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Original filing (PDF)20250923130338NAL0008050659001
COVENANT MANAGEMENT SYSTEMS, LP
Form 5500
FILING_RECEIVED
CMS SAVINGS PLAN AND TRUST
401(k) retirement plan
Signals · 3
27% in single holdingNo recordkeeper disclosed6 service providers
Active participants
2,584
Accounts w/ balance
2,460
Plan assets (EOY)
$414.2M
Net assets (EOY)
$414.2M
How this plan invests
This plan
16 pooled trusts
Schedule D
80 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: NT COLLECTIVE S&P 500 INDEX FUND (no filing on disk)]" is 27% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COVENANT MANAGEMENT SYSTEMS, LP.
Plan sponsor
Name
COVENANT MANAGEMENT SYSTEMS, LP
EIN
74-2899856
Address
6210 E HWY 290 SUITE 120 · AUSTIN, TX · 78723
Phone
(737) 398-0628
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN, INC. | 91-0675641 | — | NONE | $298K | — |
| CAPFINANCIAL PARTNERS LLC | 26-0058143 | — | NONE | $69K | — |
| RICHARD P SLAUGHTER ASSOC INC | 74-2589344 | — | NONE | $17K | — |
| ARAMINO LLP | 94-6214841 | — | NONE | $17K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $777 | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $31 | — |
Investments
69 direct securities · 16 pooled funds· $320.3M(77% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$236.0M
16 holdings
Uncategorized
$84.4M
69 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NT COLLECTIVE S&P 500 INDEX FUND NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $62.7M | 15.1% | |
| MORLEY STABLE VALUE FUND GARTMORE TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $27.0M | 6.5% | |
| T. ROWE PRICE RET HYBRID 2040 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 013 | Common Collective Trust | — | — | $19.7M | 4.8% | |
| T. ROWE PRICE RET HYBRID 2050 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 015 | Common Collective Trust | — | — | $18.9M | 4.6% | |
| T. ROWE PRICE RET HYBRID 2035 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 012 | Common Collective Trust | — | — | $18.8M | 4.5% | |
| T. ROWE PRICE RET HYBRID 2045 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 014 | Common Collective Trust | — | — | $18.7M | 4.5% | |
| T. ROWE PRICE RET HYBRID 2030 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 011 | Common Collective Trust | — | — | $16.6M | 4.0% | |
| TRP U.S. EQUITIES TRUST | — | — | — | $12.0M | 2.9% | |
| TRP U.S. EQUITIES TRUST | — | — | — | $11.7M | 2.8% | |
| NT AGGREGATE BOND INDEX FUND NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 029 | Common Collective Trust | — | — | $11.6M | 2.8% | |
| T. ROWE PRICE RET HYBRID 2025 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 010 | Common Collective Trust | — | — | $11.4M | 2.7% | |
| T. ROWE PRICE RET HYBRID 2055 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 016 | Common Collective Trust | — | — | $10.8M | 2.6% | |
| NT ALL COUNTRY WORLD DC NL NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 223 | Common Collective Trust | — | — | $7.8M | 1.9% | |
| MORLEY INCOME FUND III | — | — | — | $7.3M | 1.8% | |
| TRP U.S. EQUITIES TRUST | — | — | — | $7.0M | 1.7% | |
| TRP NON U.S. EQUITIES TRUST | — | — | — | $4.9M | 1.2% | |
| TRP NON U.S. EQUITIES TRUST | — | — | — | $4.8M | 1.1% | |
| MORLEY INCOME FUND I | — | — | — | $4.2M | 1.0% | |
| MORLEY STABLE INCOME BOND FUND | — | — | — | $3.8M | 0.9% | |
| T. ROWE PRICE RET HYBRID 2060 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 018 | Common Collective Trust | — | — | $3.7M | 0.9% | |
| TRP NON U.S. EQUITIES TRUST | — | — | — | $2.9M | 0.7% | |
| T. ROWE PRICE RET HYB TRUST 2005 T1 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 005 | Common Collective Trust | — | — | $2.7M | 0.7% | |
| NT EXTENDED EQUITY MKT. INDEX FUND NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 110 | Common Collective Trust | — | — | $2.6M | 0.6% | |
| MORLEY INCOME FUND IV | — | — | — | $2.4M | 0.6% | |
