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Original filing (PDF)20250630125815NAL0016407904001
SOUTHSIDE BANCSHARES, INC.
Form 5500
FILING_RECEIVED
SAVINGS PLAN FOR THE SUBSIDIARIES OF SOUTHSIDE BANCSHARES, INC.
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
789
Accounts w/ balance
915
Plan assets (EOY)
$70.2M
Net assets (EOY)
$70.2M
How this plan invests
This plan
26 pooled trusts
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTHSIDE BANCSHARES, INC..
Plan sponsor
Name
SOUTHSIDE BANCSHARES, INC.
EIN
75-1848732
Address
PO BOX 6170 · TYLER, TX · 757110000
Phone
(903) 531-7111
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $85K | — |
Investments
21 direct securities · 26 pooled funds· $72.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$42.4M
14 holdings
Uncategorized
$18.2M
18 holdings
Pooled Separate Account
$7.0M
12 holdings
Common Stocks
$3.5M
1 holding
Mutual Funds
$900K
1 holding
Pooled Separate Accounts
$266K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME HYB 2030 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | $162K | $6.7M | 9.6% | |
| PRIN LIFETIME HB 2045 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | $131K | $6.7M | 9.6% | |
| PRIN LIFETIME HY 2050 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | $89K | $4.7M | 6.7% | |
| PRIN LIFETIME HYB 2025 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | $115K | $4.4M | 6.2% | |
| PRIN LIFETIME HB 2035 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | $94K | $4.2M | 6.0% | |
| Fidelity Investments Fidelity 500 Index Fund 19,445 shares | — | — | $19K | $4.0M | 5.7% | |
| PRIN LIFETIME HB 2040 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | $81K | $3.9M | 5.6% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | $47K | $3.8M | 5.4% | |
| * Southside Bancshares, Inc. Southside Bancshares, Inc. 110,016 shares | Common Stocks | — | $110K | $3.5M | 5.0% | |
| Vanguard Group Vanguard Fed Money Market Investment Fund 3,269,681 shares | — | — | $3.3M | $3.3M | 4.7% | |
| PRIN LIFETIME HY 2055 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | $59K | $3.2M | 4.5% | |
| PRIN LIFETIME HY 2060 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | $80K | $2.1M | 3.0% | |
| JP Morgan Funds JP Morgan U.S. Research Enhanced Equity R6 Fund 41,548 shares | — | — | $42K | $1.8M | 2.6% | |
| PRIN LIFETIME HYB 2015 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | $56K | $1.7M | 2.5% | |
| Collective Investment Trusts Putnam Investments Putnam Large Cap Value Trust II 111,355 shares | — | — | $111K | $1.6M | 2.3% | |
| PUTNAM LG CP VAL TRST II S GREAT GRAY TRUST COMPANY · EIN 86-1899009 / PN 676 | Common Collective Trust | — | — | $1.6M | 2.3% | |
| Notes Receivable * Participant loans Varying maturity dates with interest rates of 3.25% to 8.50% | — | — | — | $1.4M | 2.0% | |
| PRIN LIFETIME HYB 2020 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | $40K | $1.4M | 2.0% | |
| Principal Global Investors Trust Company Principal Lifetime Hybrid Income Fund Z 61,805 shares | — | — | $62K | $1.4M | 1.9% | |
| PRIN LIFETIME HY INC CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $1.4M | 1.9% | |
| Franklin Templeton Investments Franklin Small Cap Growth R6 Fund 39,065 shares | — | — | $39K | $1.1M | 1.5% | |
| Eagle Financial Services, Inc. Carillon Eagle Mid Cap Growth R6 Fund 12,169 shares | — | — | $12K | $949K | 1.4% | |
| Investment Contract * Principal Life Insurance Company Principal Fixed Income Guaranteed Option 58,716 shares | — | — | $59K | $906K | 1.3% | |
| The American Funds American Funds New Perspective R6 Fund 14,477 shares $ | Mutual Funds | — | $14K | $900K | 1.3% | |
| Principal Life Insurance Company Account Z * Principal Life Insurance Company Principal Core Fixed Income Separate Account Z 35,341 shares | — | — | $35K | $630K | 0.9% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $630K | 0.9% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | $5K | $596K | 0.8% | |
| Fidelity Investments Fidelity US Bond Index Fund 55,581 shares | — | — | $56K | $568K | 0.8% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | $5K | $496K | 0.7% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | $5K | $459K | 0.7% | |
| PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | $5K | $409K | 0.6% | |
| PRIN LIFETIME HY 2065 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | $22K | $394K | 0.6% | |
| Principal Life Insurance Company Principal SmallCap Value II Separate Account Z 6,836 shares | — | — | $7K | $369K | 0.5% | |
| PRIN SMCAP VALUE II SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096 | Pooled Separate Account | — | — | $369K | 0.5% | |
| s * Principal Life Insurance Company Principal Diversified International Separate Account Z 2,038 shares | Pooled Separate Accounts | — | $2K | $266K | 0.4% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $266K | 0.4% | |
| The American Funds American Funds New World R6 2,159 shares | — | — | $2K | $166K | 0.2% | |
| (E) | — | — | $21K | $35K | <0.1% | |
| Principal Global Real Estate Securities Separate 2,144 shares | — | — | $2K | $35K | <0.1% | |
| PRIN GL REAL EST SEC SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 136 | Pooled Separate Account | — | — | $35K | <0.1% | |
| (E) | — | — | — | $30K | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | $2K | $30K | <0.1% | |
| Principal Life Insurance Company Principal Diversified Income Separate Account Z 1,311 shares | — | — | $1K | $21K | <0.1% | |
| PRIN DIV INC SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 134 | Pooled Separate Account | — | — | $21K | <0.1% | |
| Fidelity Investments Fidelity Total Int Index Fund 255 shares | — | — | — | $3K | <0.1% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $0 | <0.1% |