Original filing (PDF)20251014155627NAL0006767362001

TEXAS BANK

Name: TEXAS BANK — TEXAS BANK 401(K) PLAN, Form 5500 (2024)
Creator: TEXAS BANK

Form 5500

FILING_RECEIVED

TEXAS BANK 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

324

Accounts w/ balance

359

Plan assets (EOY)

$22.8M

Net assets (EOY)

$22.8M

How this plan invests

This plan

4 pooled trusts

Schedule D

46 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

44 bps in Schedule C fees — 52% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEXAS BANK.

Plan sponsor

Name

TEXAS BANK

EIN

75-1225814

Address

400 FISK AVE · BROWNWOOD, TX · 76801

Phone

(325) 649-9200

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

EIDE BAILLY LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-1140070	—	SERVICE PROVIDER	$100K	—

Investments

42 direct securities · 4 pooled funds· $22.0M(96% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$17.7M

40 holdings

Mutual Funds

$2.7M

2 holdings

Common Collective Trust

$1.5M

4 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
s, continued American Funds Yourpath American Funds 2045 Moderate	Mutual Funds	—	—	$2.6M	11.6%
American Funds Yourpath American Funds 2030 Moderate	—	—	—	$2.4M	10.6%
Self-Directed Brokerage Accounts * Schwab Account Mutual funds, stocks, bonds	—	—	—	$1.7M	7.7%
American Funds Yourpath American Funds 2040 Moderate	—	—	—	$1.7M	7.7%
Vanguard 500 Index Admiral	—	—	—	$1.7M	7.6%
American Funds Yourpath American Funds 2035 Moderate	—	—	—	$1.7M	7.3%
American Funds Yourpath Stable Value Accounts	—	—	—	$1.3M	5.7%
Insurance Contract * Lincoln Financial Insurance Company Lincoln Stable Value Account	—	—	—	$1.3M	5.5%
RUSSELL LARGECAP GROWTH(R) INDX NL LINCOLN FINANCIAL GROUP · EIN 90-0337987 / PN 228	Common Collective Trust	—	—	$1.1M	4.9%
American Funds Yourpath American Funds 2050 Moderate	—	—	—	$1000K	4.4%
American Funds Yourpath American Funds 2025 Moderate	—	—	—	$982K	4.3%
American Funds Yourpath American Funds 2055 Moderate	—	—	—	$679K	3.0%
Vanguard Total World Stock Index	—	—	—	$386K	1.7%
American Funds Yourpath American Funds 2020 Moderate	—	—	—	$329K	1.4%
American Funds American Funds Investment Company of America	—	—	—	$316K	1.4%
Vanguard Developed Markets Index Admiral	—	—	—	$281K	1.2%
Vanguard Lifestrategy Moderate Growth Investor ** 150 Vanguard Mid Cap Growth Index Admiral	—	—	—	$239K	1.1%
American Funds Yourpath American Funds 2060 Moderate	—	—	—	$216K	0.9%
American Funds Yourpath American Funds 2065 Moderate	—	—	—	$196K	0.9%
RUSSELL LARGE CAP VALUE(R) INDX NL LINCOLN FINANCIAL GROUP · EIN 90-0337987 / PN 226	Common Collective Trust	—	—	$194K	0.9%
American Funds Yourpath American Funds 2030 Growth	—	—	—	$156K	0.7%
RUSSELL SMALL CAP VALUE INDX NL SF LINCOLN FINANCIAL GROUP · EIN 90-0337987 / PN 223	Common Collective Trust	—	—	$135K	0.6%
Vanguard Emerging Markets Stock Index Admiral	—	—	—	$120K	0.5%
Vanguard Real Estate Index Admiral	—	—	—	$117K	0.5%
American Funds Yourpath American Funds Income Growth	—	—	—	$113K	0.5%
American Funds Yourpath American Funds 2035 Conservative	—	—	—	$112K	0.5%
RUSSELL SMALL CAP GROWTH INDX NL SF LINCOLN FINANCIAL GROUP · EIN 90-0337987 / PN 221	Common Collective Trust	—	—	$92K	0.4%
Baird Core Baird Core Plus Bond Class Institutional	—	—	—	$77K	0.3%
Vanguard International Growth Admiral	—	—	—	$70K	0.3%
Vanguard Inflation Protected Securities Admiral	Mutual Funds	—	—	$70K	0.3%
Vanguard Mid Cap Value Index Admiral	—	—	—	$68K	0.3%
Vanguard High Yield Corporate Admiral	—	—	—	$59K	0.3%
Vanguard International Value Investor	—	—	—	$54K	0.2%
Vanguard Lifestrategy Growth Investor	—	—	—	$53K	0.2%
Baird Aggregate Baird Aggregate Bond Class Institutional	—	—	—	$48K	0.2%
PIMCO Commodityrealreturn Strategy Institutional	—	—	—	$38K	0.2%
American Funds Yourpath American Funds 2020 Conservative	—	—	—	$35K	0.2%
American Funds Yourpath American Funds 2065 Growth	—	—	—	$29K	0.1%
American Funds Yourpath American Funds 2015 Moderate	—	—	—	$23K	0.1%
American Funds Yourpath American Funds 2055 Growth	—	—	—	$13K	<0.1%
American Funds Yourpath American Funds 2040 Growth	—	—	—	$11K	<0.1%
American Funds Yourpath American Funds 2045 Growth	—	—	—	$10K	<0.1%
American Funds Yourpath American Funds 2010 Moderate	—	—	—	$9K	<0.1%
American Funds Yourpath American Funds Income Moderate	—	—	—	$6K	<0.1%
American Funds Yourpath American Funds 2050 Growth	—	—	—	$4K	<0.1%
American Funds Yourpath American Funds 2030 Conservative	—	—	—	$4K	<0.1%