Back to filter
Original filing (PDF)20250806135812NAL0002868161001
FIRST COMMUNITY BANCSHARES, INC.
Form 5500
FILING_RECEIVED
FIRST COMMUNITY BANCSHARES, INC.EMPLOYEES' PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
2,688
Accounts w/ balance
2,041
Plan assets (EOY)
$142.3M
Net assets (EOY)
$142.3M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (4 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST COMMUNITY BANCSHARES, INC..
Plan sponsor
Name
FIRST COMMUNITY BANCSHARES, INC.
EIN
76-0035013
Address
901 E CENTRAL TEXAS EXPRESSWAY · KILLEEN, TX · 76541
Phone
(254) 554-4392
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-06
Pension benefit codes
2F · ERISA section 404(c)
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
HAM, LANGSTON & BREZINA L.L.P.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $41K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $14K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
32 direct securities· $137.4M(97% of reported assets)
Uncategorized
$108.9M
31 holdings
Mutual Funds
$28.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity Investments Fidelity Growth Company Fund | Mutual Funds | — | — | $28.6M | 20.1% | |
| Fidelity Investments Fidelity Balanced Fund | — | — | — | $8.7M | 6.1% | |
| Money Market * Fidelity Investments Retirement Money Market Portfolio | — | — | — | $8.7M | 6.1% | |
| Fidelity Investments Fidelity Freedom 2040 Fund Class K | — | — | — | $8.1M | 5.7% | |
| Fidelity Investments Fidelity Freedom 2045 Fund Class K | — | — | — | $6.7M | 4.7% | |
| Fidelity Investments Fidelity Freedom 2050 Fund Class K | — | — | — | $6.5M | 4.6% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $6.3M | 4.4% | |
| Participant loans Notes receivable from participants bearing interest at | — | — | — | $6.1M | 4.3% | |
| Fidelity Investments Fidelity Freedom 2030 Fund Class K | — | — | — | $5.7M | 4.0% | |
| American Funds American Funds American Mutual Fund® Class R-6 | — | — | — | $5.5M | 3.8% | |
| Fidelity Investments Fid Freedom 2035 Fund Class K | — | — | — | $5.4M | 3.8% | |
| JPMorgan Mid Cap Growth Fund Class R5 | — | — | — | $5.1M | 3.6% | |
| Fidelity Investments Fid Freedom 2055 Fund Class K | — | — | — | $4.0M | 2.8% | |
| Fidelity Investments Fidelity Diversified International Fund | — | — | — | $3.6M | 2.5% | |
| Fidelity Investments Fid Freedom 2060 Fund Class K | — | — | — | $3.0M | 2.1% | |
| Self-Directed * Fidelity Investments Brokeragelink Brokerage Accounts | — | — | — | $2.9M | 2.1% | |
| Touchstone Investments Touchstone Large Cap Focused Fund Class Y | — | — | — | $2.9M | 2.0% | |
| Fidelity Investments Fid Freedom 2025 Fund Class K | — | — | — | $2.9M | 2.0% | |
| John Hancock John Hancock Funds Disciplined Value Mid Cap Fund Class I | — | — | — | $2.7M | 1.9% | |
| Baird Asset Management Baird Core Plus Bond Fund Class Institutional | — | — | — | $2.4M | 1.7% | |
| Fidelity Investments Fid Freedom 2065 Fund Class K | — | — | — | $1.6M | 1.1% | |
| American Beacon Funds American Beacon Small Cap Value Fund Class R5 | — | — | — | $1.6M | 1.1% | |
| Fidelity Investments Fid Freedom 2020 Fund Class K | — | — | — | $1.5M | 1.1% | |
| Fidelity Investments Fidelity Small Cap Growth K6 Fund | — | — | — | $1.4M | 1.0% | |
| Fidelity Investments Fidelity Global Ex U.S. Index Fund | — | — | — | $1.2M | 0.8% | |
| Fidelity Investments Fidelity U.S. Bond Index Fund | — | — | — | $1.1M | 0.8% | |
| Fidelity Investments Fidelity Freedom Income Fund Class K | — | — | — | $1.1M | 0.8% | |
| Fidelity Investments Fidelity Low-Priced Stock Fund | — | — | — | $852K | 0.6% | |
| Fidelity Investments Fidelity Extended Market Index Fund | — | — | — | $785K | 0.6% | |
| Baird Asset Management Baird Short-Term Bond Fund Institutional Class | — | — | — | $632K | 0.4% | |
| Fidelity Investments Fid Freedom 2015 Fund Class K | — | — | — | $106K | <0.1% | |
| Fidelity Investments Fid Freedom 2010 Fund Class K | — | — | — | $79K | <0.1% |