| T. ROWE PRICE RET HYBRID 2020 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 009 | Common Collective Trust | — | — | $2.3M | 0.5% | |
| SIA-B41 (MORLEY STABLE VALUE FUND S | — | — | — | $2.2M | 0.5% | |
| PRUDENTIAL CORE INTERMEDIATE BOND F | — | — | — | $2.0M | 0.5% | |
| PSA NO. 45-004 (SEPARATE ACCOUNT 45 | — | — | — | $1.9M | 0.5% | |
| TRP FIXED INCOME TRUST | — | — | — | $1.9M | 0.4% | |
| TRP REAL ASSETS TRUST I | — | — | — | $1.1M | 0.3% | |
| TRP REAL ASSETS TRUST I | — | — | — | $1.1M | 0.3% | |
| GOVERNMENT SHORT TERM INVESTMENT FD | — | — | — | $983K | 0.2% | |
| ACTIVELY MANAGED FUND | — | — | — | $923K | 0.2% | |
| TRP FIXED INCOME TRUST | — | — | — | $812K | 0.2% | |
| SIA-B45 (MORLEY INTERM STABLE VALUE | — | — | — | $794K | 0.2% | |
| TRP US LTD DUR INFL FOC BOND TRUST | — | — | — | $736K | 0.2% | |
| T. ROWE PRICE RET HYBRID 2065 TRT11 T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 019 | Common Collective Trust | — | — | $713K | 0.2% | |
| TRP U.S. EQUITIES TRUST | — | — | — | $700K | 0.2% | |
| TRP INTERNATIONAL BOND TRUST | — | — | — | $678K | 0.2% | |
| TRP US TREASURY LONG-TERM INDEX TR | — | — | — | $571K | 0.1% | |
| MORLEY INCOME FUND II | — | — | — | $495K | 0.1% | |
| TRP HEDGED EQUITY TRUST | — | — | — | $490K | 0.1% | |
| TRP U.S. EQUITIES TRUST | — | — | — | $470K | 0.1% | |
| TRP DYNAMIC GLOBAL BOND TRUST | — | — | — | $432K | 0.1% | |
| TRP US TREASURY MM TRUST | — | — | — | $374K | <0.1% | |
| TRP US TREASURY MM TRUST | — | — | — | $370K | <0.1% | |
| TRP US TREASURY LONG-TERM INDEX TR | — | — | — | $359K | <0.1% | |
| TRP EMERGING MARKETS BOND TRUST | — | — | — | $349K | <0.1% | |
| TRP HIGH YIELD TRUST | — | — | — | $338K | <0.1% | |
| TRP FIXED INCOME TRUST | — | — | — | $322K | <0.1% | |
| TRP INTERNATIONAL BOND TRUST | — | — | — | $293K | <0.1% | |
| TRP NON U.S. EQUITIES TRUST | — | — | — | $289K | <0.1% | |
| TRP US LTD DUR INFL FOC BOND TRUST | — | — | — | $265K | <0.1% | |
| TRP FIXED INCOME TRUST | — | — | — | $244K | <0.1% | |
| TRP NON U.S. EQUITIES TRUST | — | — | — | $192K | <0.1% | |
| TRP US TREASURY MM TRUST | — | — | — | $186K | <0.1% | |
| TRP DYNAMIC GLOBAL BOND TRUST | — | — | — | $159K | <0.1% | |
| TRP US TREASURY LONG-TERM INDEX TR | — | — | — | $154K | <0.1% | |
| TRP HEDGED EQUITY TRUST | — | — | — | $122K | <0.1% | |
| TRP FLOATING RATE TRUST | — | — | — | $119K | <0.1% | |
| TRP INTERNATIONAL BOND TRUST | — | — | — | $118K | <0.1% | |
| TRP HIGH YIELD TRUST | — | — | — | $102K | <0.1% | |
| TRP EMERGING MARKETS BOND TRUST | — | — | — | $94K | <0.1% | |
| TRP INTERNATIONAL BOND TRUST | — | — | — | $77K | <0.1% | |
| TRP DYNAMIC GLOBAL BOND TRUST | — | — | — | $76K | <0.1% | |
| TRP REAL ASSETS TRUST I | — | — | — | $73K | <0.1% | |
| TRP US TREASURY LONG-TERM INDEX TR | — | — | — | $70K | <0.1% | |
| TRP EMERGING MARKETS BOND TRUST | — | — | — | $69K | <0.1% | |
| TRP HIGH YIELD TRUST | — | — | — | $68K | <0.1% | |
| TRP DYNAMIC CREDIT TRUST | — | — | — | $51K | <0.1% | |
| TRP US TREASURY MM TRUST | — | — | — | $48K | <0.1% | |
| TRP DYNAMIC GLOBAL BOND TRUST | — | — | — | $45K | <0.1% | |
| TRP REAL ASSETS TRUST I | — | — | — | $44K | <0.1% | |
| TRP FLOATING RATE TRUST | — | — | — | $32K | <0.1% | |
| TRP DYNAMIC CREDIT TRUST | — | — | — | $29K | <0.1% | |
| TRP FLOATING RATE TRUST | — | — | — | $23K | <0.1% | |
| TRP FIXED INCOME TRUST | — | — | — | $3K | <0.1% | |
| TRP US TREASURY LONG-TERM INDEX TR | — | — | — | $2K | <0.1% | |
| TRP US LTD DUR INFL FOC BOND TRUST | — | — | — | $2K | <0.1% | |
| TRP US LTD DUR INFL FOC BOND TRUST | — | — | — | $2K | <0.1% | |
| TRP INTERNATIONAL BOND TRUST | — | — | — | $1K | <0.1% | |
| TRP DYNAMIC GLOBAL BOND TRUST | — | — | — | $612 | <0.1% | |
| TRP US TREASURY MM TRUST | — | — | — | $351 | <0.1% | |
| TRP US LTD DUR INFL FOC BOND TRUST | — | — | — | $52 | <0.1% | |
| PRUDENTIAL CORE CONSERVATIVE INT BD | — | — | — | $0 | <0.1% |