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Original filing (PDF)20250926142638NAL0008651313001
UNION SQUARE CREDIT UNION
Form 5500
FILING_RECEIVED
UNION SQUARE CREDIT UNION 401(K) PLAN
401(k) retirement plan
Active participants
154
Accounts w/ balance
169
Plan assets (EOY)
$14.0M
Net assets (EOY)
$14.0M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNION SQUARE CREDIT UNION.
Plan sponsor
Name
UNION SQUARE CREDIT UNION
EIN
75-0971964
Address
1401 HOLLIDAY ST · WICHITA FALLS, TX · 763017108
Phone
(940) 720-8000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
FREEMON, SHAPARD & STORY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $19K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | ADVISOR | $33K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $8K | — |
Investments
27 direct securities· $14.0M(100% of reported assets)
Uncategorized
$14.0M
26 holdings
Mutual Funds
$31K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party in Borrower, Lessor, or Rate of Interest, Collateral, Current Interest Similar Party Par, or Maturity Value Investment at contract value Lincoln National Life Insurance Company Lincoln Stable Value Account | — | — | — | $1.8M | 13.0% | |
| Fidelity Freedom Index 2035 Fund | — | — | — | $1.8M | 13.0% | |
| Fidelity 500 Idx Fund | — | — | — | $1.5M | 10.4% | |
| Fidelity Freedom Index 2050 Fund | — | — | — | $1.2M | 8.3% | |
| Fidelity Freedom Index 2025 Fund | — | — | — | $1.2M | 8.3% | |
| Fidelity Freedom Index 2055 Fund | — | — | — | $1.0M | 7.5% | |
| Fidelity Freedom Index 2030 Fund | — | — | — | $857K | 6.1% | |
| T. Rowe Price Growth Stock I | — | — | — | $851K | 6.1% | |
| Fidelity Freedom Index 2040 Fund | — | — | — | $758K | 5.4% | |
| Fidelity Freedom Index 2060 Fund | — | — | — | $647K | 4.6% | |
| MFS Mid Cap Grth R6 | — | — | — | $366K | 2.6% | |
| Prudential Tot Return Bond Fund Z | — | — | — | $336K | 2.4% | |
| Fidelity Freedom Index 2020 Fund | — | — | — | $322K | 2.3% | |
| Fidelity Freedom Index 2065 Fund | — | — | — | $218K | 1.6% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $213K | 1.5% | |
| Participant Loans Interest rates from 5.25% to 10.50% | — | — | — | $206K | 1.5% | |
| Hartford International Opportunities R6 | — | — | — | $176K | 1.3% | |
| Fidelity International Idx Fund | — | — | — | $140K | 1.0% | |
| Fidelity Freedom Index 2045 Fund | — | — | — | $89K | 0.6% | |
| Fidelity Mid Cap Idx Fund | — | — | — | $86K | 0.6% | |
| Fidelity Sm Cap Gr Idx | — | — | — | $85K | 0.6% | |
| Fidelity Mid Cap Val Idx | — | — | — | $70K | 0.5% | |
| American Funds American Mutual R6 | Mutual Funds | — | — | $31K | 0.2% | |
| Principal Funds PIF High Yld Inst 394 Macquarie Group Limited Sm Cap Val Inst 339 * Fidelity Freedom Index 2010 Fund 911 * Fidelity Freedom Index 2015 Fund | — | — | — | $21K | 0.1% | |
| Fidelity Sm Cap Idx | — | — | — | $18K | 0.1% | |
| Oppenheimer Global Fund Class Fund Y | — | — | — | $13K | <0.1% | |
| Fidelity Freedom Index 2070 Fund | — | — | — | $1K | <0.1% |