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Original filing (PDF)20251015152425NAL0006599408001
TEMPO, INC.
Form 5500
FILING_RECEIVED
TEMPO RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
~109 bps in Sched C feesNo recordkeeper disclosed
Active participants
266
Accounts w/ balance
127
Plan assets (EOY)
$2.9M
Net assets (EOY)
$2.9M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 109 bps in Schedule C fees — 110% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEMPO, INC..
Plan sponsor
Name
TEMPO, INC.
EIN
75-2765055
Address
911 MARYLAND DR · IRVING, TX · 75061
Phone
(972) 579-2025
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FOX BYRD AND COMPANY P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BOKF, NA | — | TULSA, OK | TRUSTEE | $31K | — |
Investments
22 direct securities· $2.5M(87% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Growth Stock I Registered investment company | — | — | — | $551K | 19.2% | |
| Fidelity 500 Index Registered investment company | — | — | — | $428K | 14.9% | |
| Vanguard Mid Cap Index Admiral Registered investment company | — | — | — | $277K | 9.6% | |
| Metropolitan West Total Return Bd Plan Registered investment company | — | — | — | $174K | 6.0% | |
| Vanguard Target Retirement 2040 Fund Registered investment company | — | — | — | $156K | 5.4% | |
| American Beacon International Eq R6 Registered investment company | — | — | — | $127K | 4.4% | |
| American Funds Europacific Growth R6 Registered investment company | — | — | — | $118K | 4.1% | |
| Vanguard Target Retirement 2060 Fund Registered investment company | — | — | — | $104K | 3.6% | |
| MFS Value R6 Registered investment company | — | — | — | $84K | 2.9% | |
| Vanguard Target Retirement 2050 Fund Registered investment company | — | — | — | $71K | 2.5% | |
| Vanguard Target Retirement 2045 Fund Registered investment company | — | — | — | $69K | 2.4% | |
| Vanguard Target Retirement 2030 Fund Registered investment company | — | — | — | $58K | 2.0% | |
| Vanguard Target Retirement 2055 Fund Registered investment company | — | — | — | $56K | 1.9% | |
| Vanguard Target Retirement 2070 Fund Registered investment company 283 * Participant notes receivable 4.25 - 10.5% - | — | — | — | $53K | 1.8% | |
| Vanguard Target Retirement Income Fund Registered investment company | — | — | — | $50K | 1.7% | |
| Vanguard Target Retirement 2035 Fund Registered investment company | — | — | — | $37K | 1.3% | |
| American Beacon Small Cap Value R6 Registered investment company | — | — | — | $20K | 0.7% | |
| Vanguard Small Cap Growth Index Admiral Registered investment company | — | — | — | $17K | 0.6% | |
| Vanguard Target Retirement 2065 Fund Registered investment company | — | — | — | $15K | 0.5% | |
| Vanguard Short-Term Bond Index Adm Registered investment company | — | — | — | $10K | 0.3% | |
| Vanguard Inflation-Protected Secs Adm Registered investment company | — | — | — | $9K | 0.3% | |
| Vanguard Target Retirement 2020 Fund Registered investment company | — | — | — | $6K | 0.2% |
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