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Original filing (PDF)20251015091856NAL0005782272002
STYLECRAFT BUILDERS, INC.
Form 5500
FILING_RECEIVED
STYLECRAFT BUILDERS 401(K) PLAN
401(k) retirement plan
Signals · 3
26% in single holding~82 bps in Sched C feesNo recordkeeper disclosed
Active participants
118
Accounts w/ balance
267
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Schwab Self-directed brokerage accounts" is 26% of plan.
- 82 bps in Schedule C fees — 183% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STYLECRAFT BUILDERS, INC..
Plan sponsor
Name
STYLECRAFT BUILDERS, INC.
EIN
74-2485231
Address
4090 S HIGHWAY 6 SOUTH · COLLEGE STATION, TX · 77845
Phone
(979) 690-1222
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SEIDEL SCHROEDER & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PARAGON FINANCIAL ADVISORS | 20-8817933 | — | NONE | $54K | — |
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $17K | — |
| BRIAUD FINANCIAL PLANNING, INC. | 74-2620407 | — | NONE | $12K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $0 | — |
Investments
29 direct securities· $9.8M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Self-directed brokerage accounts | — | — | — | $2.5M | 24.7% | |
| Schwab Target 2050 Index Fund | — | — | — | $2.3M | 22.5% | |
| Schwab Target 2030 Index Fund | — | — | — | $1.4M | 13.2% | |
| Schwab Target 2060 Index Fund | — | — | — | $1.1M | 11.0% | |
| Schwab Target 2040 Index Fund | — | — | — | $803K | 7.9% | |
| Fidelity 500 Index Fund | — | — | — | $628K | 6.2% | |
| Participant Loans Rate: 4.25% - 9.50% - | — | — | — | $267K | 2.6% | |
| Vanguard Total Stock Market ETF | — | — | — | $133K | 1.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $91K | 0.9% | |
| T Rowe Price T Rowe Price Global Growth Stock Fund | — | — | — | $67K | 0.7% | |
| Fidelity Small Cap Growth Index Fund ** 444 Fidelity Small Cap Index Fund | — | — | — | $59K | 0.6% | |
| T Rowe Price T Rowe Price Blue Chip Growth I | — | — | — | $46K | 0.5% | |
| Vanguard Dividend Appreciation ETF ** 44 Virtus KAR Mid Cap Growth Fund I | — | — | — | $45K | 0.4% | |
| PIMCO StocksPLUS Long Duration Fund | — | — | — | $44K | 0.4% | |
| Fidelity Total International Index Fund | — | — | — | $44K | 0.4% | |
| Schwab U.S. Large Cap Value ETF | — | — | — | $38K | 0.4% | |
| Aberdeen Abrdn Physical Gold Shares ETF ** 145 Brown Capital Management Brown Capital Management International Small Co | — | — | — | $29K | 0.3% | |
| Morgan Stanley Morgan Stanley Developing Opportunity I | — | — | — | $28K | 0.3% | |
| Fidelity Mid Cap Value Index Fund | — | — | — | $25K | 0.2% | |
| * Schwab Bank Savings | — | — | — | $22K | 0.2% | |
| PIMCO Income Fund Institutional Class | — | — | — | $20K | 0.2% | |
| PIMCO 25+ Year Zero Coupon U.S. Treasury Index ETF | — | — | — | $19K | 0.2% | |
| Vanguard FTSE Social Index Adm ** 23 Vanguard Hi-Yield Corp Fund Adm | — | — | — | $18K | 0.2% | |
| Schwab U.S. Large Cap Growth ETF | — | — | — | $12K | 0.1% | |
| Fidelity Small Cap Value Index Fund | — | — | — | $10K | <0.1% | |
| Vanguard Total Bond Market ETF | — | — | — | $8K | <0.1% | |
| Fidelity Short Term Bond Index Fund | — | — | — | $7K | <0.1% | |
| Fidelity Emerging Markets Index Fund ** 146 Fidelity Mid Cap Growth Index Fund | — | — | — | $5K | <0.1% | |
| Fidelity Real Estate Income Fund | — | — | — | $4K | <0.1% |
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