Back to filter
Original filing (PDF)20251014150639NAL0003113921001
WESTSTAR BANK
Form 5500
FILING_RECEIVED
WESTSTAR BANK 401(K) PLAN
401(k) retirement plan
Active participants
329
Accounts w/ balance
386
Plan assets (EOY)
$26.5M
Net assets (EOY)
$26.5M
How this plan invests
This plan
52 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTSTAR BANK.
Plan sponsor
Name
WESTSTAR BANK
EIN
74-2559241
Address
P.O. BOX 99100 · EL PASO, TX · 799999100
Phone
(915) 532-1000
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LAUTERBACH, BORSCHOW & COMPANY, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | 31-4156830 | COLUMBUS, OH | PLAN CUSTODIAN | $40K | — |
Recordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANCE BENEFIT GROUP | 76-0342548 | HOUSTON, TX | PLAN RECORDKEEPER | $5K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| M HOLDINGS SECURITIES, INC. | 91-1802259 | SAN RAFAEL, CA | INVESTMENT ADVISOR | $0 | — |
Investments
52 direct securities· $26.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vngrd Trgt Rtrmt 2025 Inv Mutual Fund | — | — | — | $3.1M | 11.8% | |
| Vngrd Trgt Rtrmt 2030 Inv Mutual Fund | — | — | — | $2.3M | 8.7% | |
| Nw Fixed Select Option Insurance Company General Account | — | — | — | $2.2M | 8.4% | |
| Vngrd Trgt Rtrmt 2035 Inv Mutual Fund | — | — | — | $2.0M | 7.7% | |
| Vngrd Trgt Rtrmt 2040 Inv Mutual Fund | — | — | — | $2.0M | 7.4% | |
| Vngrd Trgt Rtrmt 2045 Inv Mutual Fund | — | — | — | $1.5M | 5.7% | |
| Vngrd Trgt Rtrmt 2055 Inv Mutual Fund | — | — | — | $1.4M | 5.4% | |
| Vngrd Trgt Rtrmt 2050 Inv Mutual Fund | — | — | — | $1.3M | 4.8% | |
| Vngrd 500 Index Fd As Mutual Fund | — | — | — | $1.2M | 4.6% | |
| Vngrd Trgt Rtrmt 2020 Inv Mutual Fund | — | — | — | $1.2M | 4.4% | |
| Vngrd Wlngtn Inv Mutual Fund | — | — | — | $1.1M | 4.1% | |
| Vngrd Gr Indx Adml Mutual Fund | — | — | — | $1.1M | 4.0% | |
| Vngrd Eq Inc Inv Mutual Fund | — | — | — | $869K | 3.3% | |
| Fed Hrms Gov Oblgtns Prmr Mutual Fund | — | — | — | $715K | 2.7% | |
| Invsco Glbl Y Mutual Fund | — | — | — | $661K | 2.5% | |
| Vngrd Trgt Rtrmt 2065 Inv Mutual Fund | — | — | — | $482K | 1.8% | |
| Vngrd Trgt Rtrmt Inc Mutual Fund | — | — | — | $461K | 1.7% | |
| Cnstga Sm Cap Inst Mutual Fund | — | — | — | $446K | 1.7% | |
| Jpm Mdcap Val L Mutual Fund | — | — | — | $356K | 1.3% | |
| Pgim Ttl Rtn Bd Z Mutual Fund | — | — | — | $282K | 1.1% | |
| Amfds Am Bal R6 Mutual Fund | — | — | — | $281K | 1.1% | |
| Tchstn Mdcap Gr Y Mutual Fund | — | — | — | $277K | 1.0% | |
| Vngrd Smcap Val Indx Adml Mutual Fund | — | — | — | $250K | 0.9% | |
| Vngrd Trgt Rtrmt 2060 Inv Mutual Fund | — | — | — | $216K | 0.8% | |
| Blkrk Is Ttlstkmkt Indx K Mutual Fund | — | — | — | $132K | 0.5% | |
| party value (d) Cost (e) Current value Vngrd Wlsly Inc Inv Mutual Fund | — | — | — | $89K | 0.3% | |
| Pimco Stkplsintdlrhdg Inst Mutual Fund | — | — | — | $82K | 0.3% | |
| Lrdabt Shrt Dur Inc I Mutual Fund | — | — | — | $70K | 0.3% | |
| Amfds Gr Inc R6 Mutual Fund | — | — | — | $63K | 0.2% | |
| Crmwll Cntrsqr Realest Inv Mutual Fund | — | — | — | $56K | 0.2% | |
| Hrtfrd Schdrintmlcpvl Sdr Mutual Fund | — | — | — | $56K | 0.2% | |
| Amfds Europacfc Gr R6 Mutual Fund | — | — | — | $54K | 0.2% | |
