Back to filter
Original filing (PDF)20251015122354NAL0002284227001
ADFITECH, INC.
Form 5500
FILING_RECEIVED
ADFITECH, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
~81 bps in Sched C fees6 service providers
Active participants
128
Accounts w/ balance
122
Plan assets (EOY)
$9.4M
Net assets (EOY)
$9.4M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 81 bps in Schedule C fees — 55% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ADFITECH, INC..
Plan sponsor
Name
ADFITECH, INC.
EIN
75-2645820
Address
3001 TECHNOLOGY DRIVE · EDMOND, OK · 73013
Phone
(405) 715-8006
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SCHNEIDER DOWNS & CO., INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO. OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $55K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COURY FIRM ASSET MANAGEMENT, LLC | — | PITTSBURGH, PA | INVESTMENT ADVISOR | $12K | — |
| BANCFIRST | — | DUNCAN, OK | INVESTMENT ADVISOR | $7K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $16 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DUNBAR BENDER & ZAPF, INC. | — | PITTSBURGH, PA | TPA | $2K | — |
| EMPLOYEE BENEFITS GROUP, LLC | — | TULSA, OK | TPA | $0 | — |
Investments
27 direct securities· $9.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Growth Index Adm N/A | — | — | — | $1.5M | 16.3% | |
| Vanguard 500 Index Admiral N/A | — | — | — | $1.5M | 15.9% | |
| Group Annuity Contract Mass Mutual SAGIC Diversified Bond II N/A | — | — | — | $1.2M | 12.3% | |
| Vanguard Value Index Adm N/A | — | — | — | $991K | 10.5% | |
| Vanguard Total Bond Market Index Admiral N/A | — | — | — | $892K | 9.5% | |
| Vanguard Mid Cap Index Fund - Admiral N/A | — | — | — | $539K | 5.7% | |
| Vanguard Small Cap Value Index Admiral N/A | — | — | — | $409K | 4.3% | |
| Vanguard Real Estate Index Admiral N/A | — | — | — | $304K | 3.2% | |
| Vanguard Developed Markets Index Admiral N/A | — | — | — | $297K | 3.2% | |
| Vanguard Small Cap Growth Index Admiral N/A | — | — | — | $280K | 3.0% | |
| American Funds American Funds Growth Fund Of Amer R6 N/A | — | — | — | $229K | 2.4% | |
| Vanguard Target Retirement 2045 Inv N/A | — | — | — | $226K | 2.4% | |
| Dodge & Cox Dodge & Cox Stock - I N/A | — | — | — | $193K | 2.1% | |
| Vanguard Target Retirement 2030 Inv N/A | — | — | — | $152K | 1.6% | |
| American Funds American Funds Europacific Gr R6 N/A | — | — | — | $136K | 1.4% | |
| Vanguard Target Retirement 2040 Inv N/A | — | — | — | $121K | 1.3% | |
| Vanguard Emerging Mkts Stock Idx Adm N/A | — | — | — | $84K | 0.9% | |
| Notes receivable from Notes receivable from participants, interest rates ranging from participants 4.25% to 9.50% with various maturities through September 2050 - | — | — | — | $79K | 0.8% | |
| Vanguard Target Retirement 2055 Inv N/A | — | — | — | $71K | 0.8% | |
| Vanguard Target Retirement 2020 Inv N/A | — | — | — | $54K | 0.6% | |
| PIMCO Total Return Instl N/A | — | — | — | $42K | 0.4% | |
| Vanguard Target Retirement 2065 Inv N/A | — | — | — | $36K | 0.4% | |
| Vanguard Target Retirement 2060 Inv N/A | — | — | — | $28K | 0.3% | |
| Mass Mutual Massmutual U.S. Government Money Market Fund N/A | — | — | — | $27K | 0.3% | |
| Vanguard Target Retirement 2035 Inv N/A | — | — | — | $18K | 0.2% | |
| Vanguard Target Retirement 2050 Inv N/A | — | — | — | $8K | <0.1% | |
| Baird Funds Baird Intermediate Bond Inst N/A | — | — | — | $2K | <0.1% |