Back to filter
Original filing (PDF)20251006115541NAL0002036611001
HEATH CERAMICS, LTD.
Form 5500
FILING_RECEIVED
HEATH CERAMICS, LTD. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
173
Accounts w/ balance
227
Plan assets (EOY)
$13.8M
Net assets (EOY)
$13.8M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 53 bps in Schedule C fees — 82% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HEATH CERAMICS, LTD..
Plan sponsor
Name
HEATH CERAMICS, LTD.
EIN
75-3123399
Address
400 GATE 5 ROAD · SAUSALITO, CA · 94965
Phone
(415) 332-3732
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TURNER, WARREN, HWANG & CONRAD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH, INC. | 93-0987232 | — | NONE | $33K | — |
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $29K | — |
| WOODBURY FINANCIAL SERVICES, INC. | 41-0944586 | — | NONE | $10K | — |
Investments
29 direct securities· $13.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD TARGET RETIREMENT 2030 INV | — | — | — | $1.6M | 11.8% | |
| VANGUARD TARGET RETIREMENT 2055 INV | — | — | — | $1.5M | 11.0% | |
| VANGUARD TARGET RETIREMENT 2035 INV | — | — | — | $1.3M | 9.8% | |
| VANGUARD EQUITY-INCOME ADM | — | — | — | $1.3M | 9.6% | |
| VANGUARD TARGET RETIREMENT 2050 INV | — | — | — | $1.2M | 8.5% | |
| VANGUARD TARGET RETIREMENT 2045 INV | — | — | — | $979K | 7.1% | |
| VANGUARD TARGET RETIREMENT 2040 INV | — | — | — | $728K | 5.3% | |
| VANGUARD TARGET RETIREMENT 2025 INV | — | — | — | $652K | 4.7% | |
| JP MORGAN JPMORGAN GROWTH ADVANTAGE FUND CLASS R6 | — | — | — | $600K | 4.4% | |
| TIAA-CREF SOCIAL CHOICE EQ INSTL | — | — | — | $488K | 3.5% | |
| VANGUARD INTERNATIONAL GROWTH ADM | — | — | — | $437K | 3.2% | |
| VANGUARD SMALL CAP INDEX ADM | — | — | — | $396K | 2.9% | |
| FIDELITY TOTAL BOND | — | — | — | $379K | 2.8% | |
| VANGUARD MID CAP INDEX ADM | — | — | — | $333K | 2.4% | |
| VANGUARD TARGET RETIREMENT 2020 INV | — | — | — | $293K | 2.1% | |
| AMERICAN FUNDS AMERICAN FUNDS NEW PERSPECTIVE R6 | — | — | — | $276K | 2.0% | |
| VANGUARD DEVELOPED MARKETS IDX ADMIRAL | — | — | — | $244K | 1.8% | |
| JP MORGAN JPMORGAN MID CAP GROWTH R6 | — | — | — | $213K | 1.5% | |
| Participant loans Promissory notes bearing interest at rates ranging from 3.50% to 8.50% -0- | — | — | — | $148K | 1.1% | |
| VANGUARD TARGET RETIREMENT 2060 INV | — | — | — | $137K | 1.0% | |
| STANDARD STABLE ASSET FUND A | — | — | — | $121K | 0.9% | |
| JOHN HANCOCK JHANCOCK DISCIPLINED VALUE MID CAP R6 | — | — | — | $119K | 0.9% | |
| PIMCO REAL RETURN INSTL | — | — | — | $84K | 0.6% | |
| CALVERT US LRG CAP CORE RSPNB INDX R6 | — | — | — | $57K | 0.4% | |
| VANGUARD TARGET RETIREMENT 2065 FUND INVESTOR SHARES | — | — | — | $44K | 0.3% | |
| PRUDENTIAL HIGH-YIELD Q | — | — | — | $32K | 0.2% | |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD R6 | — | — | — | $21K | 0.2% | |
| VANGUARD EXPLORER ADM | — | — | — | $7K | <0.1% | |
| VANGUARD SPECIALIZED FD VANGUARD REAL ESTATE INDEX ADMIRAL | — | — | — | $4K | <0.1% |
Related plans
Other plans using OSAIC WEALTH, INC.
PAYCHEX RETIREMENT LLC
PAYCHEX POOLED EMPLOYER 401(K) PLAN
$1.8B · 621,703 participants
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL EASE 401(K) PLAN
$650.9M · 161,040 participants
PLAN PROFESSIONALS, LLC
BUILDWISE
$650.2M · 13,824 participants
HEALTHEQUITY RETIREMENT SERVICES, LLC
RETIREMENT INCOME SECURITY PLAN
$649.1M
PLAN PROFESSIONALS, LLC
ISOLVED 401-K PLAN
$465.7M · 47,479 participants
LIBERTY UTILITIES SERVICE CORP.
LIBERTY UTILITIES NATIONAL 401(K) PLAN
$443.3M · 2,462 participants
Similar-size Manufacturing plans
ALLIED MINERAL PRODUCTS HOLDING INC
ALLIED MINERAL PRODUCTS 401(K) PLAN
$13.7M · 523 participants
ENDICOTT CLAY PRODUCTS CO.
ENDICOTT CLAY PRODUCTS CO. 401(K) SAVINGS PLAN
$14.2M · 185 participants
KNIGHT MATERIAL TECHNOLOGIES, LLC
KMT EMPLOYEES' SAVINGS PLAN
$13.1M · 311 participants
CERCO I, INC.
CERCO I, INC. 401(K) PROFIT SHARING PLAN
$12.8M · 133 participants
FLORIM USA, INC.
FLORIM USA, INC. 401(K) PLAN
$14.9M · 383 participants
LAPP INSULATORS, LLC
LAPP INSULATORS SAVINGS & INVESTMENT PLAN FOR HOURLY EMPLOYEES
$12.6M · 80 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B