| Vngrd Ttl Stmkt Indx Fd As Mutual Fund | — | — | — | $53K | 0.2% | |
| Vngrd Star Inv Mutual Fund | — | — | — | $35K | 0.1% | |
| Vngrd Sm Cap Indx Fd As Mutual Fund | — | — | — | $21K | <0.1% | |
| Meeder Tctcl Inc Rtl Mutual Fund 736 Meeder Glbl Oppr Mutual Fund | — | — | — | $16K | <0.1% | |
| Meeder Muirfield Fund Mutual Fund | — | — | — | $10K | <0.1% | |
| Prncpl Divrs Realasst Inst Mutual Fund | — | — | — | $10K | <0.1% | |
| Baird Aggregte Bd Inst Mutual Fund | — | — | — | $10K | <0.1% | |
| Trowepr Spctrm Inc Mutual Fund | — | — | — | $9K | <0.1% | |
| Meeder Dynmc Gr Mutual Fund | — | — | — | $7K | <0.1% | |
| Jpm Rsrch Mkt Nutrl I Mutual Fund | — | — | — | $7K | <0.1% | |
| Blackrock Strat Inc Oppr K Mutual Fund | — | — | — | $7K | <0.1% | |
| Loomis Cor Pls Bd Y Mutual Fund | — | — | — | $6K | <0.1% | |
| Meeder Bal Mutual Fund | — | — | — | $4K | <0.1% | |
| Blkrk Tctcl Oppr Inst Mutual Fund | — | — | — | $3K | <0.1% | |
| Blkrk Evdriv Eq Inst Mutual Fund | — | — | — | $3K | <0.1% | |
| Blkrk Glbleqmktnutrl Inst Mutual Fund | — | — | — | $2K | <0.1% | |
| Meeder Spctrm Mutual Fund | — | — | — | $2K | <0.1% | |
| Vanguard Target Ret 2070 Fnd - Inv. ClassMutual Fund | — | — | — | $2K | <0.1% | |
| Meeder Quantex Fund Mutual Fund | — | — | — | $2K | <0.1% | |
| Pimco Allasstallathrityins Mutual Fund | — | — | — | $1K | <0.1% |
Related plans
Other plans using NATIONWIDE
NATIONWIDE CHILDREN'S HOSPITAL, INC.
NATIONWIDE CHILDREN'S HOSPITAL DEFINED CONTRIBUTION PLAN
$1.0B · 16,511 participants
NATIONWIDE CHILDREN'S HOSPITAL
NATIONWIDE CHILDREN'S HOSPITAL INC 403(B) TAX SHELTERED ANNUITY PLAN
$841.3M · 16,511 participants
BOARD OF TRUSTEES - STEAMFITTERS LOCAL 602 RETIREMENT SAVINGS PLAN
STEAMFITTERS LOCAL 602 RETIREMENT SAVINGS PLAN SAVINGS PLAN
$522.0M · 5,806 participants
ELLIS HOSPITAL
ELLIS HOSPITAL EMPLOYEES DEFINED CONTRIBUTION RETIREMENT PLAN
$268.7M · 2,732 participants
MOREHOUSE SCHOOL OF MEDICINE
MOREHOUSE SCHOOL OF MEDICINE 403(B) PLAN
$260.2M · 1,609 participants
HOLDER CONSTRUCTION GROUP, LLC
HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN
$229.4M · 1,589 participants
Similar-size Commercial Banking plans
AMALGAMATED BANK OF CHICAGO
AMALGAMATED BANK OF CHICAGO SALARIED EMPLOYEES' PROFIT SHARING PLAN
$26.5M · 130 participants
CHAMPLAIN NATIONAL BANK
CHAMPLAIN NATIONAL BANK PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM
$26.5M · 59 participants
THE CITIZENS NATIONAL BANK OF BLUFFTON
THE CITIZENS NATIONAL BANK OF BLUFFTON EMPLOYEE STOCK OWNERSHIP PLAN
$26.5M · 117 participants
COMMERCIAL BANK & TRUST COMPANY
COMMERCIAL BANK AND TRUST CO. 401K PROFIT SHARING PLAN
$26.6M · 204 participants
BENCHMARK BANK
BENCHMARK BANK EMPLOYEES 401K PLAN AND TRUST
$26.6M · 169 participants
PEOPLES STATE BANK
PEOPLES STATE BANK PROFIT SHARING 401(K) PLAN
$26.4M · 190 participants
Large plans in Texas
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
AT&T INC.
AT&T SAVINGS PLAN MASTER TRUST
$42.6B
AT&T INC.
SBC MASTER PENSION TRUST
$30.6B
AT&T INC.
AT&T PENSION BENEFIT PLAN
$28.3B · 93,065 participants
AMERICAN AIRLINES, INC. - RETIREMENT
MASTER TRUST FOR DC PLANS OF AMERICAN AIRLINES, INC. AND AFFILIATES
$27.7B
SAMMONS ENTERPRISES, INC.
SAMMONS ENTERPRISES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$23.9B · 3,454 participants