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Original filing (PDF)20251015103548NAL0005975760001
FOUNDATION COMMUNITIES
Form 5500
FILING_RECEIVED
FOUNDATION COMMUNITIES 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
335
Accounts w/ balance
445
Plan assets (EOY)
$16.8M
Net assets (EOY)
$16.8M
How this plan invests
This plan
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 52 bps in Schedule C fees — 80% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FOUNDATION COMMUNITIES.
Plan sponsor
Name
FOUNDATION COMMUNITIES
EIN
74-2563260
Address
3000 S IH35 STE 300 · AUSTIN, TX · 78704
Phone
(512) 610-4034
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CALHOUN, THOMSON & MATZA, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $88K | — |
| WORLD INVESTMENT ADVISORS, LLC | 61-1758632 | — | SERVICE PROVIDER | $0 | — |
Investments
33 direct securities· $17.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund a | — | — | — | $3.5M | 20.6% | |
| American Funds American Funds 2040 Target Date Retire R6 a | — | — | — | $2.4M | 14.3% | |
| American Funds American Funds 2045 Target Date Retire R6 a | — | — | — | $1.9M | 11.0% | |
| American Funds American Funds 2035 Target Date Retire R6 a | — | — | — | $1.5M | 8.7% | |
| American Funds American Funds 2050 Target Date Retire R6 a | — | — | — | $1.4M | 8.1% | |
| American Funds American Funds 2025 Target Date Retire R6 a | — | — | — | $1.2M | 7.3% | |
| American Funds American Funds 2055 Target Date Retire R6 a | — | — | — | $892K | 5.3% | |
| American Funds American Funds 2060 Target Date Retire R6 a | — | — | — | $531K | 3.2% | |
| American Century Investments American Century Ultra Fund R6 a | — | — | — | $500K | 3.0% | |
| party date,rate of interest, collateral, par, or maturity date AmCen Ultra Fund R6 Registered Investment Company | — | — | — | $500K | 3.0% | |
| JPMorgan Core Plus Bond Fund R6 a | — | — | — | $463K | 2.8% | |
| American Funds American Funds 2020 Target Date Retire R6 a | — | — | — | $438K | 2.6% | |
| PIMCO Income Fund Ins Registered Investment Company | — | — | — | $280K | 1.7% | |
| LOAN FUND Participant Loans - Rates 8.75% to 9.50% | — | — | — | $250K | 1.5% | |
| American Funds American Funds 2065 T Date R6 a | — | — | — | $237K | 1.4% | |
| American Funds American Funds 2030 Target Date Retire R6 a | — | — | — | $225K | 1.3% | |
| JPMorgan LgCp Val Fnd R6 Registered Investment Company | — | — | — | $216K | 1.3% | |
| JPMorgan Large Cap Value Fund R6 a | — | — | — | $216K | 1.3% | |
| Voya Fixed Account a | — | — | — | $171K | 1.0% | |
| American Funds American Funds EuroPacific Growth R6 a | — | — | — | $167K | 1.0% | |
| Columbia Threadneedle Columbia Select Mid Cap Value Fund I3 a | — | — | — | $141K | 0.8% | |
| American Funds American Funds New World Class R6 a | — | — | — | $115K | 0.7% | |
| Carillon Family of Funds Carillon Eagle Mid Cap Growth R6 a | — | — | — | $111K | 0.7% | |
| Calvert Research and Management Calvert US Large Cap Core Responsible Index a | — | — | — | $80K | 0.5% | |
| Calvert US Lg-Cp Cr Rsp In F I Registered Investment Company | — | — | — | $80K | 0.5% | |
| Fidelity Investments Fidelity Mid Cap Index Fund a | — | — | — | $68K | 0.4% | |
| American Funds American Funds 2015 Target Date Retire R6 a | — | — | — | $51K | 0.3% | |
| Dimensional Fund Advisors DFA US Small Cap Growth Portfolio Class I a | — | — | — | $41K | 0.2% | |
| Franklin Templeton Investments Franklin Small Cap Value Fund R6 a | — | — | — | $27K | 0.2% | |
| Fidelity Sm Cp Ind Fd Registered Investment Company | — | — | — | $10K | <0.1% | |
| Fidelity Investments Fidelity Small Cap Index Fund a | — | — | — | $10K | <0.1% | |
| Nuveen Real Estate Sec Sel R6 Registered Investment Company | — | — | — | $9K | <0.1% | |
| American Funds American Funds 2010 Target Date Retire R6 a | — | — | — | $3K | <0.1% |
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