How big is First Command Financial Planning, Inc.'s plan?

First Command Financial Planning, Inc.'s plan reported $216.9M in assets and 893 participants for 2023.

Original filing (PDF)20250715094524NAL0003030368001

First Command Financial Planning, Inc.

Name: First Command Financial Planning, Inc. — Form 5500 Plan 001 (2023)
Creator: First Command Financial Planning, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

First Command Financial Planning, Inc. 401(k)-Employee Stock Ownership Plan

401(k) retirement plan · First Command Financial Planning, Inc.'s First Command Financial Planning, Inc. 401(k)-Employee Stock Ownership Plan held $216.9M in plan assets for 893 participants in 2023, with Principal as recordkeeper.

Signals · 4

Late participant contributions62% in single holding67% employer stockCorrective distributions issued

Active participants

893

Accounts w/ balance

997

Plan assets (EOY)

$216.9M

Net assets (EOY)

$176.6M

People on this filing

Heidi Cerbone signed First Command Financial Planning, Inc.'s 2023 Form 5500 as plan administrator.

Heidi Cerbone — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

First Command Financial Planning, Inc.'s EIN is 75-1054341.

EIN 75-1054341

Plan number 001

Plan year 2023

ACK ID 20250715094524NAL0003030368001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for First Command Financial Planning, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

First Command Financial Planning, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a leveraged ESOP, an S-corporation ESOP, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FIRST COMMAND FINANCIAL PLANNING, INC..

Finding similar companies…

How this plan invests

This plan

1 pooled trust

Schedule D

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 5K (0% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
62% of assets in employer securities (concentration risk).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (25th percentile).

Plan sponsor

Name

FIRST COMMAND FINANCIAL PLANNING, INC.

EIN

all filings

Address

1 FIRSTCOMM PLAZA · FORT WORTH, TX · 761094978

Phone

(817) 569-2344

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-10-01

Tax period

2024-09-30

Filed

2025-07-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2I · Stock bonus

2J · 401(k) feature

2P · Leveraged ESOP

2Q · S-corporation ESOP

2S · Automatic enrollment

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$115K	—

Investments

34 direct securities · 1 pooled fund· $216.0M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Stocks

$145.7M

5 holdings

Mutual Funds

$43.3M

17 holdings

Other securities

$14.1M

8 holdings

Common Collective Trusts

$11.7M

3 holdings

Bonds / Notes

$1.1M

1 holding

Common Collective Trust

$61K

1 holding

					% of plan
Company Common Stock * First Command Financial Planning, Inc. Common Stock (6,158,088 shares)	Common Stocks	—	$47.2M	$134.2M	61.9%
MFS Investment Management MFS Massachusetts Investors Growth Stock Fund -	Mutual Funds	—	—	$9.2M	4.3%
- (i) (Loss) Net gain or $ (h) value	Other securities	—	—	$6.5M	3.0%
BlackRock iShares S&P 500 Index Fund -	Common Collective Trusts	—	—	$5.3M	2.4%
Fidelity Investments Fidelity Advisor Freedom 2035 Fund -	Mutual Funds	—	—	$5.2M	2.4%
Fidelity Investments Fidelity Advisor Freedom 2045 Fund -	Mutual Funds	—	—	$5.1M	2.3%
similar party Cost** value Mutual Funds and Money Market Funds Fidelity Investments Fidelity Advisor Freedom 2025 Fund -	Mutual Funds	—	—	$4.3M	2.0%
Principal Funds Inc. Principal LargeCap Growth Fund I -	Common Stocks	—	—	$4.0M	1.8%
Principal Funds Inc. Principal MidCap Fund -	Common Stocks	—	—	$3.6M	1.7%
Principal Funds Inc. Principal Equity Income Fund -	Common Stocks	—	—	$3.6M	1.7%
Fidelity Investments Fidelity Advisor Freedom 2015 Fund -	Mutual Funds	—	—	$3.5M	1.6%
Fidelity Investments Fidelity Mid Cap Index Fund -	Common Collective Trusts	—	—	$3.5M	1.6%
Fidelity Investments Fidelity Freedom Blend 2040 Fund -	Mutual Funds	—	—	$3.1M	1.4%
BlackRock iShares MSCI Total International Index Fund -	Common Collective Trusts	—	—	$2.9M	1.3%
Fidelity Investments Fidelity Advisor Freedom 2010 Fund -	Mutual Funds	—	—	$2.9M	1.3%
Fidelity Investments Fidelity Freedom Blend 2030 Fund -	Mutual Funds	—	—	$2.5M	1.2%
AMG Funds AMG Yacktman Fund -	Other securities	—	—	$2.2M	1.0%
MFS Mutual Funds MFS US Government Money Market Fund -	Mutual Funds	—	—	$2.0M	0.9%
Artisan International Value Fund -	Other securities	—	—	$1.3M	0.6%
Fidelity Investments Fidelity Advisor Freedom 2050 Fund -	Mutual Funds	—	—	$1.2M	0.6%
Artisan Developing World Fund -	Other securities	—	—	$1.2M	0.5%
Fidelity Investments Fidelity Advisor Freedom Income Fund -	Mutual Funds	—	—	$1.1M	0.5%
Participant Loans Interest Rates: 4.75% - 6.25% -	Bonds / Notes	—	—	$1.1M	0.5%
Baird Core Plus Bond Fund -	Other securities	—	—	$1.1M	0.5%
Fidelity Investments Fidelity Freedom Blend 2055 Fund -	Mutual Funds	—	—	$1.0M	0.5%
The Royce Funds Royce Total Return Fund -	Other securities	—	—	$899K	0.4%
Fidelity Investments Fidelity Freedom Blend 2020 Fund -	Mutual Funds	—	—	$740K	0.3%
Franklin Templeton Investments Franklin US Government Securities Fund -	Mutual Funds	—	—	$494K	0.2%
JOHCM Funds JOHCM International Select Fund -	Other securities	—	—	$471K	0.2%
Artisan High Income Fund -	Other securities	—	—	$427K	0.2%
Fidelity Investments Fidelity New Markets Income Fund -	Mutual Funds	—	—	$381K	0.2%
Fidelity Investments Fidelity Advisor Freedom 2065 Fund -	Mutual Funds	—	—	$290K	0.1%
Principal Funds Inc. Principal Diversified Real Asset Fund -	Common Stocks	—	—	$264K	0.1%
Fidelity Investments Fidelity Advisor Freedom 2060 Fund -	Mutual Funds	—	—	$163K	<0.1%
MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001	Common Collective Trust	—	—	$61K	<0.1%