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Original filing (PDF)20251010121121NAL0012556384001
ADVISER COMPLIANCE ASSOCIATES, LLC DBA ACA GROUP
Form 5500
FILING_RECEIVED
ADVISER COMPLIANCE ASSOCIATES, LLC DBA ACA GROUP 401(K) PLAN
401(k) retirement plan
Active participants
1,086
Accounts w/ balance
1,372
Plan assets (EOY)
$140.7M
Net assets (EOY)
$140.7M
How this plan invests
This plan
6 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ADVISER COMPLIANCE ASSOCIATES, LLC DBA ACA GROUP.
Plan sponsor
Name
ADVISER COMPLIANCE ASSOCIATES, LLC DBA ACA GROUP
EIN
75-2987063
Address
8401 COLESVILLE ROAD · SUITE 700 · SILVER SPRING, MD · 20910
Phone
(301) 495-7850
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
HARPER PEARSON & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $8K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $109K | — |
Investments
31 direct securities · 6 pooled funds· $152.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$139.0M
31 holdings
Common Collective Trust
$13.0M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom 2025 Fund | — | — | — | $31.2M | 22.2% | |
| Fidelity Freedom 2045 Fund | — | — | — | $12.9M | 9.1% | |
| Fidelity Freedom 2050 Fund | — | — | — | $12.0M | 8.5% | |
| Fidelity Freedom 2040 Fund | — | — | — | $11.9M | 8.4% | |
| Fidelity Freedom 2035 Fund | — | — | — | $10.9M | 7.8% | |
| Fidelity Freedom 2055 Fund | — | — | — | $8.9M | 6.3% | |
| Fidelity Freedom 2030 Fund | — | — | — | $7.6M | 5.4% | |
| AB US Large Cap Growth Collective Investment Trust | — | — | — | $5.4M | 3.8% | |
| AB US LG CP GR CIT L GREAT GRAY TRUST COMPANY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $5.4M | 3.8% | |
| Fidelity Freedom 2060 Fund | — | — | — | $5.2M | 3.7% | |
| John Hancock Disciplined Value Mid Cap Fund | — | — | — | $4.1M | 2.9% | |
| Fidelity Freedom 2025 Fund | — | — | — | $3.9M | 2.7% | |
| Fidelity Government Money Market Fund | — | — | — | $3.2M | 2.3% | |
| Fidelity International Index Fund | — | — | — | $3.2M | 2.2% | |
| Franklin Small Cap Value Collective Investment Trust | — | — | — | $3.1M | 2.2% | |
| GG FKLN SM CAP VAL GREAT GRAY TRUST COMPANY · EIN 38-4126289 / PN 594 | Common Collective Trust | — | — | $3.1M | 2.2% | |
| Putnam Large Cap Value Collective Investment Trust | — | — | — | $2.6M | 1.9% | |
| PUTN LG CP VAL TR IA PUTNAM FIDUCIARY TRUST CO · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $2.6M | 1.9% | |
| Principal MidCap Fund | — | — | — | $2.0M | 1.4% | |
| Invesco Discovery Fund | — | — | — | $1.8M | 1.3% | |
| Self-directed brokerage accounts | — | — | — | $1.7M | 1.2% | |
| Participant Loans | — | — | — | $1.3M | 0.9% | |
| C&S US REALTY RS SEI TRUST COMPANY · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $1.3M | 0.9% | |
| PIMCO Income Fund Institutional Class | — | — | — | $1.3M | 0.9% | |
| MFS International Diversification Fund | — | — | — | $1.2M | 0.9% | |
| Fidelity Freedom 2065 Fund | — | — | — | $1.1M | 0.8% | |
| Fidelity Freedom 2020 Fund | — | — | — | $795K | 0.6% | |
| Loomis Bond Fund | — | — | — | $515K | 0.4% | |
| John Hancock Core Plus Fixed Income Collective Investment Trust | — | — | — | $495K | 0.4% | |
| JH CR PL FXD INC I2 JOHN HANCOCK TRUST COMPANY LLC · EIN 45-2395022 / PN 002 | Common Collective Trust | — | — | $495K | 0.4% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $424K | 0.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $156K | 0.1% | |
| Fidelity Small Cap Index Fund | — | — | — | $81K | <0.1% | |
| Fidelity Freedom Index Income Fund | — | — | — | $71K | <0.1% | |
| Guaranteed Interest Account | — | — | — | $53K | <0.1% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST CO · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $53K | <0.1% | |
| Fidelity Freedom 2015 Fund | — | — | — | $25K | <0.1% |
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