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Original filing (PDF)20251013165911NAL0003766722001
CALPRIVATE BANK
Form 5500
FILING_RECEIVED
CALPRIVATE BANK 401(K) PLAN
401(k) retirement plan
Signals · 1
28% in single holding
Active participants
222
Accounts w/ balance
241
Plan assets (EOY)
$19.7M
Net assets (EOY)
$19.7M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Investments 500 Index Fund" is 28% of plan.
- 36 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CALPRIVATE BANK.
Plan sponsor
Name
CALPRIVATE BANK
EIN
75-3215795
Address
9404 GENESEE AVENUE · SUITE 100 · LA JOLLA, CA · 92037
Phone
(858) 875-8941
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2A · Age/service weighted or new comparability
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WRIGHT FORD YOUNG & CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $36K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP LLC | 33-0818667 | — | ADVISOR | $19K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WRIGHT FORD YOUNG & CO | 95-3288054 | — | ACCOUNTANT/AUDITOR | $16K | — |
Investments
31 direct securities · 1 pooled fund· $19.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.7M
31 holdings
Common Collective Trust
$1.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments 500 Index Fund | — | — | — | $5.5M | 27.6% | |
| party of interest, collateral, par, or maturity value Cost Current Value Registered Investment Companies American Funds American Balanced Fund | — | — | — | $1.7M | 8.6% | |
| Fidelity Investments Mid Cap Index Fund | — | — | — | $1.3M | 6.4% | |
| JH STABLE VALUE R6 GLOBAL TRUST COMPANY · EIN 80-6136981 / PN 001 | Common Collective Trust | — | — | $1.0M | 5.3% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $938K | 4.8% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $773K | 3.9% | |
| Vanguard Developing Markets Index Fund | — | — | — | $650K | 3.3% | |
| Lord Abbett Short Duration Income Fund | — | — | — | $649K | 3.3% | |
| Notes Receivable from Participants * Participant Loans Interest rates ranging from 5.25% - 10.50% - | — | — | — | $647K | 3.3% | |
| Fidelity Investments Total Bond Fund | — | — | — | $635K | 3.2% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $563K | 2.9% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $558K | 2.8% | |
| Putnam International Value Fund | — | — | — | $553K | 2.8% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $517K | 2.6% | |
| JPMorgan Mid Cap Growth Fund | — | — | — | $431K | 2.2% | |
| PGIM Investments LLC High-Yield Fund | — | — | — | $405K | 2.1% | |
| American Funds New World Fund | — | — | — | $391K | 2.0% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $391K | 2.0% | |
| American Funds EuroPacific Growth Fund | — | — | — | $365K | 1.9% | |
| American Century Small Cap Value Fund | — | — | — | $351K | 1.8% | |
| Wasatch Core Growth Institutional Fund | — | — | — | $277K | 1.4% | |
| Fidelity Investments Small Cap Index Fund | — | — | — | $264K | 1.3% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $244K | 1.2% | |
| Fidelity Investments Government Money Market Fund | — | — | — | $177K | 0.9% | |
| American Funds 2025 Target Date Retirement Fund | — | — | — | $147K | 0.7% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $125K | 0.6% | |
| Putnam Large Cap Value Fund | — | — | — | $100K | 0.5% | |
| Cohen & Steers Real Estate Securities Fund | — | — | — | $58K | 0.3% | |
| American Funds 2065 Target Date Retirement Fund | — | — | — | $36K | 0.2% | |
| BlackRock Advisors LLC Strategic Global Bond K Fund | — | — | — | $13K | <0.1% | |
| Victory Sycamore Established Value Fund | — | — | — | $11K | <0.1% | |
| American Funds 2020 Target Date Retirement Fund | — | — | — | $3K | <0.1% |
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