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Original filing (PDF)20251014085646NAL0002449649001
ETHOS GROUP, INC.
Form 5500
FILING_RECEIVED
ETHOS GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
650
Accounts w/ balance
669
Plan assets (EOY)
$59.1M
Net assets (EOY)
$59.1M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 41 bps in Schedule C fees — 154% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ETHOS GROUP, INC..
Plan sponsor
Name
ETHOS GROUP, INC.
EIN
75-2672389
Address
370 W. LAS COLINAS BLVD · SUITE 108 · IRVING, TX · 75039
Phone
(214) 550-4768
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ARMANINO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $71K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGE ADVISORY SERVICES | 74-2798841 | — | ADVISOR | $170K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
25 direct securities· $59.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual fund | — | — | — | $9.0M | 15.3% | |
| Fidelity Large Cap Growth Index Fund Mutual fund | — | — | — | $6.5M | 10.9% | |
| BlackRock LifePath Index 2055K Mutual fund | — | — | — | $4.3M | 7.2% | |
| Fidelity Mid Cap Index Fund Mutual fund | — | — | — | $3.8M | 6.5% | |
| BlackRock LifePath Index 2050K Mutual fund | — | — | — | $3.8M | 6.4% | |
| BlackRock LifePath Index 2035K Mutual fund | — | — | — | $3.7M | 6.3% | |
| Fidelity US Bond Index Fund Mutual fund | — | — | — | $3.5M | 5.9% | |
| Fidelity International Index Fund Mutual fund | — | — | — | $3.2M | 5.5% | |
| BlackRock LifePath Index 2060K Mutual fund | — | — | — | $2.9M | 5.0% | |
| BlackRock LifePath Index 2045K Mutual fund | — | — | — | $2.6M | 4.4% | |
| BlackRock LifePath Index 2040K Mutual fund | — | — | — | $2.5M | 4.3% | |
| Fidelity Small Cap Index Fund Mutual fund | — | — | — | $2.0M | 3.3% | |
| Fidelity Government Money Market Fund Money market fund | — | — | — | $1.8M | 3.1% | |
| Fidelity Large Cap Value Index Fund Mutual fund | — | — | — | $1.6M | 2.7% | |
| Fidelity Total Market Index Fund Mutual fund **' | — | — | — | $1.5M | 2.5% | |
| BlackRock LifePath Index 2030K Mutual fund | — | — | — | $1.4M | 2.4% | |
| Fidelity Global ex US Index Fund Mutual fund | — | — | — | $971K | 1.6% | |
| Fidelity Emerging Markets Index Fund Mutual fund | — | — | — | $854K | 1.4% | |
| Fidelity Inflation Protected Bond Index Fund Mutual fund | — | — | — | $842K | 1.4% | |
| Notes receivable from participants through May 2034 -- | — | — | — | $768K | 1.3% | |
| BlackRock LifePath Index RTMT K Mutual fund | — | — | — | $678K | 1.1% | |
| Fidelity US Sustainability Index Fund Mutual fund | — | — | — | $299K | 0.5% | |
| Fidelity Short Term Treasury Bond Index Fund Mutual fund | — | — | — | $248K | 0.4% | |
| Fidelity Real Estate Index Fund Mutual fund | — | — | — | $223K | 0.4% | |
| Fidelity Long Term Treasury Bond Index Fund Mutual fund | — | — | — | $101K | 0.2% |
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