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Original filing (PDF)20250930094252NAL0014665936001
U.S. PHYSICAL THERAPY, INC.
Form 5500
FILING_RECEIVED
U.S. PHYSICAL THERAPY, INC. 401(K) PLATINUM PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,777
Accounts w/ balance
1,748
Plan assets (EOY)
$92.3M
Net assets (EOY)
$92.3M
How this plan invests
This plan
25 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
80
Knocking points off
- 21 bps in Schedule C fees — modestly above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 63% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for U.S. PHYSICAL THERAPY, INC..
Plan sponsor
Name
U.S. PHYSICAL THERAPY, INC.
EIN
76-0364866
Address
1300 W. SAM HOUSTON PKWY · SUITE 300 · HOUSTON, TX · 77042
Phone
(713) 297-7000
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MELTON & MELTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| T ROWE PRICE RPS INC | — | BALTIMORE, MD | NONE | $123K | — |
| MBG RETIREMENT | — | HOUSTON, TX | NONE | $59K | — |
| MELTON & MELTON LLP | — | HOUSTON, TX | NONE | $14K | — |
Investments
17 direct securities · 25 pooled funds· $92.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$71.6M
25 holdings
Uncategorized
$20.7M
17 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. ROWE PRICE RET BLEND 2040 TRUST T. ROWE PRICE TRUST COMPANY · EIN 30-6596089 / PN 001 | Common Collective Trust | — | — | $13.1M | 14.2% | |
| T. ROWE PRICE RET BLEND 2050 TRUST T. ROWE PRICE TRUST COMPANY · EIN 35-7192720 / PN 001 | Common Collective Trust | — | — | $11.5M | 12.5% | |
| T. ROWE PRICE RET BLEND 2035 TRUST T. ROWE PRICE TRUST COMPANY · EIN 37-6658473 / PN 001 | Common Collective Trust | — | — | $10.1M | 11.0% | |
| T. ROWE PRICE RET BLEND 2045 TRUST T. ROWE PRICE TRUST COMPANY · EIN 35-2611309 / PN 001 | Common Collective Trust | — | — | $9.3M | 10.1% | |
| Fidelity 500 Index Fund | — | — | — | $9.3M | 10.1% | |
| T. ROWE PRICE RET BLEND 2055 TRUST T. ROWE PRICE TRUST COMPANY · EIN 30-1011718 / PN 001 | Common Collective Trust | — | — | $8.4M | 9.2% | |
| T. ROWE PRICE RET BLEND 2030 TRUST T. ROWE PRICE TRUST COMPANY · EIN 35-7192509 / PN 001 | Common Collective Trust | — | — | $8.0M | 8.7% | |
| T. ROWE PRICE RET BLEND 2060 TRUST T. ROWE PRICE TRUST COMPANY · EIN 35-7193113 / PN 001 | Common Collective Trust | — | — | $5.0M | 5.4% | |
| Vanguard US Growth Admiral | — | — | — | $2.2M | 2.4% | |
| T. ROWE PRICE RET BLEND 2025 TRUST T. ROWE PRICE TRUST COMPANY · EIN 37-6658226 / PN 001 | Common Collective Trust | — | — | $2.2M | 2.4% | |
| T. ROWE PRICE RET BLEND 2020 TRUST T. ROWE PRICE TRUST COMPANY · EIN 32-6493445 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.6% | |
| Vanguard Small Cap Index Admiral | — | — | — | $1.4M | 1.5% | |
| T. ROWE PRICE RET BLEND 2065 TRUST T. ROWE PRICE TRUST COMPANY · EIN 85-1790880 / PN 001 | Common Collective Trust | — | — | $1.2M | 1.3% | |
| Fidelity International Index Fund | — | — | — | $1.1M | 1.2% | |
| Vanguard Mid-Cap Index Admiral | — | — | — | $1.0M | 1.1% | |
| Vanguard Windsor II Admiral | — | — | — | $896K | 1.0% | |
| TRP STABLE VALUE COMMON TRUST FUND T.ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $883K | 1.0% | |
| Vanguard Balanced Index Admiral | — | — | — | $847K | 0.9% | |
| T. Rowe Price Mid-Cap Value Fund | — | — | — | $709K | 0.8% | |
| Participant Loans 5.25% - 10.50% 0 | — | — | — | $651K | 0.7% | |
| MFS Mid Cap Growth Fund R6 | — | — | — | $558K | 0.6% | |
| American Funds New World Fund R6 | — | — | — | $440K | 0.5% | |
| Dodge & Cox Income Fund X | — | — | — | $430K | 0.5% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $360K | 0.4% | |
| T. ROWE PRICE RET BLEND 2005 TRUST T.ROWE PRICE TRUST COMPANY · EIN 61-6590722 / PN 001 | Common Collective Trust | — | — | $285K | 0.3% | |
| Vanguard Explorer Fund Admiral | — | — | — | $249K | 0.3% | |
| American Funds EuroPacific Growth Fund R6 | — | — | — | $232K | 0.3% | |
| T. Rowe Price Spectrum Income Fund | — | — | — | $173K | 0.2% | |
| T. Rowe Price Government Money I | — | — | — | $110K | 0.1% | |
| T. ROWE PRICE RET BLEND 2010 TRUST T. ROWE PRICE TRUST COMPANY · EIN 37-6658064 / PN 001 | Common Collective Trust | — | — | $19K | <0.1% | |
| T. ROWE PRICE RETIREMENT 2065 TRUST T.ROWE PRICE TRUST COMPANY · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2020 TRUST T.ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2060 TRUST T.ROWE PRICE TRUST COMPANY · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2055 TRUST T.ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2050 TRUST T.ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2045 TRUST T.ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2040 TRUST T.ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2035 TRUST T.ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2030 TRUST T.ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2025 TRUST T.ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2010 TRUST T.ROWE PRICE TRUST COMPANY · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE RETIREMENT 2005 TRUST T.ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |