Original filing (PDF)20251014145823NAL0003217793001

THE RICHARDS GROUP, INC.

Name: THE RICHARDS GROUP, INC. — TRG 401(K) AND PROFIT SHARING PLAN, Form 5500 (2024)
Creator: THE RICHARDS GROUP, INC.

Form 5500

FILING_RECEIVED

TRG 401(K) AND PROFIT SHARING PLAN

Defined-contribution retirement plan

Active participants

219

Accounts w/ balance

656

Plan assets (EOY)

$187.9M

Net assets (EOY)

$187.9M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade A

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

100

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE RICHARDS GROUP, INC..

Plan sponsor

Name

THE RICHARDS GROUP, INC.

EIN

75-1212662

Address

2700 COMMERCE ST STE 100A · DALLAS, TX · 75226

Phone

(214) 891-5700

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2G · Total participant-directed accounts

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

3D · Pre-approved plan (master / prototype / VS)

2E · Profit-sharing

2F · ERISA section 404(c)

Audit & trust (Schedule H)

Auditor

WEAVER AND TIDWELL, LLP

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$168K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS, LLC	47-1411118	—	CONSULTANT	$45K	—

Investments

28 direct securities· $184.2M(98% of reported assets)

Other securities

$180.1M

26 holdings

Cash / Money Market

$3.7M

1 holding

Bonds / Notes

$466K

1 holding

					% of plan
Fidelity 500 Index Mutual fund -	Other securities	—	—	$19.9M	10.6%
Fidelity Freedom 2040 K Mutual fund -	Other securities	—	—	$18.7M	10.0%
Fidelity Freedom 2035 K Mutual fund -	Other securities	—	—	$17.5M	9.3%
Fidelity Contrafund K Mutual fund -	Other securities	—	—	$17.5M	9.3%
Fidelity Freedom 2030 K Mutual fund -	Other securities	—	—	$16.4M	8.7%
Fidelity Freedom 2045 K Mutual fund -	Other securities	—	—	$12.4M	6.6%
Fidelity Freedom 2050 K Mutual fund -	Other securities	—	—	$12.2M	6.5%
Fidelity Freedom 2025 K Mutual fund -	Other securities	—	—	$10.3M	5.5%
Fidelity Freedom 2055 K Mutual fund -	Other securities	—	—	$7.5M	4.0%
Vanguard Total Bond Market Idx Adm Mutual fund -	Other securities	—	—	$6.1M	3.3%
Fidelity Puritan K Mutual fund -	Other securities	—	—	$5.1M	2.7%
Putnam Large Cap Value Fund Class Y Mutual fund -	Other securities	—	—	$5.0M	2.7%
Fidelity Extended Market Index Fund Mutual fund -	Other securities	—	—	$3.8M	2.0%
Fidelity Government Money Mkt Premium Money market fund -	Cash / Money Market	—	—	$3.7M	1.9%
Fidelity Low Priced Stock K Mutual fund -	Other securities	—	—	$3.6M	1.9%
Goldman Sachs GQG Mutual fund -	Other securities	—	—	$3.5M	1.9%
Fidelity Freedom 2060 K Mutual fund -	Other securities	—	—	$3.1M	1.7%
Fidelity International Index Mutual fund -	Other securities	—	—	$3.1M	1.7%
Vanguard Selected Value Fund Mutual fund -	Other securities	—	—	$3.0M	1.6%
Fidelity Freedom 2015 K Mutual fund -	Other securities	—	—	$2.4M	1.3%
Harbor Small Cap Value Fund Retirement Class Mutual fund -	Other securities	—	—	$2.4M	1.3%
Fidelity Freedom 2020 K Mutual fund -	Other securities	—	—	$2.3M	1.2%
Baird Core Plus Bond Inst Fund Mutual fund -	Other securities	—	—	$1.7M	0.9%
Cohen & Steers Reality Fund Mutual fund -	Other securities	—	—	$1.4M	0.7%
Fidelity Freedom Income K Mutual fund -	Other securities	—	—	$657K	0.3%
Varying maturity dates, and * Notes receivable from participants interest rates at 5.25% -10.50% -	Bonds / Notes	—	—	$466K	0.2%
Fidelity Freedom 2010 K Mutual fund -	Other securities	—	—	$273K	0.1%
Fidelity Freedom 2065 K Mutual fund -	Other securities	—	—	$211K	0.1%