL0011123072001

PRECOA, LLC

Name: PRECOA, LLC — PRECOA 401(K) PLAN, Form 5500 (2024)
Creator: PRECOA, LLC

Form 5500

FILING_RECEIVED

PRECOA 401(K) PLAN

401(k) retirement plan

Active participants

421

Accounts w/ balance

301

Plan assets (EOY)

$25.3M

Net assets (EOY)

$25.3M

How this plan invests

This plan

42 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (1 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRECOA, LLC.

Plan sponsor

Name

PRECOA, LLC

EIN

76-0750087

Address

13221 SW 68TH PARKWAY, SUITE 100 · PORTLAND, OR · 97223

Phone

(503) 244-7755

Industry

Insurance Agencies & Brokerages· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

Audit & trust (Schedule H)

Auditor

DELAP LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$3K	—

Investments

42 direct securities· $25.3M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Management Trust Fidelity Freedom 2050 K Fund	—	—	—	$3.1M	12.1%
Company (FMTC) * FMTC Fidelity Freedom 2055 K Fund	—	—	—	$2.8M	11.1%
FMTC Fidelity 500 Index Fund	—	—	—	$2.7M	10.7%
FMTC Fidelity NASDAQ Composite Index Fund	—	—	—	$2.5M	9.9%
FMTC Fidelity Freedom 2030 K Fund	—	—	—	$1.9M	7.4%
FMTC Fidelity Freedom 2045 K Fund	—	—	—	$1.6M	6.3%
FMTC Fidelity Freedom 2035 K Fund	—	—	—	$1.5M	6.1%
FMTC Fidelity Freedom 2040 K Fund	—	—	—	$1.1M	4.4%
FMTC Fidelity Freedom 2060 K Fund	—	—	—	$735K	2.9%
FMTC Fidelity Total Market Index Fund	—	—	—	$667K	2.6%
Deutsche Investment Deutsche Large Cap Focus Growth	—	—	—	$587K	2.3%
Management Americas Inc. S Fund * FMTC Fidelity Small Cap Growth Fund	—	—	—	$523K	2.1%
FMTC Participant-directed brokerage accounts	—	—	—	$491K	1.9%
FMTC Fidelity Extended Market Index Fund	—	—	—	$446K	1.8%
FMTC Fidelity Magellan Fund	—	—	—	$429K	1.7%
FMTC Fidelity Balanced Fund	—	—	—	$394K	1.6%
Participant loans Notes receivable from participants, with maturity dates ranging from April 2025 to May 2033 and interest rates of 3.75% to 4.25% -	—	—	—	$371K	1.5%
FMTC Fidelity Freedom 2025 K Fund	—	—	—	$367K	1.5%
FMTC Fidelity Government Money Market Fund	—	—	—	$347K	1.4%
FMTC Fidelity Small Cap Value Fund	—	—	—	$344K	1.4%
FMTC Fidelity International Index Fund	—	—	—	$273K	1.1%
FMTC Fidelity Fund	—	—	—	$268K	1.1%
FMTC Fidelity Freedom 2065 K Fund	—	—	—	$259K	1.0%
FMTC Fidelity High Income Fund	—	—	—	$179K	0.7%
Artisan Partners Limited Partnership Artisan Mid Cap Value Investor Fund	—	—	—	$164K	0.6%
Pacific Investment Management PIMCO Total Return Admin Fund	—	—	—	$156K	0.6%
Company LLC (PIMCO) Columbia Management Columbia Select Mid Cap Growth	—	—	—	$143K	0.6%
Investment Advisers, LLC Fund I * FMTC Fidelity Emerging Markets Fund	—	—	—	$139K	0.5%
FMTC Fidelity International Discovery Fund	—	—	—	$136K	0.5%
FMTC Fidelity Freedom 2020 K Fund	—	—	—	$134K	0.5%
FMTC Fidelity U.S. Bond Index Fund	—	—	—	$133K	0.5%
FMTC Fidelity Freedom 2015 K Fund	—	—	—	$123K	0.5%
FMTC Fidelity Select Consumer Staples	—	—	—	$84K	0.3%
Virtus Investment Partners, Inc. Virtus NFJ Dividend Value Inst Fund	—	—	—	$50K	0.2%
(VRTS) * FMTC Fidelity Multi-Asset Index Fund	—	—	—	$47K	0.2%
FMTC Fidelity Government Income Fund	—	—	—	$40K	0.2%
FMTC Fidelity Leveraged Company Stock Fund	—	—	—	$33K	0.1%
FMTC Fidelity Short-Term Treasury Bond	—	—	—	$27K	0.1%
Index Fund VRTS Virtus NFJ Small-Cap Value Fund	—	—	—	$21K	<0.1%
Class A * FMTC Fidelity Canada Fund	—	—	—	$16K	<0.1%
FMTC Fidelity Freedom Income K	—	—	—	$5K	<0.1%
FMTC Fidelity Freedom 2010 K Fund	—	—	—	$4K	<0.1%